163 Harbor Oaks Circle Santa Cruz, CA ^$ 815,000

163 Harbor Oaks Circle

^$ 815,000

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Open House 7/18 2pm - 4pm

163 Harbor Oaks Circle

Santa Cruz, CA, 95062

^$ 815,000

Bedrooms3 Baths1.1 Sq 1,218

Monthly Estimate*

^$ 5,146

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Condo for sale in Santa Cruz, CA

for $815,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,218 square foot condo was built in 1978.

Move in ready! Back part of Harbor Oaks, quiet and serene close to private gate entrance to Jose Park. Remodeled with new flooring, appliances, kitchen, lighting, paint and garden. Close to yacht harbor, trails, great commute location and community has a pool, green belts and lots of parking. 8 storage closets surround the 2 carports spaces with a door directly into your cute , enclosed backyard patio.

Open House

7/18/2026 2:00 PM - 4:00 PM

7/19/2026 1:00 PM - 4:00 PM

163 Harbor Oaks Circle Santa Cruz, CA

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Condo Active

Price

^$ 815,000

Bedrooms

Full Bath

Half Bath

Property Type

Condo

Taxes

^$ 0

Style

Contemporary

Year Built

1978

Town/City

Santa Cruz

County/Region

Santa Cruz

MLS | Web ID

ML82053360

Features

General

Living Area 1218

Sewer Public Sewer

Heating Forced Air

Cooling Ceiling Fan(s)

Roof Composition Shingles

Appliances Dishwasher Microwave

Zoning RM-3

HOA Fee 582

Garage Spaces 0

Association Fee Includes Common Area Maint Exterior Maintenance

Architectural Style Contemporary

Pool Features Community

Pets Allowed Cats OK Dogs OK

Year Built 1978

Electric 220 Volts in Kitchen

Stories Count 2

Levels Two Story

Property Subtype Condominium

Assoc Fee Paid Per Monthly

County Santa Cruz

Property Type Residential

HOA true

Energy Efficient Ceiling Insulation

Garage Y/N false

Full Baths 1

Status Active

Directions Off 7th Ave Near Capitola Road. Unit is in the bac.

City Santa Cruz

High School District Santa Cruz City High

MLS Area Listing

Virtual Tour https://f8.f8re.com/sites/rygyxwgd/unbranded

Standard Status Active

Elementary School District Live Oak Elementary

Interior

Interior Amenities Family Room Storage Breakfast Bar Pantry

Flooring Wood

Air Conditioning Y/N true

Heating Y/N true

Fireplace Y/N false

Total Bedrooms 3

Kitchen Features 220 Volt Outlet Breakfast Bar Dishwasher Eat-in Kitchen Disposal Microwave Pantry

Total Baths 2

1/2 Baths 1

Exterior

Parking Features Guest

Foundation Details Slab

Building Area Total 1218

ADU Y/N true

* Excluded Features

List By

Rebeca Finn

Listing Agent

David Lyng Real Estate

Broker

rfinn@davidlyng.com

Affordability Calculator

$5,146

Per Month

Monthly Principal & Interest: $5,146
Monthly Property Taxes: --
Monthly Home Insurance: --

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Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Condo listings in Santa Cruz, CA

Average List Price ^$737,867

Percent of Sale Price 9%

About Santa Cruz, CA

63,054 Population

16% Since 2002

^$67,765 Median Income

32.22 Median Age

20% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

0 Elementary School

0 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/14/2026	$815,000		Listed Price

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163 Harbor Oaks Circle, Santa Cruz, CA, 95062 is a Condo for sale at $815,000 with 1,218 sqft. 163 Harbor Oaks Circle has 3 bedrooms, 1.1 baths, and was built in 1978. The property's zip code is 95062 which is in Santa Cruz, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at 07/17/2026 09:18 AM UTC

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163 Harbor Oaks Circle

Condo for sale in Santa Cruz, CA

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