413 N Water Street Cambridge, IA $ 225,000
413 N Water Street
$ 225,000
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413 N Water Street

Cambridge, IA, 50046
$ 225,000
Bedrooms3 Baths1.0 Sq 1,440

Monthly Estimate*

$ 1,554

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Single Family Home for sale in Cambridge, IA

for $225,000 with 3 bedrooms and 1 full bath. This 1,440 square foot home was built in 1890 on a lot size of 0.41.

This house offers leverage for the handy homeowner. With this lot size, there's plenty of room for an oversized garage or shop. The bigger ticket items in the house are already done. Roof including sheathing was done in 2025. Electrical and HVAC are updated. Steel siding and replacement windows. That leaves cosmetic projects like flooring because there are hardwoods under the carpet, paint, fixtures, or additional bathroom options, etc. Have you wanted to live in a place where kids can ride bikes with almost no traffic? Where you can have a big garden on your own property? The options for a buyer willing to work hard/leverage their skills to transform a property into what they want are right here in Cambridge. All information is from seller and public records.

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Single Family Active

Price

$ 225,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 2,180

Style

Lot Size

0.41

Year Built

1890

Town/City

Cambridge

County/Region

Story

MLS | Web ID

745108

Features
General
Sewer Public Sewer
Property SubType Residential
County Story
Property Type Residential
Home Owner Assoc false
Garage Y/N true
Status Active
Directions Take Center St east then north and it turns into Water St. Property is at north end of the street.
City Cambridge
Senior Community Y/N false
High School District Ballard
Zoning Description R
Lot Size Units Acres
Lot Size Square Feet 18034
Tax Annual Amount 2180
Lease Considered Y/N false
Standard Status Active
Middle/Junior School District Ballard
Elementary School District Ballard
Property Sub Type Additional Residential
Heating Forced Air Gas
Cooling Central Air
Roof Asphalt Shingle
Appliances Dryer Refrigerator Stove Washer
Garage Spaces 1
Architectural Style Ranch Traditional
Construction Materials Metal Siding
Year Built 1890
Stories 1
Full Baths 0
Occupancy Type Vacant
MLS Area Cambridge
Legal Description O T LOTS 1 & 4 BLK 13
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Interior
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Interior Features Dining Area Eat-in Kitchen Second Kitchen
Flooring Vinyl
Half Baths 0
Total Bedrooms 3
Total Baths 1
Basement Crawl Space Partial
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Exterior
Lot Features Rectangular Lot
Water Source Public
Lot Size Area 0.41
Lot Size Acres 0.41
Road Surface Type Asphalt
Foundation Details Brick/Mortar
Building Area Total 1440
Lot Dimensions 142x127
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Internal Only
Street Number 1 413
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* Excluded Features
List By
Laurie Culp

Listing Agent

Re/Max Precision

Broker

laurie.culp5@gmail.com

Email

Affordability Calculator

$1,736
Per Month
90%
10%
0%
Monthly Principal & Interest
$1,554
Monthly Property Taxes
$182
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4814436 Elementary School
4814435 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/10/2026$225,000 -10.00% Price Down
7/14/2026$250,000 Listed Price

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413 N Water Street, Cambridge, IA, 50046 is a Single Family Home for sale at $225,000 with 1,440 sqft and a lot size of 0.41. 413 N Water Street has 3 bedrooms, 1.0 baths, and was built in 1890. The property's zip code is 50046 which is in Cambridge, IA