645 Union Street
Bay Saint Louis, MS, 39520 $ 235,000
Bedrooms3 Baths2.0 Sq 1,469 Monthly Estimate*
$ 1,484
for $235,000 with 3 bedrooms and 2 full baths. This 1,469 square foot home was built in 1984 on a lot size of 0.25.
Welcome to this charming 3-bedroom, 2-bath brick home located in a quiet Bay St. Louis neighborhood, just a short golf cart ride from downtown! Featuring a spacious combined living and dining area, this home also offers a versatile flex room that can be used as a home office, playroom, second living area, workout room, or whatever best fits your lifestyle. Inside, you'll find ceramic tile and LVP flooring throughout, along with a large laundry room for added convenience. The roof was replaced in 2020, providing peace of mind for years to come. Step outside to enjoy the oversized fenced backyard featuring a large concrete patio that's perfect for entertaining, grilling, or simply relaxing outdoors. The backyard also includes a huge storage shed/workshop and plenty of room for kids, pets, gardening, or future outdoor projects. A circle driveway provides ample parking and added convenience. Whether you're looking for an investment property, a project home to make your own, a first home, or your forever home, this property offers endless possibilities. Previously rented for $1,600 per month, it has proven income potential. Conveniently located just minutes from downtown Bay St. Louis, you'll enjoy easy access to shopping, restaurants, entertainment, the beach, fishing, and everything the Mississippi Gulf Coast has to offer. Also, no flood insurance required! Bring your vision and make this home your own!
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FeaturesGeneralProperty Subtype Single Family Residence
Tax Year 2025
County Hancock
Property Type Residential
Subdivision Name Metes And Bounds
Status Active
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 10890
Standard Status Active
Heating Central Electric Heat Pump Hot Water
Garage Spaces 0
Construction Materials Brick Veneer
Year Built 1984
New Construction false
Attached Garage false
Other Structures Shed(s) Workshop Barn(s)
Total Rooms 0
High School Bay St Louis
Elementary School Bay St. Louis
Middle/Junior High School Bay St. Louis Middle
Sewer Public Sewer
Patio/Porch Features Patio Porch
Community Features Near Entertainment
Virtual Tour https://www.propertypanorama.com/645-Union-Street-Bay-Saint-Louis-MS-39520/unbranded
Structure Type House
Levels One
Utilities Cable Available Electricity Connected Phone Available Sewer Connected Water Connected
Cooling Central Air Electric
Waterfront Features Other
Roof Asphalt Shingle
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InteriorTotal Baths 2
Interior Amenities Ceiling Fan(s) Crown Molding Stone Counters
Flooring Luxury Vinyl Ceramic Tile
Heating Y/N true
Laundry Features Laundry Room
Air Conditioning Y/N true
Fireplace Y/N false
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ExteriorLot Size Area 0.25
Lot Size Acres 0.25
Parking Features Driveway Circular Driveway
Lot Features Fenced
Water Source Public
Building Area Total 1469
Lot Dimensions Appox 90 X 123 x 90 x 123
Waterfront Y/N true
Exterior Amenities Private Yard Other See Remarks
Fencing Back Yard Privacy
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* Excluded FeaturesList ByWhitney M YoungListing Agent
Coastal Realty GroupBroker
whitney@coastalrealtygroup.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,484
- Monthly Property Taxes
- $168
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Bay Saint Louis, MS
Average List Price $453,883
Percent of Sale Price 93%
About Bay Saint Louis, MS 10,815 Population
-6% Since 2002
$ 44,438 Median Income
42.48 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
4648658 Elementary School
0 Middle School
Bay St Louis High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/14/2026 | $235,000 | | Listed Price |