48 W Clay Street Spencer, IN $ 262,500
48 W Clay Street
$ 262,500
Recently Listed New Construction
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48 W Clay Street

Spencer, IN, 47460
$ 262,500
Bedrooms3 Baths2.0

Monthly Estimate*

$ 1,657

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Single Family Home for sale in Spencer, IN

for $262,500 with 3 bedrooms and 2 full baths. This home was built in 2026 on a lot size of 0.07.

New Construction Currently Under Construction! Be among the first to own this beautiful new one-level home at 48 W. Clay St., Spencer, IN. Offering approximately 1,317 square feet of thoughtfully designed living space, this home features 9-foot ceilings and an open-concept floor plan that seamlessly connects the living room, dining area, and kitchen. The kitchen will be equipped with a full suite of new black stainless-steel appliances, providing both style and functionality. The efficient layout includes three bedrooms and two full baths, including a primary suite with a private bath. An attached 14' x 23' garage offers convenient parking and additional storage. Situated on a 44' x 68' lot, this home provides the benefits of low-maintenance living with the quality and efficiency of new construction. Conveniently located near shopping, dining, parks, and local amenities. Construction is underway, and final finishes and completion date are subject to construction progress.

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Single Family Active

Price

$ 262,500

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 415

Style

Site-Built Home

Lot Size

0.07

Year Built

2026

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202628087

Features
General
Sewer City
Heating Electric Heat Pump
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 2026
New Construction Spec
Subdivision None
Style One Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 0
REO No
Status Detail 0
Dining Room Level Main
Area Owen County
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Total Sq Ft 1317
Elementary School Spencer
Middle School Owen Valley
Legal Description PT SPENCER LOT 164
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202628087
Agent First Name Trent
Agent Last Name Keith
DOM 0
Tax Year 2025/2026
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Interior
Basement Crawl
Beds 3
Total Rooms 6
Dining Room Length 12
Dining Room Width 10
Living Room Width 18
Living Room Length 19
Full Baths Main 2
Full Baths Upper 0
Above Grade Bedrooms 3
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 13
2nd Bedroom Length 10
2nd Bedroom Level Main
2nd Bedroom Width 12
3rd Bedroom Length 10
3rd Bedroom Level Main
3rd Bedroom Width 12
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Exterior
Exterior Vinyl
Pool No
Garage Length 23
Garage Width 14
Lot Size Area 3049
Lot Dimensions 44 X 68
Lot Description Level Flood Plain 0-2.9999
Garage Capacity 1
Waterfront Y/N No
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* Excluded Features
List By
Trent Keith

Listing Agent

Keith Realty & Auction Group

Broker

trent.keith@homefinder.org

Email

Affordability Calculator

$1,692
Per Month
98%
2%
0%
Monthly Principal & Interest
$1,657
Monthly Property Taxes
$35
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1236904 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History
DatePricePrice ChangeDescription
7/14/2026$262,500 Listed Price

Map


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48 W Clay Street, Spencer, IN, 47460 is a Single Family Home for sale at $262,500 with a lot size of 0.07. 48 W Clay Street has 3 bedrooms, 2.0 baths, and was built in 2026. The property's zip code is 47460 which is in Spencer, IN