7054 Middle Channel Lane Clay Twp, MI $ 459,900
7054 Middle Channel Lane
$ 459,900
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7054 Middle Channel Lane

Clay Twp, MI, 48028
$ 459,900
Bedrooms2 Baths1.0 Sq 1,020

Monthly Estimate*

$ 2,904

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Single Family Home for sale in Clay Twp, MI for $459,900 with 2 bedrooms and 1 full bath. This 1,020 square foot home was built in 1962 on a lot size of 0.52.

Experience exceptional waterfront living on the highly sought-after Middle Channel of Lake St. Clair in this beautifully updated Harsens Island ranch offering 50ft of direct waterfront. Whether you're searching for a full-time residence, weekend retreat, or boating getaway, this move-in-ready waterfront home delivers the lifestyle buyers dream about. Enjoy panoramic water views, spectacular sunrises and sunsets, a steel seawall, expansive waterfront deck, and a private boathouse with dock and boat hoist. The hoist has a 20ft boat on it now but can accommodate much larger making this an outstanding opportunity for boating enthusiasts looking for immediate access to the Middle Channel, St. Clair River, and Lake St. Clair. Inside, the bright open-concept floor plan features 2 bedrooms, 1 full bath, abundant natural light through newer Wallside windows, a spacious family room with a natural gas fireplace, ceramic tile flooring, and an updated eat-in kitchen with bar seating. Stainless steel appliances-including the refrigerator, range, microwave, dishwasher, washer, and dryer-are included. Situated on an impressive 0.52-acre lot (approx 50x450ft), the property offers exceptional outdoor space rarely found on waterfront homes. The deep lot provides exciting possibilities for future expansion, including room for a pole barn, additional storage for boats and recreational equipment, or a future guest suite or living space (subject to township approval and applicable building requirements). The detached 1.5 car garage includes electricity, while public water, septic, cable, and internet service provide modern convenience. Seller is offering concessions toward flooring and deck improvements, providing buyers an excellent opportunity to personalize the home while enjoying immediate waterfront living.

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Single Family Active

Price

$ 459,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 2,184

Style

Ranch

Lot Size

0.52

Year Built

1962

Town/City

Clay Twp

County/Region

STCLAIR

MLS | Web ID

58050214567

Features
Interior
Interior Amenities EatInKitchen EntranceFoyer HighSpeedInternet WetBar
Flooring CeramicTile
Fireplace Features FamilyRoom Gas WoodBurning
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Window Features WindowTreatments
Fireplace Y/N Y
Above Grade Finished Area 1020.0
Total Bedrooms 2
Below Grade Finished Area 0.0
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type SquareFeet
Total Baths 1
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General
Sewer SepticTank
Heating ForcedAir NaturalGas
Cooling CeilingFans
Possession ClosePlus31to60Days
Appliances Dishwasher Dryer Microwave Oven Refrigerator Range Washer
Garage Spaces 1.5
Patio/Porch Features Deck
Architectural Style Ranch
Pool Features None
Security Features SecuritySystem
Construction Materials VinylSiding
Year Built 1962
Levels One
Property Subtype SingleFamilyResidence
Tax Year 2025
Waterfront Features AllSportsLake BoatFacilities DockFacilities LakePrivileges RiverFront Seawall Waterfront
County StClair
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name ST CLAIR FLATS MIDDLE CHANNEL
Garage Y/N Y
Total Rooms 9
Full Baths 1
Status Active
City ClayTownship_StClair
Body of Water Middle Channel
Disclosures FloodUnk TaxesHomesteadExempt
Senior Community Y/N N
High School District Algonac
Zoning Description Residential
MLS Area Area10231ClayTwp
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 2184.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://player.vimeo.com/video/1195842979
Standard Status Active
Legal Description NELY 1/2 OF SWLY 1/2 OF LOT 102 ST CLAIR FLATS MIDDLE CHANNEL DEEDED 3/64
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Exterior
Parking Features OneandHalfCarGarage Detached ElectricityinGarage Garage
Lot Features DeadEndStreet WaterView
Water Source Public
Foundation Details CrawlSpace
Spa N
Lot Dimensions 50 x 450
Lot Size Acres 0.52
Frontage Length 50
Frontage Type Waterfront
Waterfront Y/N Y
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 7054
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* Excluded Features
List By
Laura Janski

Listing Agent

Re/Max Advisors

Broker

(810) 300-0262

Phone

Affordability Calculator

$3,086
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,904
Monthly Property Taxes
$182
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
848359 Elementary School
848319 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/12/2026$459,900 Listed Price

Map


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7054 Middle Channel Lane, Clay Twp, MI, 48028 is a Single Family Home for sale at $459,900 with 1,020 sqft and a lot size of 0.52. 7054 Middle Channel Lane has 2 bedrooms, 1.0 baths, and was built in 1962. The property's zip code is 48028 which is in Clay Twp, MI