4 Harding Street Middletown, NY $ 389,000
4 Harding Street
$ 389,000
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4 Harding Street

Middletown, NY, 10940
$ 389,000
Bedrooms4 Baths2.0 Sq 1,416

Monthly Estimate*

$ 2,456

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Single Family Home for sale in Middletown, NY

for $389,000 with 4 bedrooms and 2 full baths. This 1,416 square foot home was built in 1900 on a lot size of 0.0413.

Middletown Central Gem with Lots of Space and Super Low Taxes! Located just minutes from Downtown Middletown, this solid house has a very practical layout with 4 spacious bedrooms and 2 full bathrooms, making it perfect for a growing family or an investor. On top of the great living space, you get a huge attic and a full basement that give you tons of extra room for storage or a workshop. The best part about this property is the incredibly low holding cost—total annual taxes are only $3,750(year 2025), and you can lower them even more if you live here as your primary home by applying for the NY STAR tax relief. A brand-new, energy-efficient Navien tankless wall-mounted combination boiler was installed last year, providing reliable, high-efficiency heating and hot water while saving on utility bills.While the house is in average condition right now and needs some cosmetic updates, it has great bones and a rock-solid foundation. This is a rare chance to buy a big house with low expenses, fix it up your way, and build instant equity in a super convenient location.

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Single Family Active

Price

$ 389,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 3,778

Style

Lot Size

0.0413

Year Built

1900

Town/City

Middletown

County/Region

Orange

MLS | Web ID

1024955

Features
Interior
Interior Amenities High Ceilings Washer/Dryer Hookup
Basement Full Unfinished
Basement Features Full Unfinished
Basement (Y/N) Y
Half Baths 0
Total Bedrooms 4
Total Baths 2
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General
Sewer Public Sewer
Heating Baseboard ENERGY STAR Qualified Equipment Natural Gas
Cooling None
Utilities Electricity Connected Natural Gas Connected Sewer Connected Trash Collection Public Water Connected
Appliances Gas Oven Gas Range Refrigerator
Architectural Style Other
Construction Materials Frame
Year Built 1900
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 330900-030-000-0001-021.000-0000
County Orange County
Property Type Residential
HOA N
Garage Y/N N
Total Rooms 6
Full Baths 2
High School Middletown High School
City Middletown
Senior Community Y/N N
High School District Middletown
Carport Y/N N
Elementary School Maple Hill Elementary School
Property Attached Y/N Y
Tax Annual Amount 3778.98
Middle/Junior High School Middletown Twin Towers Middle Sch
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Middletown
Elementary School District Middletown
Tax Assessed Value 13500
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Exterior
Parking Features Driveway Driveway
Water Source Public
Waterfront Y/N N
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Internal Only
Street Number 1 4
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* Excluded Features
List By
Hai Li

Listing Agent

Kw Hudson Valley United

Broker

845-610-6065

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Affordability Calculator

$2,771
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,456
Monthly Property Taxes
$315
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4099694 Elementary School
4100242 Middle School
Middletown High School High School
Pricing History
DatePricePrice ChangeDescription
7/12/2026$389,000 Listed Price

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4 Harding Street, Middletown, NY, 10940 is a Single Family Home for sale at $389,000 with 1,416 sqft and a lot size of 0.0413. 4 Harding Street has 4 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 10940 which is in Middletown, NY