11 S Smallwood Street
Cumberland, MD, 21502 $ 384,000
Bedrooms3 Baths2.1 Sq 2,520 Monthly Estimate*
$ 2,425
for $384,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,520 square foot home was built in 1890 on a lot size of 0.11.
Step into timeless character and modern convenience at 11 S. Smallwood Street in Cumberland, Maryland. Located on Cumberlands desirable West Side, this beautiful Colonial home was built in 1890 and offers the charm and craftsmanship of a historic property with thoughtful updates for todays lifestyle. The updated kitchen features granite countertops, a refrigerator, gas stove, built-in microwave, and a convenient center island with a sink. Hardwood floors extend throughout much of the home, adding warmth and character to every room. Entertain in the formal dining room, highlighted by French doors and a decorative marble fireplace, or relax in the spacious living room featuring another decorative marble fireplace and a ceiling fan. The main level also offers a laundry area with hookups for a future shower, along with a lovely sunroom that provides additional space to unwind. Upstairs, you will find flexible living options, including a room that could serve as an additional bedroom, nursery, home office, dressing room, or oversized closet. The second-floor bathroom features tile flooring, and one of the bedrooms provides access to the homes back stairway. The large basement offers excellent storage space, rear access, built-in shelving, and a separate storage room. The home is heated by a natural gas boiler, and additional inclusions include a second-floor window air-conditioning unit and a television. Outside, enjoy a side porch, storage shed, covered deck, off-street parking for two vehicles, and a spacious fenced side yardperfect for pets, gardening, entertaining, or relaxing outdoors. Adding even more opportunity, the property is also zoned commercial, opening the door to a variety of potential uses. Conveniently located near Downtown Cumberland, the courthouse, library, shopping, dining, and local attractions, this well-maintained home truly reflects pride of ownership. Historic beauty, modern updates, flexible space, and commercial possibilities all come together in one exceptional property. Schedule your private showing today and discover everything this West Side gem has to offer! CALL TODAY!
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FeaturesGeneralLiving Area 2520
Sewer Public Sewer
Heating Radiator
Cooling Ceiling Fan(s) Window Unit(s)
Possession Settlement
Roof Composite Shingle
Appliances Built-In Microwave Oven/Range - Gas Refrigerator
Zoning Z-RC
Architectural Style Colonial
Construction Materials Brick
School District ALLEGANY COUNTY PUBLIC SCHOOLS
Year Built 1890
View City Mountain Street Trees/Woods
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Cumberland
Accessibility None
County ALLEGANY
New Construction N
Property Type Residential
HOA N
Subdivision Name WEST SIDE
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions GPS
City CUMBERLAND
Disclosures Lead Based Paint - Federal Lead Based Paint - State Prop Disclaimer
Senior Community Y/N N
MLS Area W Cumberland - Allegany County (MDAL3)
Lot Size Units Square Feet
Lot Size Square Feet 4949.00
Tax Annual Amount 4712.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 152.38
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
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InteriorHeating Fuel Natural Gas
Basement Connecting Stairway Full Unfinished
Flooring Ceramic Tile Carpet Wood
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2520
Half Baths 1
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorPool No Pool
Lot Features Landscaping Rear Yard SideYard(s)
Water Source Public
Type of Parking Driveway
Foundation Details Stone
Water View Y/N N
Lot Size Acres 0.11
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 4900.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList Bypamterry1971@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,425
- Monthly Property Taxes
- $393
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cumberland, MD
Average List Price $205,992
Percent of Sale Price 46%
About Cumberland, MD 19,806 Population
-9% Since 2002
$ 33,685 Median Income
41.47 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
3534976 Elementary School
3534179 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/12/2026 | $384,000 | | Listed Price |