197 Lake Shore Drive N Milford, NY $ 535,000
197 Lake Shore Drive N
$ 535,000
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197 Lake Shore Drive N

Milford, NY, 12116
$ 535,000
Bedrooms3 Baths2.0 Sq 2,000

Monthly Estimate*

$ 3,378

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Single Family Home for sale in Milford, NY

for $535,000 with 3 bedrooms and 2 full baths. This 2,000 square foot home was built in 1981 on a lot size of 0.19.

LIVING THE LAKE LIFE! Your dream of year-round lakefront living awaits on beautiful Goodyear Lake! This meticulously maintained, four-season home offers 88 feet of prime waterfront with a gently sloping lawn to the water—no stairs! Enjoy swimming, fishing, kayaking, boating, or simply relaxing from the shoreline deck and convenient paddle house for storing oars, life jackets, and lake gear. Take in breathtaking lake views, afternoon sunshine, spectacular sunsets, and abundant wildlife including eagles, herons, ducks, and geese from the expansive L-shaped covered deck, designed for enjoying the outdoors rain or shine. Thoughtfully landscaped with evergreens, hydrangeas, and rhododendrons, the property offers beauty and privacy. Inside, over 2,000 square feet of updated living space is designed to maximize the incredible waterfront views. A wall of sliding glass doors fills the open-concept main level with natural light and opens directly to the covered deck. The living room features a striking black marble-surround gas fireplace, custom built-ins, and barn doors. The kitchen offers newer appliances, a pantry, and adjacent laundry area. Also on the main level are a full bath, a guest bedroom with attic access, and a spacious primary ensuite with a large closet and direct access to the attached garage. The walk-out lower level includes a third bedroom, an additional living area overlooking the lake, and a large flexible space ideal for a family room, home office, gym, recreation, or hobby room. Additional features include an oversized attached two-car garage with thermostatically controlled exhaust system, abundant wall and overhead storage, blacktop driveway with ample guest parking, newer roof, and whole-house generator. Conveniently located between Cooperstown and Oneonta, just minutes from the National Baseball Hall of Fame, Dreams Park, Cooperstown All Star Village, Bassett Healthcare, SUNY Oneonta, Hartwick College, museums, shopping, and dining. Easy access to NYC and regional airports. A rare opportunity to own a lakefront retreat where every season brings new memories. Start enjoying the lake lifestyle today!

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Single Family Active

Price

$ 535,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,715

Style

Ranch

Lot Size

0.19

Year Built

1981

Town/City

Milford

County/Region

Otsego

MLS | Web ID

R1696879

Features
Interior
Interior Amenities CeilingFans CathedralCeilings SeparateFormalLivingRoom GalleyKitchen GraniteCounters Pantry SlidingGlassDoors Storage BedroomOnMainLevel BathInPrimaryBedroom MainLevelPrimary PrimarySuite
Basement Full Finished WalkOutAccess
Flooring Carpet LuxuryVinyl Varies
Total Fireplaces 2
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 2
Main Level Bathrooms 2
Total Baths 2
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General
Sewer SepticTank
Heating Electric HeatPump Propane Other SeeRemarks Baseboard Stove
Cooling HeatPump Other SeeRemarks
Utilities HighSpeedInternetAvailable
Possession Closing
Roof Asphalt
Appliances Dryer Dishwasher ElectricOven ElectricRange ElectricWaterHeater Microwave Refrigerator Washer WaterPurifierOwned
Garage Spaces 2.0
Patio/Porch Features Covered Deck Porch
Architectural Style Ranch
Construction Materials WoodSiding
School District Milford
Year Built 1981
View Water
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess Lake
Accessibility AccessibleBedroom
County Otsego
Property Type Residential
Attached Garage Yes
Subdivision Name Cliffside
Garage Y/N Yes
Other Structures Other
Total Rooms 10
Full Baths 2
Status Active
Directions State Hwy 7 to County Highway 35: travel 1.7 miles make a left onto Lake Shore Drive North. Continue .2 of a mile make a right continuing on Lake Shore Drive North. Continue .3 of a mile property on
High School Milford Central
City Milford
Body of Water Goodyear Lake
Senior Community Y/N No
High School District Milford
Number Of Units Total 0
MLS Area Milford-364089
Lot Size Units Acres
Lot Size Square Feet 8276.0
Year Built Details Existing
Tax Annual Amount 5715.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Milford
Elementary School District Milford
Tax Assessed Value 245400
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 3
Virtual Tour https://drive.google.com/file/d/1Rby8A2srAli-cDi2iQyD-XFQByaEw7Sp/view
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Exterior
Exterior Amenities BlacktopDriveway Deck SeeRemarks PropaneTankOwned
Parking Features Attached Garage GarageDoorOpener
Lot Features Rectangular RectangularLot
Water Source Well
Lot Size Area 0.19
Foundation Details Block
Building Area Total 2000.0
Lot Dimensions 88X120
Lot Size Acres 0.19
Frontage Length 88
Waterfront Y/N Yes
Door Features SlidingDoors
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Internal Only
Street Number 1 197
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(607) 434-9538

Phone

Affordability Calculator

$3,854
Per Month
88%
12%
0%
Monthly Principal & Interest
$3,378
Monthly Property Taxes
$476
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122806 Elementary School
4122737 Middle School
Milford Central High School High School
Pricing History
DatePricePrice ChangeDescription
7/11/2026$535,000 Listed Price

Map


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197 Lake Shore Drive N, Milford, NY, 12116 is a Single Family Home for sale at $535,000 with 2,000 sqft and a lot size of 0.19. 197 Lake Shore Drive N has 3 bedrooms, 2.0 baths, and was built in 1981. The property's zip code is 12116 which is in Milford, NY