670 Harbor Dr Lancaster, TN $ 529,900
670 Harbor Dr
$ 529,900
Recently Listed New Construction
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670 Harbor Dr

Lancaster, TN, 38569
$ 529,900
Bedrooms2 Baths2.1 Sq 1,392

Monthly Estimate*

$ 3,346

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Single Family Home for sale in Lancaster, TN

for $529,900 with 2 bedrooms and 2 full baths, 1 half bath. This 1,392 square foot home was built in 2026 on a lot size of 0.49.

Nestled among mature trees in a desirable Center Hill Lake gated community, this home offers the perfect blend of privacy, modern design, and easy access to lake recreation. (2BR +LARGE office w/ closet ) The striking modern farmhouse welcomes you with soaring ceilings and stunning double-stacked window walls that fill the home with natural light. The open-concept floor plan flows seamlessly into a beautifully appointed kitchen featuring abundant quartz countertop space, a large center island with a gas cooktop, and a spacious pantry—perfect for entertaining and everyday living. Just off the kitchen you will find a spacious utility room and a convenient powder room on the main level provides added convenience for guests. The main-level primary suite offers a custom tiled shower, relaxing soaking tub, and double vanities. Upstairs, you'll find a guest bedroom and a large office/flex room with a closet, providing excellent space for a home office, fitness area or additional living space. The upstairs bath features a custom tiled shower. Enjoy peaceful mornings and relaxing evenings on the expansive wraparound deck, offering multiple spaces for outdoor dining, entertaining, or simply taking in the serene wooded surroundings. Community walking trails, park and playground, There is also a community dock managed by Center Hill Marina

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Single Family Active

Price

$ 529,900

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 1,573

Style

Lot Size

0.49

Year Built

2026

Town/City

Lancaster

County/Region

Smith

MLS | Web ID

3270691

Features
General
Living Area 1392
Sewer Septic Tank
Heating Central
Cooling Central Air Electric
Utilities Electricity Available Water Available
Possession Negotiable
Roof Shingle
Appliances Oven Gas Range Dishwasher Disposal
HOA Fee 50
Garage Spaces 0
Patio/Porch Features Deck Covered
Construction Materials Hardboard Siding
Pets Allowed Yes
Year Built 2026
Stories Count 2
Topography Sloped
Levels Two
Property Subtype Single Family Residence
HOA Fee 2 200
Assoc Fee Paid Per Monthly
County Dekalb County TN
New Construction Y
Property Type Residential
Association Amenities Boat Dock Gated Park Trail(s)
Attached Garage N
Subdivision Name Cove Hollow Bay Phase II
Garage Y/N N
Full Baths 2
Status Active
Directions Take I-40 to Exit 268 At the end of the ramp turn south onto TN-96. Continue for about 8 miles (you’ll pass Center Hill Dam area). Turn right onto TN-141 / continue on TN-96 South and follow for 5 mi
High School De Kalb County High School
City Lancaster
Senior Community Y/N N
Lot Size Units Acres
HOA Fee 2 Frequency One Time
Elementary School DeKalb West Elementary
Property Attached Y/N N
Year Built Details New
Tax Annual Amount 1573
Middle/Junior High School DeKalb Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Tax Lot 17
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Interior
Basement Crawl Space
Flooring Luxury Vinyl Tile
Air Conditioning Y/N Y
Heating Y/N Y
Above Grade Finished Area 1392
Half Baths 1
Total Bedrooms 2
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Boat Slip
Lot Features Sloped
Water Source Public
Total Parking 0
Lot Size Area 0.49
Building Area Total 1392
Lot Dimensions 88.03 X 193.30
Lot Size Acres 0.49
Lot Size Source Calculated from Plat
Waterfront Y/N N
Covered Spaces 0
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Internal Only
Street Number 1 670
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* Excluded Features
List By
Underwood Hometown Realty, Llc

Broker

robinunderwood75@gmail.com

Email

Affordability Calculator

$3,477
Per Month
96%
4%
0%
Monthly Principal & Interest
$3,346
Monthly Property Taxes
$131
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4313772 Elementary School
4313302 Middle School
De Kalb County High School High School
Pricing History
DatePricePrice ChangeDescription
7/10/2026$529,900 Listed Price

Map


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670 Harbor Dr, Lancaster, TN, 38569 is a Single Family Home for sale at $529,900 with 1,392 sqft and a lot size of 0.49. 670 Harbor Dr has 2 bedrooms, 2.1 baths, and was built in 2026. The property's zip code is 38569 which is in Lancaster, TN