1107 W 4th Street Spencer, IA ^$ 350,000

1107 W 4th Street

^$ 350,000

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Recently Listed

1107 W 4th Street

Spencer, IA, 51301

^$ 350,000

Bedrooms5 Baths2.2 Sq 2,128

Monthly Estimate*

^$ 2,210

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Single Family Home for sale in Spencer, IA

for $350,000 with 5 bedrooms and 2 full baths, 2 half baths. This 2,128 square foot home was built in 1956 on a lot size of 0.51.

Your next home awaits! A spacious corner lot conveniently located in town, this is a five-bedroom, four-bathroom ranch is ready to move in and make your own. Beautiful details create character and interest, meaning this is a house unlike any other in town.

Single Family Active

Price

^$ 350,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 5,870

Style

Ranch

Lot Size

0.51

Year Built

1956

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260793

Features

General

Sewer Public Sewer

Construction Concrete Block Frame/Wood

Heating Boiler

Flood Zone No

Number of Garage Spaces 2

School District Spencer

Architectural Style Ranch

Stories Count 1

Class RESIDENTIAL

Assessments No

Levels One

Type Single Family Residence

Yearly Taxes 5870

Tax Year 2024

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 22050

Construction Materials Wood Siding

Primary City Spencer

Year Built 1956

Directions On the north west corner of W 4th St and 11th Ave W.

City Spencer

Total Sq Ft 3524

DOM 0

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 164.47

Public Remarks Your next home awaits! A spacious corner lot conveniently located in town this is a five-bedroom four-bathroom ranch is ready to move in and make your own. Beautiful details create character and inte

Exterior

Waterfront 0

Garage Type Attached

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 4

Full Baths 2

1/4 Baths 0

Basement Style Full

* Excluded Features

List By

Kate Padilla

Listing Agent

Exp Realty Llc

Broker

(712) 363-0332

Phone

katherine.padilla@exprealty.com

Affordability Calculator

$2,699

Per Month

Monthly Principal & Interest: $2,210
Monthly Property Taxes: $489
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$228,568

Percent of Sale Price 35%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/10/2026	$350,000		Listed Price

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1107 W 4th Street, Spencer, IA, 51301 is a Single Family Home for sale at $350,000 with 2,128 sqft and a lot size of 0.51. 1107 W 4th Street has 5 bedrooms, 2.2 baths, and was built in 1956. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 7/11/2026.

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1107 W 4th Street

Single Family Home for sale in Spencer, IA

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