897 Summit Point Cadiz, KY $ 746,897
897 Summit Point
$ 746,897
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897 Summit Point

Cadiz, KY, 42211
$ 746,897
Bedrooms4 Baths3.0 Sq 3,313

Monthly Estimate*

$ 4,716

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Single Family Home for sale in Cadiz, KY

for $746,897 with 4 bedrooms and 3 full baths. This 3,313 square foot home was built in 1999 on a lot size of 1.26.

A Rare Waterfront Opportunity on Little River It's not often a property like this comes along. Perfectly positioned on a rare 1.26-acre peninsula lot in the peaceful waters of Little River, 897 Summit Point offers something that's becoming increasingly difficult to find—water surrounding the property on three sides, breathtaking panoramic views, year-round water, and a level of privacy that makes you feel like you've escaped to your own private peninsula. Designed to embrace the beauty of its surroundings, this 3,660-square-foot waterfront home features 4 bedrooms, 3 full bathrooms, and an open floor plan where the views take center stage. Walls of windows fill the home with natural light while framing the ever-changing beauty of the water from the main living areas. The spacious great room, complete with a cozy fireplace, creates a warm and inviting place to gather, while the walkout lower level offers a second family room with another fireplace and a wet bar—perfect for entertaining after a day on the water. The kitchen opens effortlessly into the dining and living areas, creating a comfortable space where conversations flow as easily as the views. Whether you're hosting holiday gatherings, enjoying a quiet weekend, or welcoming friends after a day on the lake, this home was designed for making memories. Upstairs, the loft provides flexible space that can easily serve as additional sleeping accommodations, a home office, a reading nook, or a game room. Step outside and experience what makes this property truly exceptional. Relax on the expansive upper deck, unwind on the covered patio, or take the short walk to your private two-slip covered dock with year-round water. Whether your perfect day includes boating, fishing, kayaking, paddleboarding, or simply floating under the Kentucky sky, everything you love about lake living begins right here. Two oversized garages provide plenty of room for boats, golf carts, fishing gear, and all the essentials that come with an active waterfront lifestyle. Properties like this are exceptionally rare. While beautiful homes can be built, a peninsula lot with panoramic water views, year-round water, outstanding privacy, and a private dock is something nature creates only a handful of times. It's the kind of property families treasure for generations and one that rarely becomes available. If you've been searching for more than just a lake house—if you've been searching for a place where mornings begin on the dock, afternoons are spent on the water, and evenings end with unforgettable sunsets—897 Summit Point is ready to welcome your next chapter.

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Single Family Pending

Price

$ 746,897

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Contemporary

Lot Size

1.26

Year Built

1999

Town/City

Cadiz

County/Region

Trigg

MLS | Web ID

26017251

Features
Interior
Interior Amenities Breakfast Bar Primary Downstairs Walk-In Closet(s) Wet Bar
Basement Finished Interior Entry Partially Finished Sump Pump Walk-Out Access Walk-Up Access
Flooring Carpet Tile
Total Fireplaces 2
Fireplace Features Gas Starter Wood Burning
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Insulated Windows
Fireplace Y/N Y
Above Grade Finished Area 1948.0
Half Baths 0
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1365.0
Total Baths 3
Heating-Forced Air True
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General
Sewer Septic Tank
Heating Forced Air Propane Propane Tank Owned
Cooling Central Air
Utilities Electricity Connected Propane Connected Water Connected
Possession Negotiable
Roof Dimensional Style
Appliances Dishwasher Dryer Gas Range Microwave Oven Refrigerator Washer
HOA Fee 150.0
Garage Spaces 4.0
Association Fee Includes Other
Patio/Porch Features Deck Patio Rear Patio
Architectural Style Contemporary
Construction Materials Vinyl Siding Brick Veneer
Year Built 1999
View Lake Water
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number S-18-037-3
Assoc Fee Paid Per Annually
County Trigg
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name Siloam Point
Garage Y/N Y
Total Rooms 11
Full Baths 3
Status Pending
Directions From Trigg County Courthouse take Bus 68 west-Right on Rockcastle Rd - Right on Trigg Furnace Rd-Right on Siloam Rd.-Right on Summit Point-Property is the second house on the right
High School Trigg Co
City Cadiz
Body of Water Lake Barkley
High School District Trigg - 110
MLS Area 110 - Trigg County
Lot Size Units Acres
Lot Size Square Feet 54885.6
Carport Spaces 2.0
Carport Y/N Y
Elementary School Trigg County Elementary
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Trigg County Middle
MLS Area Minor 110 - Trigg County
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://tour.giraffe360.com/4da6d6759a8c42009b84f71149733acf/?lsf=1
Structure Type House
Standard Status Pending
Senior Community None
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Exterior
Exterior Amenities Fire Pit
Parking Features Attached Garage Basement Driveway Garage Faces Side
Water Source Public
Lot Size Area 1.26
Foundation Details Concrete Perimeter
Building Area Total 3313.0
Lot Size Acres 1.26
Lot Size Source Public Records
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 897
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* Excluded Features
List By
1St Realty Group

Broker

kylakeproperty@aol.com

Email

Affordability Calculator

$4,716
Per Month
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Monthly Principal & Interest
$4,716
Monthly Property Taxes
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5497634 Elementary School
5495957 Middle School
Trigg Co High School High School
Pricing History
DatePricePrice ChangeDescription
7/10/2026$746,897 Listed Price

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897 Summit Point, Cadiz, KY, 42211 is a Single Family Home for sale at $746,897 with 3,313 sqft and a lot size of 1.26. 897 Summit Point has 4 bedrooms, 3.0 baths, and was built in 1999. The property's zip code is 42211 which is in Cadiz, KY