865 COLE Road
Jacksonville, FL, 32218 $ 730,000
Bedrooms9 Baths5.0 Sq 2,700 Monthly Estimate*
$ 5,042
for $730,000 with 9 bedrooms and 5 full baths. This 2,700 square foot home was built in 1948 on a lot size of 1.36.
Two residences, room to spread out, and a North Jacksonville location. Set on 1.36 acres in Oceanway, 865 Cole Road offers a primary residence plus a separate in-law home, a layout that gives buyers several ways to use the property. Explore a rental investment or a combination of personal living space and rental use. Features include tile flooring, a metal roof, separate electric meters, a gated entrance, a paved driveway, carports, and an RV pad with hookups. The detached home adds a separate living space, while the grounds provide room for parking and outdoor use. Convenient to I-95, I-295, Jacksonville International Airport, and River City Marketplace. Buyers should verify permitted uses, square footage, leases, and property systems during due diligence. The property consists of a 9-bedroom, 5-bath main residence plus a detached 1-bedroom, 1-bath accessory dwelling unit, offering flexibility that is hard to find in today's market. The main residence is configured with multiple living areas, including suites with private interior laundry, and the largest suite offers 3 bedrooms, 2 baths, and propane service for the range and dryer. An insulated garage could easily be converted into additional living space. The detached ADU adds even greater versatility, ideal as a guest house, in-law suite, property manager's quarters, or additional rental opportunity. Extensive capital improvements have already been completed, providing peace of mind and minimizing future maintenance: a new 6,250+ sq ft ribbed metal roof, updated plumbing throughout, new electrical panels with separate electric meters and primarily 12-gauge wiring, hurricane-impact windows throughout most of the property, durable red steel construction with predominantly metal siding, matching tile flooring throughout, industrial-sized gutters with French drains, new appliances and propane service, two oversized septic systems with expansive drain fields, and vinyl fencing with a heavy-duty automatic security gate. The exterior features a 220-foot paved driveway, two large carports, a greenhouse, an oversized concrete RV pad with full hookups, extensive parking, and well-maintained grounds. The property is in Flood Zone X. Just minutes from I-95 and I-295, less than 10 minutes to Jacksonville International Airport, about 15 minutes to Downtown Jacksonville, about 25 minutes to the beaches, and minutes from River City Marketplace. Use it as a primary home with income from the ADU, a multi-generational compound, or an investment, and explore potential future subdivision or additional development, subject to buyer verification with the appropriate governmental authorities. With 3,380 total square feet across both buildings on 1.36 acres, this property would be difficult and costly to recreate at today's land and construction costs. Schedule your private showing today.
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FeaturesGeneralHeating Central
Cooling Central Air
Utilities Electricity Connected Water Connected Propane
Possession Close Of Escrow
Appliances Dryer Electric Cooktop Electric Oven Washer Water Softener Owned
Garage Spaces 2.0
Year Built 1948
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential
Parcel Number 1068430280
County Duval
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Oceanway
Garage Y/N Y
Total Rooms 0
Full Baths 5
Status Active
Directions Take 95N to exit 362A to 295 East. In 1.1 miles turn onto US 17 in .2 turn right onto Main Street. In .4 miles turn left onto Cole Rd W. In .5 miles turn right onto Cole Rd. In .2 miles the home is o
City Jacksonville
Senior Community Y/N N
MLS Area 092-Oceanway/Pecan Park
Lot Size Units Acres
Lot Size Square Feet 59241.6
Carport Spaces 4.0
Carport Y/N Y
Listing Terms Cash Conventional
Property Attached Y/N N
Tax Annual Amount 764.4
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 092-Oceanway/Pecan Park
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
ADU N
Accessory Dwelling Unit Y/N Y
Water Body Access Y/N None
CDD N
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ExteriorParking Features Additional Parking Carport Garage
Water Source Well
Lot Size Area 1.36
Spa N
Building Area Total 3380.0
Lot Size Acres 1.36
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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InteriorBasement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Total Bedrooms 9
Entry Level 1
Total Baths 5
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* Excluded FeaturesList Bysteve@whitesandrealestatesolutions.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,042
- Monthly Property Taxes
- $64
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Jacksonville, FL
Average List Price $407,274
Percent of Sale Price 44%
About Jacksonville, FL 899,320 Population
22% Since 2002
$ 49,805 Median Income
37.69 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/17/2026 | $730,000 | -2.67% | Price Down |
| 7/9/2026 | $750,000 | | Listed Price |