4630 Palmetto Lane
Cumming, GA, 30041 $ 2,000,000
Bedrooms4 Baths4.1 Monthly Estimate*
$ 12,628
for $2,000,000 with 4 bedrooms and 4 full baths, 1 half bath. This home was built in 2021 on a lot size of 0.59.
There are homes that impress, and then there are homes that become part of the way you live. Nestled along the peaceful shores of Lake Lanier behind the private gates of Hickory Lakeside, this extraordinary waterfront retreat was thoughtfully designed for those who appreciate timeless craftsmanship, effortless entertaining, and the simple luxury of ending each day by the water with your included boat slip. From the moment you step onto the welcoming front porch, every detail unfolds with intention. A stunning glass-enclosed wine room greets guests in the foyer, setting the tone for the refined elegance found throughout. Sunlight pours into the open-concept living spaces where warm architectural beams, designer finishes, and expansive gathering areas create an atmosphere that feels both sophisticated and inviting. At the heart of the home, the chef's kitchen is as beautiful as it is functional. Cambria quartz countertops, premium Sub-Zero and Wolf appliances, an oversized center island, and an impressive walk-in pantry make everything from casual breakfasts to holiday celebrations feel effortless. The main-level owner's retreat offers a peaceful escape all its own. Wake each morning with tranquil views, then unwind in a spa-inspired bath featuring heated floors, a freestanding soaking tub, and an oversized walk-through shower wrapped in floor-to-ceiling designer tile. A custom boutique-style closet connects directly to the spacious laundry room, adding everyday convenience to exceptional design. Life here naturally flows outdoors. Open the Phantom Screens and transform the covered patio into an extension of the home, complete with a stone fireplace, outdoor kitchen, beverage cooler, television, and ample space for year-round gatherings. Just beyond, a level backyard stretches toward the shoreline where evenings are best spent around the waterfront firepit beneath a canopy of stars. With room for a future pool and direct access to your deeded boat slip on Young Deer Creek, every weekend feels like a vacation. Upstairs, three generously sized ensuite bedrooms provide comfort and privacy for family and guests, while an oversized loft and separate media room offer endless flexibility for movie nights, game days, or quiet afternoons with a favorite book. Luxury continues behind the walls with smart home technology, HEOS whole-home audio, dimmable LED lighting, EV charging, pre-wiring for a whole-home generator and security cameras, exceptional storage throughout, and every modern convenience carefully integrated into the home's timeless design. Perfectly positioned in one of Forsyth County's most exclusive gated lakefront communities, this is more than a home-it's an invitation to embrace the rhythm of lake life without sacrificing luxury. Morning boat rides, evenings by the fire, unforgettable celebrations with neighbors, family, and friends...this is the lifestyle you've been waiting for.
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FeaturesGeneralSewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Available Natural Gas Available Phone Available Underground Utilities Water Available
Roof Composition
Appliances Dishwasher Double Oven Gas Water Heater Microwave Refrigerator
HOA Fee 6000
Association Fee Includes Swimming Tennis Trash
Patio/Porch Features Patio Screened
Architectural Style Craftsman
Security Features Smoke Detector(s)
Construction Materials Brick Concrete
Year Built 2021
View Lake
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Deep Water Access
Community Features Clubhouse Gated Lake Pool Street Lights
County Forsyth
New Construction false
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Hickory Lakeside
Garage Y/N true
Full Baths 4
Status Under Contract
Directions GPS
High School East Forsyth
City Cumming
Body of Water Lanier
Lot Size Units Square Feet
Lot Size Square Feet 25700.4
Carport Y/N false
Elementary School Chattahoochee
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4746
Home Warranty Y/N false
Middle/Junior High School Little Mill
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
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InteriorInterior Amenities Beamed Ceilings Master On Main Level Tray Ceiling(s) Vaulted Ceiling(s) Walk-In Closet(s) Wine Cellar
Basement None
Flooring Carpet Hardwood
Total Fireplaces 2
Fireplace Features Family Room Gas Log Outside
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Above Grade Finished Area 0
Half Baths 1
Laundry Features Mud Room
Total Bedrooms 4
Below Grade Finished Area 0
Main Level Bedrooms 1
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area Kitchen Island
Total Baths 5
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ExteriorExterior Amenities Dock Gas Grill
Fencing Back Yard
Parking Features Garage Garage Door Opener
Lot Features Level Private
Water Source Public
Total Parking 3
Lot Size Area 25700.4
Foundation Details Slab
Building Area Total 0
Lot Size Acres 0.59
Frontage Length Waterfront Footage: 85
Frontage Type Borders US/State Park Lakefront
Lot Size Source Public Records
Waterfront Y/N true
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* Excluded FeaturesList Bytyler@milsteadhomes.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $12,628
- Monthly Property Taxes
- $396
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cumming, GA
Average List Price $793,542
Percent of Sale Price 60%
About Cumming, GA 7,395 Population
68% Since 2002
$ 52,771 Median Income
37.22 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
4135274 Elementary School
4809003 Middle School
East Forsyth High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/9/2026 | $2,000,000 | | Listed Price |