649-650 Lakeshore Drive Owenton, KY $ 650,000
649-650 Lakeshore Drive
$ 650,000
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649-650 Lakeshore Drive

Owenton, KY, 40359
$ 650,000
Bedrooms3 Baths3.1 Sq 2,049

Monthly Estimate*

$ 4,104

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Single Family Home for sale in Owenton, KY

for $650,000 with 3 bedrooms and 3 full baths, 1 half bath. This 2,049 square foot home was built in 2003.

Experience the perfect blend of comfort, quality, and lakefront living in this meticulously maintained 2-story home located in the desirable Elk Lake Shores Resort. Situated on approx. 1 acre across 2 waterfront lots, this exceptional property offers breathtaking lake views, deep water access, and the tranquility of a protected no-wake cove. Designed with both everyday living and entertaining in mind, the open-concept main level features high ceilings, windows that fill the home with natural light, hardwood flooring, and a stone gas fireplace in the living room. Step outside onto the expansive wraparound covered deck, complete with 2 sun screens, and enjoy panoramic lake views! The spacious 1st fl primary suite offers convenience and privacy, featuring a large closet and an ensuite bath. The main level also includes a 1st fl laundry room and a convenient 1/2 bath for guests. Upstairs and downstairs, you'll find 2 additional bedrooms, 2nd fl has walk in closet, along with full bathrooms, providing plenty of room for family and guests. The finished walkout lower has tile flooring, a large family room, and is already planned for a future kitchenette--making it ideal for extended family. Walk directly onto the covered paver patio and continue down to the lake. Outdoor access has been thoughtfully designed with both poured concrete steps leading to the front entrance and a gravel pathway providing utility vehicle access to the dock, making it easy to transport people, coolers, and lake gear. The waterfront is truly exceptional, featuring a shaded Trex deck above the dock, Trex steps leading down to the dock, electric service at the dock, and deep water that's perfect for swimming, floating, and boating. Additional features include: Two programmable Nest thermostats, gutter helmet gutter protection system & hot water heater is 3 years old! The home has been meticulously maintained inside and out!

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Single Family Active

Price

$ 650,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Year Built

2003

Town/City

Owenton

County/Region

Owen

MLS | Web ID

644502

Features
General
Living Area 2049
Sewer Septic Tank
Heating Forced Air Electric
Cooling Central Air
Utilities Cable Available Natural Gas Available
Roof Composition Shingle
HOA Fee 2500
Garage Spaces 0
Association Fee Includes Association Fees Maintenance Grounds Security Snow Removal Trash
Patio/Porch Features Covered Deck Patio Porch
Architectural Style Traditional
Construction Materials Concrete Vinyl Siding
Year Built 2003
View Lake Trees/Woods
Levels Two
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Owen
New Construction false
Property Type Residential
Association Amenities Lake Year Round Lake Seasonal Playground Clubhouse Trail(s) Management
HOA true
Attached Garage false
Total Rooms 8
Status Active
Directions From Elk Creek Vineyard head East turn Right onto Rt 1883 turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
High School Owen County High
City Owenton
Zoning Description Residential
MLS Area K22 - Owen Cty
Elementary School Owen County Elementary
Property Attached Y/N false
Middle/Junior High School Maurice Bowling Middle School
Property Condition Existing Structure
MLS Area Minor K22 - Owen Cty
Virtual Tour https://player.vimeo.com/video/1207445796
Structure Type House
Standard Status Active
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Interior
Interior Amenities Walk-In Closet(s) Storage Smart Thermostat Pantry Open Floorplan Breakfast Bar Built-in Features Ceiling Fan(s) High Ceilings Multi Panel Doors Recessed Lighting
Basement Full Finished Bath Finished Walk-Out Access
Total Fireplaces 1
Fireplace Features Stone Gas
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Hung
Fireplace Y/N true
Laundry Features Electric Dryer Hookup Main Level
Total Baths 4
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Exterior
Exterior Amenities Private Yard Boat Slip Dock Balcony
Parking Features Off Street
Lot Features Cleared Sloped Waterfront Wooded
Water Source Public
Foundation Details Poured Concrete
Building Area Total 0
Lot Dimensions Of Record
Road Surface Type Gravel
Lot Size Source Realist
Road Frontage Type Private Road
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* Excluded Features
List By
Sibcy Cline, Realtors-Florence

Broker

ptenoever@sibcycline.com

Email

Affordability Calculator

$4,104
Per Month
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Monthly Principal & Interest
$4,104
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Owen County High High School High School
Pricing History
DatePricePrice ChangeDescription
7/9/2026$650,000 Listed Price

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649-650 Lakeshore Drive, Owenton, KY, 40359 is a Single Family Home for sale at $650,000 with 2,049 sqft. 649-650 Lakeshore Drive has 3 bedrooms, 3.1 baths, and was built in 2003. The property's zip code is 40359 which is in Owenton, KY