579-580 W Cottage Lane Deruyter, NY $ 529,900
579-580 W Cottage Lane
$ 529,900
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579-580 W Cottage Lane

Deruyter, NY, 13052
$ 529,900
Bedrooms2 Baths1.0 Sq 680

Monthly Estimate*

$ 3,346

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Single Family Home for sale in Deruyter, NY

for $529,900 with 2 bedrooms and 1 full bath. This 680 square foot home was built in 1956 on a lot size of 0.17.

Welcome to friendly, clean, and quiet DeRuyter Lake. This property offers not ONE, but TWO homes! The first is a two bed, one bath cabin that is lakefront and may come fully furnished if you wish. The home has been completely re-done inside; flooring, bathroom, kitchen, appliances all have been updated within recent years. A new metal roof was put on in 2024. And because there is electric heat and new spray foam insulation, this home is ready to go for its new owner year round. The back deck, deep back yard, and lake access with a dock included means lots of fun for boating, swimming, or fishing. The second property included is a mobile home across the street from the cabin which has had a very reliable, long term tenant who has been living in it for 11 years. The potential and possibilities are many; allow a tenant to remain in the mobile home to pay for taxes; turn it into an Air BNB; use it as a guest house for friends or family who come to the lake, or start fresh and build something new on that part of the lot. DeRuyter Lake prides itself on being a clean & cooperative community. The folks on W. Cottage Lane all chip in for road maintenance and winter plowing to keep the street functional all year round. An optional Lake Association can be joined as well which helps keep the lake clean and keeps residents apprised of what's going on around town. DeRuyter Lake is 2 miles long with a maximum depth of 55 feet. The lake is a great spot for boating, jet skiing and catching perch, rock bass, walleye, and pickerel just to name a few. Here is a chance to be waterfront in an area that's a bit more laid back than the more known lake towns, while still being able to hop over to Syracuse, Cazenovia, or Cortland whenever you need.

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Single Family Active

Price

$ 529,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 6,515

Style

Cabin

Lot Size

0.17

Year Built

1956

Town/City

Deruyter

County/Region

Madison

MLS | Web ID

S1697451

Features
Interior
Interior Amenities CeilingFans CathedralCeilings EatInKitchen Furnished SeparateFormalLivingRoom NaturalWoodwork WindowTreatments BedroomOnMainLevel
Basement None
Flooring Linoleum Vinyl
Furnished Y/N Furnished
Total Fireplaces 0
Total Stories 1
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Drapes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 2
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 1
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General
Sewer SepticTank
Heating Electric Propane Baseboard
Cooling WindowUnits
Utilities ElectricityConnected HighSpeedInternetAvailable
Possession Closing
Roof Metal
Appliances ElectricWaterHeater GasOven GasRange Microwave Refrigerator
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style Cabin
Construction Materials BlownInInsulation SprayFoamInsulation VinylSiding PexPlumbing
School District DeRuyter
Year Built 1956
Electric CircuitBreakers
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess DockAccess Lake
Accessibility LowThresholdShower NoStairs
County Madison
Property Type Residential
Garage Y/N No
Other Structures Sheds Storage
Total Rooms 5
Full Baths 1
Status Active
Directions Take Route 13 to High Bridge Rd. Follow High Bridge Rd until it becomes W. Lake Rd. Make a right on W Cottage Ln the cottage is on the left hand side trailer is across the street on the right.
City DeRuyter
Body of Water De Ruyter Lake
Senior Community Y/N No
High School District DeRuyter
Number Of Units Total 0
MLS Area DeRuyter-252489
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 6515.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1697451 https://www.propertypanorama.com/instaview-tour/syr/S1697451
Standard Status Active
Middle/Junior School District DeRuyter
Elementary School District DeRuyter
Tax Assessed Value 166100
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 32
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Exterior
Exterior Amenities Deck Dock GravelDriveway SeeRemarks PropaneTankOwned
Parking Features NoGarage
Lot Features Other Rectangular RectangularLot SeeRemarks
Water Source Well
Lot Size Area 0.17
Foundation Details Block
Building Area Total 680.0
Lot Dimensions 50X148
Lot Size Acres 0.17
Frontage Length 56
Waterfront Y/N Yes
Road Frontage Type PrivateRoad
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Internal Only
Street Number 1 579
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* Excluded Features
List By
Yaman Real Estate

Broker

(607) 288-2166

Phone

Affordability Calculator

$3,889
Per Month
86%
14%
0%
Monthly Principal & Interest
$3,346
Monthly Property Taxes
$543
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3040698 Elementary School
3041030 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/9/2026$529,900 Listed Price

Map


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579-580 W Cottage Lane, Deruyter, NY, 13052 is a Single Family Home for sale at $529,900 with 680 sqft and a lot size of 0.17. 579-580 W Cottage Lane has 2 bedrooms, 1.0 baths, and was built in 1956. The property's zip code is 13052 which is in Deruyter, NY