3319 Viola Way Bumpass, VA $ 499,000
3319 Viola Way
$ 499,000
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3319 Viola Way

Bumpass, VA, 23024
$ 499,000
Bedrooms3 Baths3.0 Sq 1,795

Monthly Estimate*

$ 3,446

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Single Family Home for sale in Bumpass, VA

for $499,000 with 3 bedrooms and 3 full baths. This 1,795 square foot home was built in 1995 on a lot size of 1.

ASSUMABLE 3.25% LOAN. Gated Lake Anna access with assigned boat slip. New community dock nearly complete; special assessment already paid. Welcome to 3319 Viola Way in Rockland Creek Estates on the public side of Lake Anna. This is a rare combination buyers are hunting for right now: a low-rate assumable loan, a deeded-style assigned slip, short term rentals permitted and more than $100,000. already spent on upgrades. Ask your lender about assuming the existing 3.25% loan. Compared with a new loan near today's 7% rates, the payment difference is the real headline - not just "lake access" The home sits on a usable 1-acre lot with parking for about 8 vehicles plus gravel space for boats or trailers, a roofed area for an ATV or mower, and a garden shed. Inside: 3 bedrooms, 3 baths, 1795 sq. ft., open layout, hickory hardwoods, updated kitchen, updated baths, split bedroom plan, and a primary suite with sitting area, private deck access and a hot tub. Attached garage includes a finished office with heat and A/C. Walk-out basement is ready as a game room, guest suite or after-lake hangout. Community is gated and golf cart friendly with common area lake access and your own assigned slip. Boat to restaurants, swim, ski or fish then come home to the deck and woods - not a crowded waterfront strip. Low HOA assessments. (Approx. $365/year) Do not confuse this with a waterfront listing. It is a well updated lake access home with a slip, parking for the toys, short term rental flexibility and a 3.25% assumable loan. That is the DEAL! Showings included the path to the slip-come see why this one should be on the short list with every other Rockland Creek tour.

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Single Family Active

Price

$ 499,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 2,547

Style

Contemporary

Lot Size

1

Year Built

1995

Town/City

Bumpass

County/Region

Louisa

MLS | Web ID

VASP2043622

Features
General
Living Area 1795
Sewer On Site Septic
Heating Heat Pump(s) Central
Cooling Central A/C
Utilities Above Ground
Possession Settlement
Roof Metal
Appliances Built-In Microwave Cooktop - Down Draft Dishwasher Disposal Dryer - Electric Energy Efficient Appliances Oven - Double Refrigerator Stainless Steel Appliances Washer
Zoning RR
HOA Fee 365.00
Garage Spaces 2.00
Patio/Porch Features Deck(s)
Architectural Style Contemporary
Security Features Exterior Cameras Security System
Construction Materials Combination
School District SPOTSYLVANIA COUNTY PUBLIC SCHOOLS
Exclusions generator
Year Built 1995
View Street Trees/Woods
Levels 1.5
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Section 3
Accessibility 2+ Access Exits
Assoc Fee Paid Per Annually
County SPOTSYLVANIA
New Construction N
Property Type Residential
HOA Y
Subdivision Name ROCKLAND CREEK ESTATES
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions GPS
City BUMPASS
Body of Water Lake Anna
Disclosures Prop Disclosure
Association Name ROCKLAND CREEK HOMEOWNERS ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 43560.00
Spa Features Heated
Tax Annual Amount 2547.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Number of Community Docks 2
Bathrooms Full Main Level 3
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 324.24
Acceptable Financing Cash Conventional FHA VA
Historic Y/N Y
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Estimated
Legal Subdivision ROCKLAND CREEK ESTATES
Tax Lot 122
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Interior
Interior Amenities Bathroom - Walk-In Shower Breakfast Area Entry Level Bedroom Kitchen - Island Pantry Primary Bath(s) Store/Office Upgraded Countertops Walk-in Closet(s) WhirlPool/HotTub Wood Floors
Heating Fuel Electric
Basement Fully Finished
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Fireplace - Glass Doors Gas/Propane
Hot Water Electric
Total Stories 2
Basement (Y/N) Y
Heating Y/N Y
Window Features Bay/Bow Double Hung
Fireplace Y/N Y
Above Grade Finished Area 1539
Half Baths 0
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 256
Room Type Living Room Dining Room Primary Bedroom Bedroom 3 Kitchen Laundry Office Bathroom 2 Bathroom 3 Bonus Room Primary Bathroom
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Boat Storage Hot Tub Outbuilding(s) Secure Storage
Pool No Pool
Parking Features Paved Driveway
Lot Features Backs to Trees Cul-de-sac Front Yard Level Partly Wooded Private Road Frontage
Water Source Well
Inclusions Hot Tub Washer Dryer
Garage Features Additional Storage Area Garage - Front Entry Garage Door Opener Inside Access Oversized
Type of Parking Detached Carport Detached Garage Driveway
Foundation Details Concrete Perimeter
Spa Y
Water View Y/N N
Lot Size Acres 1.00
Road Surface Type Paved
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N N
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Personal Watercraft (PWC) Private Access Swimming Allowed Waterski/Wakeboard
Road Responsibility HOA
Horse Y/N N
Number of Docks 1
Land Assessed Value 71000.00
Navigable Water Y/N Y
Number of Slips 1
Water Oriented Y/N Y
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Internal Only
Street Number 1 3319
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* Excluded Features
List By
Berkshire Hathaway Homeservices Penfed Realty

Broker

kerrie.poore@penfedrealty.com

Email

Affordability Calculator

$3,659
Per Month
94%
6%
0%
Monthly Principal & Interest
$3,446
Monthly Property Taxes
$212
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535052 Elementary School
3535832 Middle School
Spotsylvania High School High School
Pricing History
DatePricePrice ChangeDescription
10/2/2026$499,000 -4.95% Price Down
7/9/2026$525,000 Listed Price

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3319 Viola Way, Bumpass, VA, 23024 is a Single Family Home for sale at $499,000 with 1,795 sqft and a lot size of 1. 3319 Viola Way has 3 bedrooms, 3.0 baths, and was built in 1995. The property's zip code is 23024 which is in Bumpass, VA