35 S Terrace Avenue
Mount Vernon, NY, 10550 $ 749,900
Bedrooms4 Baths2.0 Sq 2,700 Monthly Estimate*
$ 4,735
for $749,900 with 4 bedrooms and 2 full baths. This 2,700 square foot home was built in 1942 on a lot size of 0.0762.
Completely renovated two-family home offering an excellent opportunity for both owner-occupants and investors. Each spacious unit features 2 bedrooms, 1 full bath, and a large, beautifully updated kitchen with new cabinetry, quartz countertops, ceramic tile backsplash, and new stainless steel appliances, including a refrigerator, oven/range, and vent hood. Both bathrooms have been fully renovated with new ceramic tile, modern vanities, updated lighting, and new plumbing fixtures. Additional improvements include new flooring throughout, all new electrical fixtures, new electrical service, and numerous quality upgrades that make this property truly move-in ready. The home also features a very large finished attic and a finished basement, providing abundant flexible space for recreation, a home office, storage, or other permitted uses. Outside, enjoy a new stone wall and a flat, fenced backyard, perfect for entertaining or relaxing. Conveniently located within walking distance to the Metro-North station and close to major highways, public transportation, shopping, dining, schools, and parks, this turnkey property offers the perfect combination of modern living, versatility, and investment potential.
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FeaturesInteriorInterior Amenities First Floor Bedroom First Floor Full Bath Eat-in Kitchen Open Kitchen Original Details Quartz/Quartzite Counters
Basement Finished Walk-Out Access
Flooring Ceramic Tile Vinyl
Basement Features Finished Walk-Out Access
Basement (Y/N) Y
Fireplace Y/N N
Total Bedrooms 4
Total Baths 2
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GeneralSewer Shared
Heating Hydro Air
Cooling None
Utilities Cable Available Electricity Available Electricity Connected Natural Gas Available Phone Available Sewer Available Sewer Connected Trash Collection Public Underground Utilities Water Available Water C
Architectural Style Colonial
Construction Materials Vinyl Siding
Year Built 1942
Property Subtype Duplex
Tax Year 2025
Parcel Number 0800-164-076-01064-000-0028
County Westchester County
Property Type Residential Income
Garage Y/N N
Full Baths 2
Directions Mt. Vernon Avenue To S. Terrace Ave
High School Mt Vernon High School
City Mount Vernon
Senior Community Y/N N
High School District Mount Vernon
Number Of Units Total 2
Carport Y/N N
Elementary School Cecil H Parker School
Property Attached Y/N N
Tax Annual Amount 12629.21
Middle/Junior High School Benjamin Turner Middle School
Property Condition Updated/Remodeled
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Mount Vernon
Elementary School District Mount Vernon
Tax Assessed Value 4000
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ExteriorFencing Back Yard Fenced
Parking Features On Street On Street
Water Source Public
Inclusions In each unit - Refrigerator Oven Range Light Fixtures
Spa N
Building Area Total 2700
Waterfront Y/N N
Road Responsibility Public Maintained Road
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* Excluded FeaturesList ByValerie A. WingListing Agent
Berkshire Hathaway Hs Ny PropBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,735
- Monthly Property Taxes
- $1,052
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Mount Vernon, NY
Average List Price $864,021
Percent of Sale Price 15%
About Mount Vernon, NY 69,171 Population
1% Since 2002
$ 55,907 Median Income
40.06 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
4099968 Elementary School
4101064 Middle School
Mt Vernon High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/12/2026 | $749,900 | -5.67% | Price Down |
| 7/27/2026 | $795,000 | -6.47% | Price Down |
| 7/8/2026 | $850,000 | | Listed Price |