109 Cedar Street
Chestertown, MD, 21620 $ 325,000
Bedrooms3 Baths1.2 Sq 1,397 Monthly Estimate*
$ 2,052
for $325,000 with 3 bedrooms and 1 full bath, 2 half baths. This 1,397 square foot home was built in 1962 on a lot size of 0.29.
Charming Single-Level Home in the Heart of Walkable Chestertown. Welcome to one of Chestertown's most convenient addresses a quaint, single-level, three-bedroom home set on a large, shaded yard just a few flat blocks from Downtown Chestertown, Washington College, the weekly farmers market, the town's annual festivals, locally loved restaurants, and everyday groceries. The location is the kind that sells itself: leave the car in the driveway and run the day on foot, from morning coffee downtown to an evening stroll after the festivals. Inside, the sun-filled sunroom anchors the home with year-round natural light and a flexible layout that adapts to how you actually live. Use it as a quiet reading nook, a bright home office, an art studio, or simply a place to begin and end each day. The three-bedroom, single-level floor plan delivers true main-level living with no stairs and no wasted square footage, an increasingly rare find in historic Chestertown. The HVAC has been recently updated, providing year-round comfort, modern efficiency, and predictable utility costs for new owners. Step outside to a generous, tree-shaded yard offering a level of privacy and outdoor space uncommon to a home this close to downtown. There's room to garden, host family dinners, let pets roam, or simply enjoy a quiet afternoon in the shade. The setting feels tucked away while the rest of the town is just a short walk from your front door. For weekend owners, the home offers true lock-and-leave simplicity. For full-time residents, it offers the daily rhythm of a small college town with a real cultural calendar, a thriving farmers market, and a walkable downtown filled with independent shops and restaurants. Fiber optic internet is available at the property, supporting fast, reliable connectivity for remote work, streaming, and study without compromise. Single-level, move-in ready, and walkable to it all a rare combination in this small, storybook college town. The home suits a wide range of buyers, from first-time homeowners and downsizers to weekend retreat owners and anyone seeking a quieter life with genuine connection to community. Schedule your private tour today!
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Single Family Coming Soon
FeaturesGeneralLiving Area 1397
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Zoning R-2
Garage Spaces 1.00
Architectural Style Ranch/Rambler
Construction Materials Brick
School District KENT COUNTY PUBLIC SCHOOLS
Year Built 1962
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Chestertown
Accessibility None
County KENT
New Construction N
Property Type Residential
HOA N
Subdivision Name COLLEGE HEIGHTS
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 1
Status COMING SOON
Directions GPS
City CHESTERTOWN
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 12600.00
Tax Annual Amount 3528.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 232.64
Historic Y/N N
Vacation Rental Y/N N
Virtual Tour https://bit.ly/109CedarStreet
Standard Status Coming Soon
Year Built Source Assessor
Legal Subdivision COLLEGE HEIGHTS
Tax Lot 5
Association Recreation Fee N
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InteriorHeating Fuel Electric
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1397
Half Baths 2
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorPool No Pool
Water Source Public
Garage Features Garage - Front Entry Inside Access
Type of Parking Attached Garage Driveway
Foundation Details Crawl Space Block
Water View Y/N N
Lot Size Acres 0.29
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 90600.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByTtr Sotheby's International RealtyBroker
lcampbell@ttrsir.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,052
- Monthly Property Taxes
- $294
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Chestertown, MD
Average List Price $591,483
Percent of Sale Price 82%
About Chestertown, MD 5,312 Population
10% Since 2002
$ 47,055 Median Income
32.86 Median Age
18% Households with Children
Trends Information provided by ATTOM Data Solutions.
3535796 Elementary School
3533824 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/8/2026 | $325,000 | | Listed Price |