8395 N Channel - Harsens Island Clay Township, MI $ 299,000
8395 N Channel - Harsens Island
$ 299,000
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8395 N Channel - Harsens Island

Clay Township, MI, 48001
$ 299,000
Bedrooms3 Baths1.0 Sq 1,389

Monthly Estimate*

$ 1,888

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Single Family Home for sale in Clay Township, MI

for $299,000 with 3 bedrooms and 1 full bath. This 1,389 square foot home was built in 1923 on a lot size of 0.49.

Land contract terms available. A rare opportunity for an Island Cottage on the North Channel - Harsens Island neighborhood - part of the St Clair Flats/North Channel Flats, just upstream from the entrance of Anchor Bay on Lake St Clair. The cottage is minutes away by boat from all of your favorite lake hangouts. This is a water access only Island Cottage. The cottage is just a short three minute boat ride from the mainland on Anchor Bay Drive (rented boat well/parking lot). This property is surrounded by stunning panoramic views of water, sunrise and sunset skies. The scenic beauty is endless. Words and pictures barely describe the incredible views. The property location is known for being one of the best areas for recreational boating, fishing and hunting. Enjoy an open floor plan, enclosed front porch, front and rear decks, and a 300+ foot sea wall offering exceptional dockage around the island. The property includes a 40‘ x 16‘ covered boat hoist with a 16,000 pound lift capacity (fits up to 12 foot beam) and a 12‘ x 10‘ utility storage shed. For the investors, this property has the potential of being a unique vacation rental. Cottage is turnkey ready. Owner is open to selling fully furnished. Agent is owner.

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Single Family Active

Price

$ 299,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 1,320

Style

Bungalow,Cottage

Lot Size

0.49

Year Built

1923

Town/City

Clay Township

County/Region

Saint Clair

MLS | Web ID

20261051053

Features
General
Sewer SepticTank
Heating Electric SpaceHeater
Cooling AtticFan WallUnits
Possession AtClose
Roof Asphalt
Garage Spaces 0.0
Patio/Porch Features Deck Patio
Architectural Style Bungalow Cottage
Pool Features None
Construction Materials VinylSiding
Year Built 1923
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features AllSportsLake DirectWaterFrontage DockFacilities LakeFront LakePrivileges Seawall Waterfront
County StClair
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N N
Total Rooms 7
Full Baths 1
Status Active
Directions Access is via boat to the island only.
City ClayTownship_StClair
Body of Water Lake St. Clair
Disclosures TaxesNotHomesteadExempt
Entry Location GroundLevel
Senior Community Y/N N
High School District Algonac
MLS Area Area10231ClayTwp
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 1320.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Vacant
Tax Assessed Value 26299
Expected Active Date 2026-07-10
Legal Description W 1/2 LOT 87 ST CLAIR FLATS N CHANNEL DEEDED 12/69
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Interior
Furnished Y/N Furnished
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N N
Fireplace Y/N N
Above Grade Finished Area 1389.0
Half Baths 0
Total Bedrooms 3
Above Grade Finished Area Unit Type SquareFeet
Total Baths 1
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Exterior
Parking Features NoGarage
Water Source Other
Foundation Details PillarPostPier
Spa N
Lot Dimensions 50x408
Lot Size Acres 0.49
Waterfront Y/N Y
Road Frontage Type Other
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 8395
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* Excluded Features
List By
Louis Nardi

Listing Agent

Exp Realty Shelby Twp

Broker

(586) 219-1202

Phone

Affordability Calculator

$1,998
Per Month
94%
6%
0%
Monthly Principal & Interest
$1,888
Monthly Property Taxes
$110
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
848359 Elementary School
848319 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/8/2026$299,000 Listed Price

Map


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8395 N Channel - Harsens Island, Clay Township, MI, 48001 is a Single Family Home for sale at $299,000 with 1,389 sqft and a lot size of 0.49. 8395 N Channel - Harsens Island has 3 bedrooms, 1.0 baths, and was built in 1923. The property's zip code is 48001 which is in Clay Township, MI