8395 N Channel - Harsens Island Clay, MI $ 299,000
8395 N Channel - Harsens Island
$ 299,000
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8395 N Channel - Harsens Island

Clay, MI, 48001
$ 299,000
Bedrooms3 Baths1.0 Sq 1,389

Monthly Estimate*

$ 1,888

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Single Family Home for sale in Clay, MI

for $299,000 with 3 bedrooms and 1 full bath. This 1,389 square foot home was built in 1923 on a lot size of 0.49.

Land contract terms available. A rare opportunity for an Island Cottage on the North Channel - Harsens Island neighborhood - part of the St Clair Flats/North Channel Flats, just upstream from the entrance of Anchor Bay on Lake St Clair. The cottage is minutes away by boat from all of your favorite lake hangouts. This is a water access only Island Cottage. The cottage is just a short three minute boat ride from the mainland on Anchor Bay Drive (rented boat well/parking lot). This property is surrounded by stunning panoramic views of water, sunrise and sunset skies. The scenic beauty is endless. Words and pictures barely describe the incredible views. The property location is known for being one of the best areas for recreational boating, fishing and hunting. Enjoy an open floor plan, enclosed front porch, front and rear decks, and a 300+ foot sea wall offering exceptional dockage around the island. The property includes a 40' x 16' covered boat hoist with a 16,000 pound lift capacity (fits up to 12 foot beam) and a 12' x 10' utility storage shed. For the investors, this property has the potential of being a unique vacation rental. Cottage is turnkey ready. Owner is open to selling fully furnished. Agent is owner.

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Single Family Active

Price

$ 299,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 1,320

Style

Bungalow,Cottage

Lot Size

0.49

Year Built

1923

Town/City

Clay

County/Region

Saint Clair

MLS | Web ID

61009106

Features
Interior
Interior Amenities Furnished
Dining Room Level Entry
Bedroom 3 Level Second
Bedroom 1 Level Second
Bedroom 2 Level Second
Beds 3
Fireplace? No
Total Rooms 8
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General
Heating Space Heater
Kitchen Level Entry
Cooling Wall/Window A/C Attic Fan
Possession At Close
Water Other-See Remarks
Status Active Active
Full Baths 1
Half Baths 0
Bathrooms 1
Year Built 1923
Water Heater Electric
Style Bungalow Cottage
County St. Clair
Class RESIDENTIAL
Type Single Family
Municipality Clay Twp
Sale/Rent For Sale
Status Detail 0
Structure Style 2 Story
Area Clay Twp (74011)
Directions Access is via boat to the island only.
City Clay
School District Algonac Community School Distric
Financial Terms Cash Conventional
Legal Description W 1/2 LOT 87 ST CLAIR FLATS N CHANNEL DEEDED 12/69
DOM 51
Price Per Sq Ft Total AG 215.26
Public Remarks Land contract terms available. A rare opportunity for an Island Cottage on the North Channel - Harsens Island neighborhood - part of the St Clair Flats/North Channel Flats
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Exterior
Exterior Vinyl Siding
Exterior Amenities Deck Patio
Frontage 50
Body of Water Lake St. Clair
Lot Size Area 0.49
Pool (Y/N) No
Lot Dimensions 50x408
Water Features All Sports Lake Dock/Pier Facility Lake Frontage Lake/River Access Sea Wall Waterfront
Waterfront Y/N Yes
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* Excluded Features
List By
Louis Nardi

Listing Agent

Exp Realty Shelby Twp

Broker

louis.nardi@exprealty.com

Email

Affordability Calculator

$1,998
Per Month
94%
6%
0%
Monthly Principal & Interest
$1,888
Monthly Property Taxes
$110
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
759569 Elementary School
759962 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/8/2026$299,000 Listed Price

Map


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8395 N Channel - Harsens Island, Clay, MI, 48001 is a Single Family Home for sale at $299,000 with 1,389 sqft and a lot size of 0.49. 8395 N Channel - Harsens Island has 3 bedrooms, 1.0 baths, and was built in 1923. The property's zip code is 48001 which is in Clay, MI