422 Main Street
Franklin, NY, 13775 $ 645,000
Bedrooms3 Baths3.2 Sq 5,262 Monthly Estimate*
$ 4,073
for $645,000 with 3 bedrooms and 3 full baths, 2 half baths. This 5,262 square foot home was built in 1878 on a lot size of 0.31.
HISTORIC 422 MAIN - A rare opportunity to own one of the most distinctive mixed-use properties in the western Catskills, 422 Main Street is a landmark building in the heart of the historic village of Franklin. Built in 1878 as the town's original bank and post office, this remarkable property has been thoughtfully restored by two acclaimed designers - Sean Scherer of Kabinett & Kammer and Gary Graham, fashion designer and artist - preserving its architectural character while introducing refined updates. The result is a truly inspiring live/work environment ready for its next chapter. Natural light is the defining feature throughout. With four exposures and oversized windows on every level, sunlight pours into nearly every space, making the property an exceptional setting for artists, designers, makers, entrepreneurs, or anyone who values beautiful, light-filled interiors. The ground floor features two expansive storefronts with soaring 11- and 12-foot ceilings, original storefront windows, poured concrete floors, partial wainscoting, and custom partitions crafted from salvaged antique windows. A newly reconstructed front porch and entry, inspired by historic photographs, restores the building's original presence on Main Street. Two half baths serve the commercial spaces, which are ideally suited for retail, gallery, studio, wellness, or creative business use. Additional income opportunities abound. A spacious one-bedroom apartment at the rear of the first floor (pictures upon request)has an established rental history, while an adjoining flexible commercial space has previously operated as a cafe, antique shop, and professional office. The second floor is equally impressive. One wing offers a dramatic loft-style studio with 10-foot ceilings and exceptional natural light, currently configured as a fashion design atelier but easily adapted for a wide range of creative or professional uses. The opposite wing has been transformed into a beautifully restored two-bedroom residence where every detail reflects thoughtful craftsmanship and timeless design. The custom English-inspired kitchen is enveloped in classic beadboard walls & ceiling, and features antique built-ins, a wavy-glass display cabinet, an Italian ceramic farmhouse sink, Kallista brass fixtures, and premium appliances including a Dacor oven, Bosch dishwasher, and KitchenAid refrigerator. Expansive windows frame picturesque views of the surrounding hills and changing seasons. The adjoining living and sitting rooms are warm, inviting spaces, while the private bedroom wing includes a charming guest bedroom tucked beneath the eaves and a serene primary bedroom with a beautifully appointed bath featuring Waterworks fixtures, honed marble flooring, and a tiled shower. Throughout the residence, carefully selected finishes--including brass switch plates, new Andersen windows, and exceptional period-inspired details--blend historic character with modern ease. Additional features include a private owner's entrance, interior access between the residential and commercial spaces, four off-street parking spaces, generous storage, and a sweet backyard. Steeped in history yet thoughtfully reimagined for contemporary living, 422 Main Street presents a truly uncommon opportunity to own a beautifully restored village landmark offering exceptional flexibility for living, creating, and working under one remarkable roof. Set just 2 hours and 45 minutes from the George Washington Bridge and minutes from Oneonta and Delhi, the building enjoys an ideal balance of small-town charm and everyday convenience.
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FeaturesGeneralSewer Septic Tank
Heating Hot Water Oil Radiant Floor
Cooling None
Utilities Cable Available Electricity Connected Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Washer/Dryer Refrigerator Electric Cooktop Dishwasher Built-In Electric Oven
Zoning Mixed
Architectural Style Traditional
Pool Features None
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials Frame Glass Vinyl Siding Wood Siding
Year Built 1878
Electric 200+ Amp Service
View Rural
Stories Count 2
Township Franklin
Levels Three Or More
Property Subtype Single Family Residence
Community Features Curbs Restaurant Sidewalks
County Delaware
New Construction false false
Property Type Residential
Attached Garage false
Garage Y/N false
Total Rooms 20
Full Baths 3
Status Active
City Franklin
High School District Franklin Central Schools
Zoning Description Commercial and Residential
MLS Area Franklin
Lot Size Units Acres
Lot Size Square Feet 13503.6
Tax Annual Amount 5661
Property Condition Updated/Remodeled
MLS Area Minor Franklin
Structure Type Mixed Use Retail
Standard Status Active
Tax Assessed Value 200000
Tax Lot 197
Legal Description Commercial and Residential
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InteriorInterior Amenities Crown Molding Eat-in Kitchen High Speed Internet Professional Suite Storage
Flooring Concrete Hardwood Varies Wood
Basement (Y/N) false
Air Conditioning Y/N false
Heating Y/N true
Window Features Aluminum Frames Insulated Windows
Above Grade Finished Area 5262
Half Baths 2
Laundry Features In Basement In Hall Laundry Closet
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 5
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ExteriorFencing None
Parking Features Open Outside
Lot Features Back Yard Level Rectangular Lot
Water Source Public
Lot Size Area 0.31
Foundation Details Stone
Building Area Total 5262
Lot Size Acres 0.31
Road Surface Type Paved
Road Frontage Type Town County Road
Other Equipment Dehumidifier Fuel Tank(s)
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* Excluded FeaturesList ByKeller Williams Upstate NyBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,073
- Monthly Property Taxes
- $472
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Franklin, NY
Average List Price $574,689
Percent of Sale Price 11%
About Franklin, NY 1,173 Population
-2% Since 2002
$ 63,300 Median Income
51.42 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/8/2026 | $645,000 | | Listed Price |