8020 SW 198th St Cutler Bay, FL $ 879,000
8020 SW 198th St
$ 879,000
Recently Listed
Open House 7/11 11am - 1pm
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8020 SW 198th St

Cutler Bay, FL, 33189
$ 879,000
Bedrooms5 Baths3.0 Sq 2,800

Monthly Estimate*

$ 5,550

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Single Family Home for sale in Cutler Bay, FL

for $879,000 with 5 bedrooms and 3 full baths. This 2,800 square foot home was built in 1976.

Located in the desirable Saga Bay community, this stunning 5-bedroom, 3-bath pool home offers the perfect combination of space, comfort, and modern efficiency. Designed for growing or multi-generational families, the flexible floor plan features 3 bedrooms and 2 bathrooms upstairs and 2 bedrooms with 1 full bathroom on the first level, providing ideal separation for guests, extended family, or a home office. This move-in-ready home features a 2022 roof, impact windows and doors, a newly resurfaced saltwater pool, new upper and lower A/C units, and a renovated kitchen with new appliances, and many more updates. Built for entertaining, the home offers expansive upper and lower covered patio areas that overlook the private saltwater pool, creating the perfect indoor-outdoor flow for gatherings, weekend barbecues, or simply relaxing with family and friends. Located just steps from one of Saga Bay's many parks, residents enjoy an exceptional lifestyle with tennis and pickleball courts, walking paths with outdoor fitness equipment, open green spaces, a practice T-ball field, and a scenic lakefront park with picnic areas. Don't miss this rare opportunity to own a beautifully updated home in one of the area's most sought-after neighborhoods.

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Open House

7/11/2026 11:00 AM - 1:00 PM
8020 SW 198th St Cutler Bay, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 879,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 9,660

Style

Year Built

1976

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A12049494

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air Ceiling Fan(s)
Utilities Underground Utilities
Possession Closing & Funding
Roof Shingle
Appliances Dryer Dishwasher Electric Range Electric Water Heater Microwave Refrigerator Washer
HOA Fee 162
Garage Spaces 2
Association Fee Includes Security
Patio/Porch Features Balcony Open Patio
Architectural Style Detached Two Story
Pool Features In Ground Pool Equipment Pool
Security Features Security Guard
Restrictions Association Approval Required OK To Lease
Construction Materials Block
Pets Allowed Yes
Year Built 1976
View Other Pool
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Community Features Home Owners Association Maintained Community Park Pickleball Sidewalks Tennis Court(s)
Assoc Fee Paid Per Quarterly
County Miami-Dade
Property Type Residential
Attached Garage true
Subdivision Name SAGA BAY SEC 1 PT 6
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 3
Special Listing Conditions Listed As-Is
Status Active
City Cutler Bay
Disclosures Flood Plain Disclosure
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 8262
Listing Terms Cash Conventional
Year Built Details Resale
Tax Annual Amount 9660
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A12049494
Standard Status Active
Occupancy Type Vacant
Property Sub Type Additional Single Family Residence
Legal Description SAGA BAY SEC 1 PT 6 PB 99-37 LOT 2 BLK 20 LOT SIZE 81.000 X 102 OR 14247-0414 0289 4 F/A/U 30-6010-007-0470
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Interior
Interior Amenities Built-in Features Bedroom on Main Level Second Floor Entry Family/Dining Room Shower Only Upper Level Primary
Flooring Tile
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass
Half Baths 0
Total Bedrooms 5
Total Baths 3
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Exterior
Exterior Amenities Balcony Fence Patio
Parking Features Attached Driveway Garage
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 8262
Building Area Total 4024
Road Surface Type Paved
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type City Street
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* Excluded Features
List By
Miami Portfolio Collection

Broker

laura@lauraderrickteam.com

Email

Affordability Calculator

$6,355
Per Month
87%
13%
0%
Monthly Principal & Interest
$5,550
Monthly Property Taxes
$805
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
7/7/2026 $879,000 Listed Price

Map


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8020 SW 198th St, Cutler Bay, FL, 33189 is a Single Family Home for sale at $879,000 with 2,800 sqft. 8020 SW 198th St has 5 bedrooms, 3.0 baths, and was built in 1976. The property's zip code is 33189 which is in Cutler Bay, FL