40 W Oak Street Ramsey, NJ $ 797,000
40 W Oak Street
$ 797,000
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40 W Oak Street

Ramsey, NJ, 07446
$ 797,000
Bedrooms4 Baths2.0

Monthly Estimate*

$ 5,032

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View a Virtual Tour

Single Family Home for sale in Ramsey, NJ

for $797,000 with 4 bedrooms and 2 full baths.

Beautifully renovated Farmhouse Colonial featuring a newer kitchen and baths, refinished oak floors, shiplap ceilings, LED recessed lighting, and more. The gourmet kitchen with premium Forno & ZLINE appliances opens to the back-deck and flat backyard; spacious dining room, and a sunny breakfast nook. The first floor offers two private offices, one of which can also serve as a guest room. Upstairs are four bedrooms, an updated bath with a double vanity, and convenient second-floor laundry. An additional laundry in the basement. A whole-house generator provides peace of mind, while two long driveways and a garage with an automatic door opener offer ample parking. One driveway leads directly to a ground-level rear entrance with no stairs, providing convenient, step-free access. Prime location near Ramsey's vibrant downtown and top-rated schools.

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Single Family Pending

Price

$ 797,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 16,100

Style

Single Family Residence

Town/City

Ramsey

County/Region

Bergen

MLS | Web ID

26025320

Features
General
Heating Natural Gas Heat Pump Radiators
Cooling Central Air
Garage Spaces 1.0
Pool Features None
Construction Materials Stone Faced Vinyl Siding
View North
Rooms None
Property Subtype Single Family Residence
Ownership Private
Waterfront Features None
County BERGEN
Property Type Residential
HOA N
Total Rooms 9
Full Baths 2
Status Under Contract - Under Contract
High School Ramsey H.S.
City Ramsey
Disclosures Seller's Agent Seller Disclosure - Yes
Elementary School Mary A. Hubbard
Year Built Details 1900-1939 Build Prior to 1978
Tax Annual Amount 16100.0
Middle/Junior High School Eric Smith M.S.
MLS Area Minor 600
Lease Considered Y/N N
Virtual Tour https://my.matterport.com/show/?m=CuBhAZiQyEb&brand=0
Standard Status Pending
Property Sub Type Additional Cntr Hl
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Interior
Basement Full Grd Lv Acces Unfinished
Heating Y/N N
Half Baths 0
Total Bedrooms 4
Total Baths 2
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Exterior
Lot Features Irregular Lot
Other Parking Detached Gar Opener
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* Excluded Features

Affordability Calculator

$6,374
Per Month
79%
21%
0%
Monthly Principal & Interest
$5,032
Monthly Property Taxes
$1,342
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5518769 Elementary School
4911298 Middle School
Ramsey H.S. High School
Pricing History
DatePricePrice ChangeDescription
7/7/2026$797,000 Listed Price

Map


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40 W Oak Street, Ramsey, NJ, 07446 is a Single Family Home for sale at $797,000. 40 W Oak Street has 4 bedrooms and 2.0 baths. The property's zip code is 07446 which is in Ramsey, NJ