521 CUMMINGS STREET Sarasota, FL $ 1,450,000
521 CUMMINGS STREET
$ 1,450,000
Recently Listed
Share Save

521 CUMMINGS STREET

Sarasota, FL, 34242
$ 1,450,000
Bedrooms3 Baths3.0 Sq 2,500

Monthly Estimate*

$ 9,155

521 CUMMINGS STREET, Sarasota, FL 34242 - Image 1
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 2
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 3
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 4
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 5
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 6
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 7
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 8
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 9
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 10
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 11
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 12
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 13
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 14
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 15
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 16
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 17
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 18
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 19
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 20
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 21
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 22
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 23
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 24
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 25
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 26
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 27
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 28
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 29
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 30
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 31
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 32
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 33
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 34
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 35
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 36
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 37
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 38
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 39
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 40
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 41
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 42
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 43
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 44
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 45
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 46
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 47
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 48
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 49
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 50
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 51
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 52
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 53
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 54
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 55
521 CUMMINGS STREET, Sarasota, FL 34242 - Image 56

Single Family Home for sale in Sarasota, FL

for $1,450,000 with 3 bedrooms and 3 full baths. This 2,500 square foot home was built in 1983 on a lot size of 0.22.

Tucked away on a quiet cul-de-sac on north Siesta Key, this Key West-inspired canal-front retreat captures the ease of casual island living with boating water, inviting outdoor spaces, and easy access to Siesta Village, the famous white quartz sands of Siesta Beach and the azure waters of the Gulf. Set along 95 feet of private canal frontage just off the Grand Canal, the property offers a dock, covered 5,000-pound boat lift and direct access to the Intracoastal Waterway, creating an ideal setting for those who want to enjoy the water from their own backyard. Designed for effortless indoor-outdoor living, the home features an expansive elevated deck and contemporary cable railings overlooking the canal and surrounding natural scenery, a heated pool with a cascading stone waterfall, a covered bar area and a fenced, low-maintenance yard surrounded by tropical landscaping. Whether hosting friends, relaxing after a day on the boat or enjoying the island breeze, the outdoor areas offer a private, versatile setting for everyday enjoyment. Inside, vaulted ceilings, a neutral palette and an open-concept layout create a light, comfortable atmosphere. The kitchen is positioned at the heart of the home and features granite countertops, stainless steel appliances, dual sinks, a center island with a JennAir cooktop, and a breakfast bar that connects easily to the main living and dining areas. A wood-burning fireplace adds warmth and character to the gathering space. The primary suite offers a peaceful retreat with sliding glass doors opening to a screened lanai, along with an en-suite bath featuring dual vanities, a walk-in shower and a charming window seat. Two additional bedrooms are thoughtfully positioned in their own wing with a full bath and convenient laundry room nearby. Additional features include impact glass on most openings, hurricane-rated doors, metal roof, Nichiha siding, Trex decking, cable railings, two garages, and a full pool bath, bonus room and storage area on the ground level. Positioned at one of the highest elevations on the street, the home offers added peace of mind in storm season. Just a short distance from Siesta Key’s renowned beaches, vibrant Village dining, boutiques and nightlife, this move-in-ready waterfront home offers exceptional flexibility as a full-time residence, seasonal getaway or investment opportunity in one of Sarasota’s most beloved island communities. Close to the Out-of-Door Academy’s lower school, and only 15 minutes by car to vibrant downtown Sarasota’s restaurants, shopping and entertainment.

See more

Single Family Active

Price

$ 1,450,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 7,154

Style

Custom Other

Lot Size

0.22

Year Built

1983

Town/City

Sarasota

County/Region

Sarasota

MLS | Web ID

A4696604

Features
General
Sewer Public Sewer
Heating Central Electric Wall Units / Window Unit
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Connected Public Sewer Connected Street Lights Water Connected
Roof Metal
Appliances Built-In Oven Dishwasher Disposal Dryer Electric Water Heater Range Refrigerator Washer
Zoning RSF2
Garage Spaces 2
Patio/Porch Features Covered Deck Front Porch Patio Rear Porch Screened
Architectural Style Custom Other
Pool Features Gunite Heated In Ground Lighting
Construction Materials Concrete Stucco Wood Frame
Pets Allowed Yes
Year Built 1983
View Water
Levels Multi/Split
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Saltwater
County Sarasota
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name OCEAN BEACH REP
Facing Direction Southeast
Garage Y/N true
Green Indoor Air Quality Ventilation
Total Rooms 11
Full Baths 3
Status Active
Directions From 41 and Siesta Drive - head west over the Siesta Dr (north) bridge bear left on the curve (Higel Ave.) go straight through the traffic light to the circle and bear right at Ocean Blvd. Turn left on Gleason and left on Cummings. House is at the end on the left.
High School Sarasota High
City SARASOTA
Senior Community Y/N false
MLS Area 34242 - Sarasota/Crescent Beach/Siesta Key
Lot Size Units Square Feet
Lot Size Square Feet 9500
Carport Y/N false
Listing Terms Cash Conventional
Elementary School Phillippi Shores Elementary
Land Lease Y/N false
Tax Annual Amount 7154.1
Home Warranty Y/N false
Middle/Junior High School Brookside Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 11
Legal Description LOT 11 OCEAN BEACH REPLAT NO 2
Water View Canal
Water Access Type Canal - Saltwater
Minimum Lease 1 Month
Water Access Y/N true
Additional Rooms Bonus Room Great Room Inside Utility
Water View Y/N true
Flood Zone Code A12
In Law Suite YN false
DockY/N true
See more
Interior
Interior Amenities Ceiling Fan(s) Open Floorplan Primary Bedroom Main Floor Solid Wood Cabinets Split Bedroom Stone Counters Thermostat Vaulted Ceiling(s)
Flooring Ceramic Tile Laminate
Furnished Y/N Unfurnished
Fireplace Features Wood Burning
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N true
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 3
See more
Exterior
Exterior Amenities Balcony Sliding Doors
Vegetation Mature Landscaping Trees/Landscaped
Fencing Fenced
Parking Features Boat Driveway Garage Door Opener Ground Level Oversized Parking Pad
Lot Features Cul-De-Sac FloodZone Landscaped
Water Source Public
Lot Size Area 9500
Foundation Details Slab
Building Area Total 4795
Lot Size Acres 0.22
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Paved
See more
* Excluded Features
List By
Premier Sotheby's International Realty

Broker

Affordability Calculator

$9,752
Per Month
94%
6%
0%
Monthly Principal & Interest
$9,155
Monthly Property Taxes
$596
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
0 Elementary School
0 Middle School
Sarasota High High School High School
Pricing History
DatePricePrice ChangeDescription
7/4/2026$1,450,000 Listed Price

Map


See all

521 CUMMINGS STREET, Sarasota, FL, 34242 is a Single Family Home for sale at $1,450,000 with 2,500 sqft and a lot size of 0.22. 521 CUMMINGS STREET has 3 bedrooms, 3.0 baths, and was built in 1983. The property's zip code is 34242 which is in Sarasota, FL