626 W Cottage Lane Deruyter, NY $ 178,000
626 W Cottage Lane
$ 178,000
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626 W Cottage Lane

Deruyter, NY, 13052
$ 178,000
Bedrooms2 Baths1.0 Sq 714

Monthly Estimate*

$ 1,124

626 W Cottage Lane, Deruyter, NY 13052 - Image 1
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Lots and Land for sale in Deruyter, NY

for $178,000 with 2 bedrooms and 1 full bath. This 714 square foot property was built in 1968 on a lot size of 0.15.

An inviting opportunity to own a seasonal cottage with deeded access to DeRuyter Reservoir. This access to the lake is across the private road. Docks and structures are prohibited in the easement, but it is perfect to launch your canoe or kayak. Located near the southwest corner of this popular man-made lake which played an important role in providing water to the Erie Canal. Absolutely loaded with potential. Whether getting on the water is your preference or you want an awesome getaway, this fits the bill! There is a neighborhood water district and a private septic system in front. There are 2 bedrooms, 1 full bath, a living area and kitchen. Outside is a front screened area, rear deck, and shed for storage. The driveway is grown over. This listing is being sold in "as is" condition. A wonderful retreat, spring through fall, in beautiful Central New York!

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Lots and Land Active

Price

$ 178,000

Bedrooms

2

Full Bath

1

Property Type

Lots and Land

Taxes

$ 3,975

Style

Cottage

Lot Size

0.15

Year Built

1968

Town/City

Deruyter

County/Region

Madison

MLS | Web ID

S1695835

Features
Interior
Interior Amenities CeilingFans SlidingGlassDoors BedroomOnMainLevel
Basement None
Flooring Carpet Varies Vinyl
Total Fireplaces 0
Total Stories 1
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N No
Total Bedrooms 2
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 1
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General
Sewer SepticTank
Heating Electric Baseboard
Utilities ElectricityAvailable WaterAvailable ElectricityConnected
Possession CloseOfEscrow
Roof Metal
Appliances ElectricCooktop ElectricOven ElectricRange ElectricWaterHeater Refrigerator
Development Status Other SeeRemarks
Garage Spaces 0.0
Patio/Porch Features Deck Porch Screened
Architectural Style Cottage
School District DeRuyter
Year Built 1968
Electric CircuitBreakers
View Scenic
Stories Count 1
Topography Level
Township Not Applicable
Levels One
Property Subtype Cabin
Waterfront Features BeachAccess DeededAccess ReservoirInCommunity WaterAccess
County Madison
Property Type Land
Possible Use Recreational
Garage Y/N No
Other Structures Other Sheds SeeRemarks
Full Baths 1
Status Active
Directions From State Route 80 turn south on DeRuyter Road which becomes West Lake Road. Turn left/east on West Cottage Lane and then an immediate right/south at the T . This cottage is on the right/west side
High School DeRuyter High
City DeRuyter
Body of Water DeRuyter Reservoir
Senior Community Y/N No
High School District DeRuyter
Number Of Units Total 0
MLS Area DeRuyter-252489
Lot Size Units Acres
Lot Size Square Feet 6534.0
Elementary School DeRuyter Elementary
Tax Annual Amount 3975.0
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1695835 https://www.propertypanorama.com/instaview-tour/syr/S1695835
Structure Type Cabin
Standard Status Active
Middle/Junior School District DeRuyter
Elementary School District DeRuyter
Tax Assessed Value 94700
TaxOtherAnnualAssessmentAmount 260.0
Tax Lot 8
Property Sub Type Additional Cabin
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Exterior
Exterior Amenities DirtDriveway Deck Porch
Parking Features NoGarage
Lot Features IrregularLot ResidentialLot RuralLot Level
Water Source Well
Lot Size Area 0.15
Foundation Details PillarPostPier
Building Area Total 714.0
Lot Dimensions 57X120
Lot Size Acres 0.15
Wooded Area 0.0
Frontage Length 10
Waterfront Y/N Yes
Door Features SlidingDoors
Road Frontage Type PrivateRoad
Cultivated Area 0.0
Pasture Area 0.0
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Internal Only
Street Number 1 626
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* Excluded Features
List By
Oak Tree Real Estate

Broker

(315) 657-0473

Phone

Affordability Calculator

$1,455
Per Month
77%
23%
0%
Monthly Principal & Interest
$1,124
Monthly Property Taxes
$331
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4631352 Elementary School
3041030 Middle School
DeRuyter High High School
Pricing History
DatePricePrice ChangeDescription
7/4/2026$178,000 Listed Price

Map


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626 W Cottage Lane, Deruyter, NY, 13052 is a Lots and Land for sale at $178,000 with 714 sqft and a lot size of 0.15. 626 W Cottage Lane has 2 bedrooms, 1.0 baths, and was built in 1968. The property's zip code is 13052 which is in Deruyter, NY