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109 Breakwater Court Joppa, MD $ 349,900
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109 Breakwater Court
$ 349,900
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109 Breakwater Court

Joppa, MD, 21085
$ 349,900
Bedrooms2 Baths1.1 Sq 1,360

Monthly Estimate*

$ 2,209

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Townhouse for sale in Joppa, MD

for $349,900 with 2 bedrooms and 1 full bath, 1 half bath. This 1,360 square foot townhouse was built in 1984 on a lot size of 0.12.

This 2-bedroom, 1.5-bath semi-detached home is located in the desirable Rumsey Island waterfront community. Enjoy beautiful water views right from your property. Step outside to a huge composite deck, perfect for entertaining, or relaxing while taking in the scenic views. Below, a spacious paver patio provides additional outdoor living space, overlooking a nice, level backyard with plenty of room to play or garden. Inside, the bright and open layout features a skylight that floods the home with natural light and a cozy fireplace for those relaxing evenings. The main level offers comfortable living areas along with two nice-sized bedrooms and 1.5 baths. A flexible space offers the possibility for a third bedroom or convenient home office. Additional highlights include the attached garage/storage and excellent curb appeal with mature landscaping. This home perfectly blends comfortable interior living with outstanding outdoor features in a prime waterfront community location.

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Townhouse Active

Price

$ 349,900

Bedrooms

2

Full Bath

1

Half Bath

1

Property Type

Townhouse

Taxes

$ 2,059

Style

Split Foyer

Lot Size

0.12

Year Built

1984

Town/City

Joppa

County/Region

Harford

MLS | Web ID

MDHR2057108
Features
General
Living Area 1360
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C Ceiling Fan(s)
Utilities Natural Gas Available
Possession 0-30 Days CD 31-60 Days CD 61-90 Days CD
Roof Asphalt Shingle
Appliances Built-In Microwave Dryer Disposal Refrigerator Stove Washer
Zoning R3
Patio/Porch Features Deck(s) Patio(s)
Architectural Style Split Foyer
Construction Materials Brick Front Vinyl Siding
School District HARFORD COUNTY PUBLIC SCHOOLS
Year Built 1984
View Water
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County HARFORD
New Construction N
Property Type Residential
HOA N
Subdivision Name RUMSEY ISLAND
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 1
Status ACTIVE
Directions Joppafarm to R on Shore Dr to L on Breakwater Ct
City JOPPA
Body of Water Gunpowder
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 5134.00
Tax Annual Amount 2059.0
Home Warranty Y/N N
Property Condition Good
Structure Type Twin/Semi-Detached
Condo/Coop Association fee Y/N N
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 257.28
Acceptable Financing FHA Cash Conventional VA
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision JOPPATOWNE
Tax Lot 28
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Interior
Interior Amenities Carpet Ceiling Fan(s) Floor Plan - Open Skylight(s) Walk-in Closet(s) Dining Area
Heating Fuel Electric
Flooring Carpet Hardwood
Total Fireplaces 1
Fireplace Features Wood
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1360
Half Baths 1
Central Air Y/N Y
Total Bedrooms 2
Below Grade Finished Area 0
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Fencing Fully
Parking Features Concrete Driveway
Lot Features No Thru Street
Water Source Public
Type of Parking Driveway Off Street
Foundation Details Block
Water View Y/N Y
Lot Dimensions 34.00 x
Lot Size Acres 0.12
Water Body Type Canal
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 54300.00
Navigable Water Y/N N
Water Oriented Y/N Y
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Internal Only
Street Number 1 109
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* Excluded Features
List By
Steen Properties

Broker

msteen@steenproperties.com

Email

Affordability Calculator

$2,381
Per Month
93%
7%
0%
Monthly Principal & Interest
$2,209
Monthly Property Taxes
$172
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535400 Elementary School
3534446 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
7/4/2026$349,900 Listed Price

Map

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109 Breakwater Court, Joppa, MD, 21085 is a Townhouse for sale at $349,900 with 1,360 sqft and a lot size of 0.12. 109 Breakwater Court has 2 bedrooms, 1.1 baths, and was built in 1984. The property's zip code is 21085 which is in Joppa, MD

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