1203 S Settlers Circle Cottonwood, AZ $ 449,000
1203 S Settlers Circle
$ 449,000
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1203 S Settlers Circle

Cottonwood, AZ, 86326
$ 449,000
Bedrooms3 Baths2.0 Sq 1,940

Monthly Estimate*

$ 2,835

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Single Family Home for sale in Cottonwood, AZ

for $449,000 with 3 bedrooms and 2 full baths. This 1,940 square foot home was built in 1990 on a lot size of 0.25.

Walk in and feel the open space, this one lives larger than the numbers on paper. Cathedral ceilings, plantation shutters, and a wood stove for the cold nights set the tone, backed by owned solar that keeps the power bill low without a lease attached. The primary suite alone is worth the drive: his-and-hers closets, a skylight, and a garden tub built for actually unwinding. The second bedroom comes with its own sitting nook, ready to be an office, a reading corner, or whatever you need it to be. Outside, it's all shade and privacy -- mature fir and mimosa trees over a fenced backyard, a storage shed for the overflow, and room to park the RV. No HOA telling you what to do with any of it. An above-ground pool and hot tub may convey too -- ask and find out. Old Town Cottonwood, the wine trail, and Sedona's red rocks are minutes away, but the real case for this house is standing inside it. Book your tour now and grab a slice of the Verde Valley!

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Single Family Active

Price

$ 449,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,000

Style

Residential

Lot Size

0.25

Year Built

1990

Town/City

Cottonwood

County/Region

Yavapai

MLS | Web ID

7049827

Features
Interior
Interior Amenities Double Vanity Eat-in Kitchen Full Bth Master Bdrm Separate Shwr & Tub
Total Stories 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Laundry Features Inside
Total Bedrooms 3
Total Baths 2
Bedrooms Possible 3
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General
Sewer Septic Tank
Heating Natural Gas
Cooling Central Air Ceiling Fan(s) Evaporative Cooling
Possession Close Of Escrow By Agreement
Roof Composition
Garage Spaces 2.0
Association Fee Includes No Fees
Construction Materials Stucco Wood Frame
Year Built 1990
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Yavapai
New Construction N
Property Type Residential
HOA N
Subdivision Name Verde Village Unit 8
Total Rooms 0
Special Listing Conditions N/A
Status Active
High School Cottonwood Education Services
City Cottonwood
Disclosures Other (See Remarks)
High School District Cottonwood-Oak Creek Elementary District
Open Parking Spaces 4.0
Lot Size Units Square Feet
Lot Size Square Feet 11080.0
Carport Spaces 0.0
Carport Y/N N
Spa Features Above Ground Private
Elementary School Dr Daniel Bright Elementary School
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2000.0
Home Warranty Y/N N
Middle/Junior High School Dr Daniel Bright Elementary School
Lease Renewal Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Builder Name UNK
Standard Status Active
Occupancy Type Owner
Elementary School District Cottonwood-Oak Creek Elementary District
Tax Lot 4082
New Financing: Conventional True
Senior Community N
New Financing: FHA True
Ttl Monthly Fee Equiv 0.0
New Financing Cash True
New Financing: VA True
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Exterior
Fencing Back Yard Wood
Lot Features Corner Lot Desert Back Desert Front Gravel/Stone Front Gravel/Stone Back Synthetic Grass Back Auto Timer H2O Front Auto Timer H2O Back Irrigation Front Irrigation Back
Water Source City Water
Lot Size Area 11080.0
Spa Y
Lot Size Acres 0.25
Lot Size Source Appraiser
Waterfront Y/N N
Covered Spaces 2.0
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 1203
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* Excluded Features
List By
Citiea

Broker

zgmassey@gmail.com

Email

Affordability Calculator

$3,002
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,835
Monthly Property Taxes
$167
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5235863 Elementary School
5235863 Middle School
Cottonwood Education Services High School High School
Pricing History
DatePricePrice ChangeDescription
7/3/2026$449,000 Listed Price

Map


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1203 S Settlers Circle, Cottonwood, AZ, 86326 is a Single Family Home for sale at $449,000 with 1,940 sqft and a lot size of 0.25. 1203 S Settlers Circle has 3 bedrooms, 2.0 baths, and was built in 1990. The property's zip code is 86326 which is in Cottonwood, AZ