246 Fire Lane 13 Cato, NY $ 400,000
246 Fire Lane 13
$ 400,000
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246 Fire Lane 13

Cato, NY, 13080
$ 400,000
Bedrooms3 Baths1.0 Sq 1,440

Monthly Estimate*

$ 2,526

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Single Family Home for sale in Cato, NY

for $400,000 with 3 bedrooms and 1 full bath. This 1,440 square foot home was built in 1992 on a lot size of 0.3308.

Just in time for Fourth of July weekend, here's your opportunity to own one of the few year-round homes on Fire Lane 13 on beautiful Cross Lake. If you've always dreamed of owning an iconic A-frame, this impeccably maintained and lovingly cared-for waterfront home is the one you've been waiting for. Offering approximately 1,440 square feet, this charming retreat features 3 bedrooms and 1 full bathroom, blending timeless A-frame character with comfortable year-round living. Soaring ceilings, abundant natural light, and inviting living spaces create the perfect setting for relaxing weekends or making this your full-time waterfront home. Pride of ownership is evident throughout, with numerous updates including a newer metal roof, heat pump with central air, and many additional improvements designed for years of worry-free enjoyment. Step outside and embrace everything Cross Lake has to offer. The spacious yard provides plenty of room for lawn games, entertaining, and gatherings, while the front deck is the perfect place to enjoy your morning coffee with peaceful water views. Evenings are made for relaxing around the lakeside fire pit after a day of boating, fishing, kayaking, or swimming. A large detached garage with electricity offers exceptional space for vehicles, boats, lake toys, a workshop, or additional storage. Whether you're searching for a weekend escape or a year-round waterfront lifestyle, this property offers the best of both worlds in one of Cross Lake's most desirable locations. Waterfront opportunities like this are few and far between- don't miss your chance to start making unforgettable memories on the lake this summer. Showings begin Friday, July 4 at 9:00 AM.

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Single Family Active

Price

$ 400,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 4,376

Style

AFrame

Lot Size

0.3308

Year Built

1992

Town/City

Cato

County/Region

Cayuga

MLS | Web ID

S1693872

Features
Interior
Interior Amenities EntranceFoyer EatInKitchen KitchenFamilyRoomCombo BedroomOnMainLevel MainLevelPrimary
Basement CrawlSpace DirtFloor SumpPump
Flooring Carpet Laminate Varies
Total Fireplaces 0
Total Stories 2
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 1
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General
Sewer SepticTank
Heating Electric HeatPump Baseboard
Cooling HeatPump CentralAir
Utilities HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Dishwasher ExhaustFan ElectricOven ElectricRange ElectricWaterHeater Microwave Refrigerator RangeHood Washer
HOA Fee 50.0
Garage Spaces 1.0
Patio/Porch Features Deck
Architectural Style AFrame
Construction Materials BlownInInsulation Cedar PexPlumbing
School District Cato-Meridian
Year Built 1992
Electric CircuitBreakers
View Water
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess DeededAccess Lake
Assoc Fee Paid Per Annually
County Cayuga
Property Type Residential
Association Amenities None
Attached Garage No
Subdivision Name Town/Cato
Garage Y/N Yes
Total Rooms 9
Full Baths 1
Status Active
Directions Jordan Road to Fire Lane 13 veer Left at the fork follow down until you see #246
City Cato
Body of Water Cross Lake
Senior Community Y/N No
High School District Cato-Meridian
Number Of Units Total 0
MLS Area Cato-052489
Lot Size Units Acres
Lot Size Square Feet 14409.0
Year Built Details Existing
Tax Annual Amount 4376.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1693872 https://www.propertypanorama.com/instaview-tour/syr/S1693872
Standard Status Active
Middle/Junior School District Cato-Meridian
Elementary School District Cato-Meridian
Tax Assessed Value 120000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 6
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Exterior
Exterior Amenities Deck GravelDriveway
Parking Features Detached Electricity Garage Storage
Lot Features FloodZone Rectangular RectangularLot ResidentialLot
Water Source Well
Lot Size Area 0.3308
Foundation Details Stone
Building Area Total 1440.0
Lot Dimensions 53X270
Lot Size Acres 0.3308
Frontage Length 44
Waterfront Y/N Yes
Road Frontage Type CityStreet PrivateRoad
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Internal Only
Street Number 1 246
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* Excluded Features
List By
Hunt Real Estate Era

Broker

(315) 622-5757

Phone

Affordability Calculator

$2,890
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,526
Monthly Property Taxes
$365
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3040723 Elementary School
3040890 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/3/2026$400,000 Listed Price

Map


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246 Fire Lane 13, Cato, NY, 13080 is a Single Family Home for sale at $400,000 with 1,440 sqft and a lot size of 0.3308. 246 Fire Lane 13 has 3 bedrooms, 1.0 baths, and was built in 1992. The property's zip code is 13080 which is in Cato, NY