Recently Listed Adult Community 20687 Settlers Lane
Frankfort, IL, 60423 $ 649,900
Bedrooms3 Baths2.2 Sq 2,739 Monthly Estimate*
$ 4,104
for $649,900 with 3 bedrooms and 2 full baths, 2 half baths. This 2,739 square foot home was built in 2005.
Beautiful Craftsman-inspired home in the highly sought-after Settlers Croft subdivision, an exclusive 55+ community nestled in a peaceful wooded setting. A charming front porch welcomes you into this impeccably maintained home featuring elegant wainscoting and hardwood flooring throughout. Designed for both everyday living and entertaining, the spacious living and dining rooms offer crown molding, fireplaces, and designer finishes, while the open-concept kitchen features quality cabinetry, granite countertops, a center island, newer high-end stainless steel appliances, and a wet bar. The vaulted family room with skylights flows seamlessly into the stunning sunroom, where walls of windows overlook the professionally landscaped backyard. A private main-level office with custom built-ins and porch access provides the perfect work-from-home space. Upstairs, the luxurious primary suite boasts a custom closet system and a beautifully renovated spa-inspired bath with a wet room, oversized soaking tub, quartzite countertops, and designer tile. Two additional bedrooms, an updated hall bath, and a finished basement with a bar, recreation space, half bath, and abundant storage complete the home. Step outside to enjoy the private backyard retreat with a paver patio, built-in gas grill, gas fire pit, mature landscaping, and tranquil views. Additional highlights include a brand-new roof (June 2026), newer front door, newer washer and dryer, newer high-end kitchen appliances, Ring security system with cameras and an 85-inch wall-mounted TV that stays with the home. Ideally located just minutes from charming downtown Frankfort's shopping, dining, concerts, and farmers market, Settlers Croft offers truly carefree living with HOA-provided lawn care and snow removal. At least one owner must be 55 years of age at the time of closing.
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FeaturesGeneralLiving Area 2739
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Appliances Double Oven Microwave Dishwasher Refrigerator Bar Fridge Washer Dryer Disposal Stainless Steel Appliance(s) Cooktop Water Softener Owned
HOA Fee 295
Garage Spaces 2
Association Fee Includes Insurance Exterior Maintenance Lawn Care Snow Removal
Construction Materials Other
Year Built 2005
Township Frankfort
Tax Year 2024
Ownership Fee Simple w/ HO Assn.
Assoc Fee Paid Per Monthly
County Will
New Construction N
Property Type Residential Detached Single
Total Rooms 9
Full Baths 2
Status New
Directions LaGrange to Colorado West to Locust Locust North to home
City Frankfort
High School District 210
MLS Area Frankfort
Tax Annual Amount 14407
Additional Parcels Y/N N
Virtual Tour https://youriguide.com/interiorinsight_20687_settlers_ln/
Standard Status Active
Middle/Junior School District 157C
Elementary School District 157C
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InteriorBasement Finished Full
Total Fireplaces 2
Half Baths 2
Total Bedrooms 3
Room Type Office Sun Room Breakfast Room
Total Baths 4
Bedrooms Possible 3
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ExteriorParking Features Yes Garage Owned Attached Garage
Water Source Public
Total Parking 2
Lot Dimensions 75x118
Waterfront Y/N N
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* Excluded FeaturesList ByVillage Realty, Inc.Broker
ngrahamhomes@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,104
- Monthly Property Taxes
- $1,201
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Frankfort, IL
Average List Price $733,603
Percent of Sale Price 13%
About Frankfort, IL 18,979 Population
74% Since 2002
$ 108,814 Median Income
43.78 Median Age
37% Households with Children
Trends Information provided by ATTOM Data Solutions.
565648 Elementary School
564959 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/2/2026 | $649,900 | | Listed Price |