377 Spicer Lake Drive
Holly Ridge, NC, 28445 $ 699,923
Bedrooms4 Baths3.0 Sq 2,785 Monthly Estimate*
$ 4,419
for $699,923 with 4 bedrooms and 3 full baths. This 2,785 square foot home was built in 2021 on a lot size of 0.22.
Before you read another word, here is the number that changes everything: 2.625%. This home carries an assumable VA loan with a remaining balance of approximately $463,000 at 2.625%. In today's rate environment that is an extraordinary opportunity for a qualified buyer. Ask your lender to run the numbers. The savings speak for themselves. Now, about the home itself. Some homes you tour. Some homes you feel. 377 Spicer Lake Drive is the second kind. Set inside the private gates of Summerhouse on Everett Bay, one of coastal North Carolina's most celebrated resort communities and voted Top 100 Place to Live by Ideal Living Magazine, this immaculate craftsman home sits near Spicer Lake, the largest lake in the community, and delivers the kind of lifestyle most people only experience on vacation. The floor plan is thoughtfully designed for real life. Three bedrooms and two full baths occupy the main floor, keeping daily living easy and accessible. Upstairs, a generous bonus room with a dedicated office nook built into the front dormer and a full third bathroom creates a completely flexible space for remote work, guests, a media room, or a teen suite. Every surface is neutral, clean, and genuinely move-in ready. The upgrades go well beyond cosmetic. The original back porch was professionally converted to a heated and cooled sunroom, adding true year-round living space. A $25,000 saltwater hot tub conveys. Whole home water filtration. The backyard is fully fenced. A playset stays. The garage features a polished epoxy floor. The entire home presents in immaculate, like-new condition. Then there is the community, and Summerhouse on Everett Bay deserves its own paragraph. Nestled along the Intracoastal Waterway between Surf City and North Topsail Beach, Summerhouse wraps its residents in resort amenities that are genuinely extraordinary. The two-story clubhouse, which has hosted weddings, retirement celebrations, and family reunions, features vaulted ceilings, walls of windows, multiple fireplaces, oversized lounge seating, a full catering kitchen, an expansive library, and a billiards room. A lazy river and resort-style pool complex adjoin the building. Beyond the clubhouse: a fully equipped 24 hour fitness center with lockers and showers, two tennis and pickleball courts, an open air pavilion, a nature park with fire pit, a children's playground, six scenic lakes with walking bridges and gazebos, 18 miles of walking and biking trails, boat storage, a day dock on the Intracoastal Waterway, a small vessel launch on Kings Creek, and a kayak launch. Boaters, cyclists, kayakers, anglers, and sunrise walkers all find their people here. Less than 30 minutes to Wilmington. Minutes to Topsail Beach. No city taxes. Gated and secure. This is not just a home. This is a complete coastal lifestyle, offered at a rate that no longer exists anywhere else on the market.
See more
FeaturesGeneralLiving Area 2785.0
Heating Other Heat Pump Fireplace(s) Electric Zoned
Cooling Other Zoned Heat Pump
Utilities Cable Available Sewer Available Water Available High Speed Internet
Possession Close Of Escrow Negotiable At Closing
Roof Architectural Shingle
Zoning R-20
HOA Fee 1800.0
Garage Spaces 2.0
Patio/Porch Features Open Covered Patio Front Porch
Construction Materials Fiber Cement Wood Frame
Year Built 2021
View See Remarks
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 4848.9
Parcel Number 762c-784
Assoc Fee Paid Per Annually
County Onslow
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) N
HOA Y
Attached Garage Y
Subdivision Name Summerhouse On Everett Bay
Garage Y/N Y
Total Rooms 8
Full Baths 3
Status Active
Directions From 17 in Holly Ridge turn on to Sound Road turns into Holly Ridge Road then right into the large gated entrance and Showingtime will provide gate code and door code. Turn Left onto Spicer Lake Driv
High School Dixon
City Holly Ridge
Association Name CAMS
High School District Onslow
Lot Size Units Acres
Lot Size Square Feet 9583.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Coastal Elementary
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Dixon
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 487326
Legal Description L784 P2 Summerhouse
See more
InteriorInterior Amenities Master Downstairs Walk-in Closet(s) Vaulted Ceiling(s) Tray Ceiling(s) High Ceilings Entrance Foyer Mud Room Kitchen Island Ceiling Fan(s) Hot Tub Walk-in Shower Blinds/Shades Eat-in Kitchen Walk-In
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Total Bedrooms 4
Entry Level 1
Room Type Master Bedroom Dining Area Great Room Bedroom 1 Bedroom 2 Bedroom 3 Bedroom 4
Total Baths 3
Living Area Range 2600 - 2799
See more
ExteriorExterior Finish Fiber Cement
Fencing Privacy Vinyl
Parking Features Garage Faces Front Concrete Garage Door Opener Lighted Paved Garage
Total Parking 2.0
Lot Size Area 0.22
Foundation Details Crawl Space
Spa N
Building Area Total 2785.0
Lot Dimensions 178x153x113
Lot Size Acres 0.22
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type Maintained City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
See more
* Excluded FeaturesList ByMcKenzie L JohnsonListing Agent
mckenziesellshomes@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,419
- Monthly Property Taxes
- $404
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Holly Ridge, NC
Average List Price $498,118
Percent of Sale Price 29%
About Holly Ridge, NC 2,127 Population
98% Since 2002
$ 58,785 Median Income
36.03 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
4735714 Elementary School
3959089 Middle School
Dixon High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/2/2026 | $699,923 | | Listed Price |