527 O Neal Street Chattanooga, TN $ 425,000
527 O Neal Street
$ 425,000
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527 O Neal Street

Chattanooga, TN, 37403
$ 425,000
Bedrooms3 Baths2.1 Sq 1,600

Monthly Estimate*

$ 2,683

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Townhouse for sale in Chattanooga, TN

for $425,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,600 square foot townhouse was built in 2024 on a lot size of 0.4.

Welcome to 527A O'Neal Street at O'Neal Residences--an exclusive enclave of just six detached townhomes, offering low-maintenance living in one of Chattanooga's most convenient locations. Perfectly positioned in the back left corner of the community, this townhome enjoys the most private setting, with its own rear parking pad, side deck, and a peaceful location tucked away from the street. Inside, you'll find an inviting open floor plan with 9-foot ceilings, abundant natural light, and quality finishes throughout. The chef-inspired kitchen features custom cabinetry, quartz countertops, and ample space for entertaining. Upstairs, all three bedrooms are thoughtfully arranged on one level, including the spacious primary suite with a beautifully appointed en-suite bath--creating the ideal separation between living and private spaces. Enjoy views of Missionary Ridge from the front porch while being just steps away from the UTC Intramural Fields. Whether you're a UTC student, faculty member, or healthcare professional commuting to Erlanger, Parkridge, or Memorial downtown, this townhome places you just minutes from it all. The Historic Fort Wood District is just a short stroll away, and downtown Chattanooga, the Southside, and Northshore are all within a quick 5-7 minute drive--offering endless dining, entertainment, and cultural options. All landscaping is carefully maintained by the HOA ($85 a month), so you can enjoy a hassle-free lifestyle in this vibrant community. Don't miss your chance to call this townhome yours--schedule your private tour today and experience exceptional living!

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Townhouse Active

Price

$ 425,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Townhouse

Taxes

$ 449

Style

Lot Size

0.4

Year Built

2024

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

3256228

Features
General
Living Area 1600
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Electricity Available Water Available
Possession Close Of Escrow
Roof Asphalt
Appliances Microwave Electric Range Disposal Dishwasher
HOA Fee 85
Association Fee Includes Maintenance Grounds
Patio/Porch Features Deck
Security Features Smoke Detector(s)
Construction Materials Fiber Cement Other
Year Built 2024
View Mountain(s)
Stories Count 2
Topography Level Sloped Views Other
Levels Three Or More
Property Subtype Townhouse
Assoc Fee Paid Per Monthly
County Hamilton County TN
New Construction N
Property Type Residential
Association Amenities Sidewalks
Attached Garage N
Subdivision Name Roberts
Full Baths 2
Status Active
Buyer Financing Other Conventional FHA VA
Directions Via McCallie Ave. or 3rd St. Towards downtown Chattanooga Left from 3rd St. Right from McCallie Ave.
High School Howard School Of Academics Technology
City Chattanooga
Senior Community Y/N N
Lot Size Units Acres
Elementary School Orchard Knob Elementary School
Property Attached Y/N Y
Year Built Details Existing
Tax Annual Amount 449
Middle/Junior High School Orchard Knob Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Ceiling Fan(s) High Ceilings Open Floorplan Walk-In Closet(s) High Speed Internet
Basement Crawl Space None
Flooring Tile
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 1
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Builder
Above Grade Finished Area Source Builder
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Balcony
Parking Features Detached Concrete Paved
Lot Features Level Sloped Views Other
Water Source Public
Total Parking 0
Lot Size Area 0.4
Building Area Total 1600
Lot Dimensions 119x158x128x131
Lot Size Acres 0.4
Lot Size Source Agent Calculated
Waterfront Y/N N
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Internal Only
Street Number 1 527
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* Excluded Features
List By
Greater Chattanooga Realty, Keller Williams Realty

Broker

bruner.rachel@gmail.com

Email

Affordability Calculator

$2,721
Per Month
99%
1%
0%
Monthly Principal & Interest
$2,683
Monthly Property Taxes
$37
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4313251 Elementary School
4313249 Middle School
Howard School Of Academics Technology High School High School
Pricing History
DatePricePrice ChangeDescription
7/2/2026$425,000 Listed Price

Map


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527 O Neal Street, Chattanooga, TN, 37403 is a Townhouse for sale at $425,000 with 1,600 sqft and a lot size of 0.4. 527 O Neal Street has 3 bedrooms, 2.1 baths, and was built in 2024. The property's zip code is 37403 which is in Chattanooga, TN