527 O Neal Street Chattanooga, TN $ 425,000
527 O Neal Street
$ 425,000
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527 O Neal Street

Chattanooga, TN, 37403
$ 425,000
Bedrooms3 Baths2.1 Sq 1,600

Monthly Estimate*

$ 2,683

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Townhouse for sale in Chattanooga, TN

for $425,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,600 square foot townhouse was built on a lot size of 0.4.

Welcome to 527A O'Neal Street at O'Neal Residences--an exclusive enclave of just six detached townhomes, offering low-maintenance living in one of Chattanooga's most convenient locations. Perfectly positioned in the back left corner of the community, this townhome enjoys the most private setting, with its own rear parking pad, side deck, and a peaceful location tucked away from the street. Inside, you'll find an inviting open floor plan with 9-foot ceilings, abundant natural light, and quality finishes throughout. The chef-inspired kitchen features custom cabinetry, quartz countertops, and ample space for entertaining. Upstairs, all three bedrooms are thoughtfully arranged on one level, including the spacious primary suite with a beautifully appointed en-suite bath--creating the ideal separation between living and private spaces. Enjoy views of Missionary Ridge from the front porch while being just steps away from the UTC Intramural Fields. Whether you're a UTC student, faculty member, or healthcare professional commuting to Erlanger, Parkridge, or Memorial downtown, this townhome places you just minutes from it all. The Historic Fort Wood District is just a short stroll away, and downtown Chattanooga, the Southside, and Northshore are all within a quick 5-7 minute drive--offering endless dining, entertainment, and cultural options. All landscaping is carefully maintained by the HOA ($85 a month), so you can enjoy a hassle-free lifestyle in this vibrant community. Don't miss your chance to call this townhome yours--schedule your private tour today and experience exceptional living!

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Townhouse Active

Price

$ 425,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Townhouse

Taxes

$ 449

Style

House,Townhouse

Lot Size

0.4

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1537907

Features
Interior
Interior Amenities Ceiling Fan(s) Crown Molding Eat-in Kitchen En Suite Granite Counters High Ceilings High Speed Internet Kitchen Island Open Floorplan Pantry Recessed Lighting Stone Counters Storage Tub/shower Combo
Basement Crawl Space
Flooring Tile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Vinyl Frames
Fireplace Y/N N
Above Grade Finished Area 2.0
Half Baths 1
Laundry Features Electric Dryer Hookup Inside Laundry Closet Main Level Washer Hookup
Total Bedrooms 3
Total Baths 3
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General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric Multi Units
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Asphalt Shingle
Appliances Microwave Free-Standing Electric Range Electric Water Heater Disposal Dishwasher
HOA Fee 85.0
Association Fee Includes Maintenance Grounds
Patio/Porch Features Deck Front Porch Porch - Covered Side Porch
Pool Features None
Security Features Smoke Detector(s)
Construction Materials Fiber Cement HardiPlank Type
Year Built 2024
View Mountain(s) Ridge Other
Stories Count 2
Levels Two
Property Subtype Townhouse
Community Features Sidewalks None
Assoc Fee Paid Per Monthly
County Hamilton
New Construction N
Property Type Residential
Association Amenities Landscaping Maintenance Grounds
HOA Y
Attached Garage N
Subdivision Name Roberts
Garage Y/N N
Total Rooms 11
Full Baths 2
Status Active
Directions Via McCallie Ave. or 3rd St. Towards downtown Chattanooga Left from 3rd St. Right from McCallie Ave.
High School Howard School of Academics & Tech
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 17591.0
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Spa Features None
Elementary School Orchard Knob Elementary
Land Lease Y/N N
Tax Annual Amount 449.0
Home Warranty Y/N N
Middle/Junior High School Orchard Knob Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House Townhouse
Standard Status Active
Occupancy Type Tenant
Legal Description Hpr Lt 1 Roberts Pb 5 Pg 33 Rev Pb 111 Pg 18 Rev Pb 116 Pg 97 The O Ne Al Residences Hpr Unit 527A Out Of146a Q 010 For
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Exterior
Exterior Amenities Balcony Private Entrance Rain Gutters
Fencing None
Parking Features Concrete Kitchen Level Off Street Paved
Lot Features Gentle Sloping Landscaped Level Sloped Views
Water Source Public
Lot Size Area 0.4
Foundation Details Block
Spa N
Building Area Total 1600.0
Lot Dimensions 119x158x128x131
Lot Size Acres 0.4
Road Surface Type Paved
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 527
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* Excluded Features
List By
Keller Williams Realty

Broker

bruner.rachel@gmail.com

Email

Affordability Calculator

$2,721
Per Month
99%
1%
0%
Monthly Principal & Interest
$2,683
Monthly Property Taxes
$37
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1548009 Elementary School
1547503 Middle School
Howard School of Academics & Tech High School High School
Pricing History
DatePricePrice ChangeDescription
7/2/2026$425,000 Listed Price

Map


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527 O Neal Street, Chattanooga, TN, 37403 is a Townhouse for sale at $425,000 with 1,600 sqft and a lot size of 0.4. 527 O Neal Street has 3 bedrooms and 2.1 baths. The property's zip code is 37403 which is in Chattanooga, TN