20644 Cutwater Place Potomac Falls, VA $ 925,000
20644 Cutwater Place
$ 925,000
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Open House 7/5 1pm - 3pm
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20644 Cutwater Place

Potomac Falls, VA, 20165
$ 925,000
Bedrooms4 Baths2.2 Sq 3,170

Monthly Estimate*

$ 5,841

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Single Family Home for sale in Potomac Falls, VA

for $925,000 with 4 bedrooms and 2 full baths, 2 half baths. This 3,170 square foot home was built in 1994 on a lot size of 0.2.

Tucked within the beloved Potomac Lakes enclave of Cascades, this delightful home blends everyday comfort with spaces designed for gathering, celebrating, and making memories. Offering over 3,100 square feet across three finished levels, this beautifully maintained residence features four bedrooms, two full bathrooms, and two half bathrooms, thoughtfully designed to support both everyday living and effortless entertaining. Perfectly positioned on one of the community's most desirable streets, this special setting is among the few in Cascades featuring sidewalks on both sides of the street, creating a welcoming atmosphere for evening strolls, bike rides, and neighborly connections. Just up the street, residents enjoy easy access to the Stone House swimming and tennis complex, Cascades Marketplace, and the Cascades Library. Adding to the neighborhood's distinctive character, Cutwater Place was originally part of Cascades' Builder Model Row when the community was first introduced. As a result, the streetscape showcases a beautiful variety of architectural styles and front elevations, creating a sense of individuality rarely found in newer communities. Thoughtfully maintained and updated, the home offers peace of mind with a new water heater and furnace installed in 2026, a new roof in 2022, and AC in 2021. Sunlight dances across rich hardwood floors on the main level, where gracious living and dining rooms create the perfect backdrop for everything from holiday dinners to quiet evenings at home. At the heart of the home, the beautifully updated kitchen offers abundant cabinetry, stylish finishes, and an effortless connection to the adjoining family room. Here, a cozy gas fireplace anchors the space while expansive casement windows bathe the breakfast area and family room in natural light, framing tranquil backyard views and creating a seamless connection to the outdoors. Step outside to discover a backyard sanctuary designed for lingering conversations and carefree afternoons. An expansive multi-level deck and charming screened gazebo create enchanting spaces for morning coffee, summer gatherings, or simply enjoying the gentle breeze. Upstairs, the spacious primary suite serves as a peaceful retreat, offering generous proportions, abundant natural light, a large walk-in closet, and a beautifully updated private bath designed for comfort and relaxation. Additional bedrooms are generously sized and well-appointed, while an updated secondary bathroom provides style and convenience for family and guests. The finished lower level offers exceptional versatility and valuable additional living space. Whether envisioned as a recreation room, media lounge, fitness studio, home office, playroom, or creative retreat, this expansive level easily adapts to your lifestyle. A wet bar and convenient half bath make it equally suited for entertaining guests, hosting game nights, or simply enjoying everyday living beyond the main level. Life in Cascades is part of the magic. Residents enjoy access to five swimming pool complexes, tennis and pickleball courts, fitness facilities, playgrounds, sports courts, and miles of scenic trails. Nearby Algonkian Regional Park offers golf, boating, riverfront trails, and stunning Potomac River views, while shopping, dining, entertainment, and major commuter routes are all just minutes away. Filled with natural light, thoughtfully updated, and designed for seamless indoor-outdoor living, this is more than a house; it's a place where everyday moments feel just a little more magical.

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Open House

7/5/2026 1:00 PM - 3:00 PM
20644 Cutwater Place Potomac Falls, VA
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 925,000

Bedrooms

4

Full Bath

2

Half Bath

2

Property Type

Single Family

Taxes

$ 7,188

Style

Transitional

Lot Size

0.2

Year Built

1994

Town/City

Potomac Falls

County/Region

Loudoun

MLS | Web ID

VALO2129256

Features
General
Living Area 3170
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C Ceiling Fan(s)
Utilities Under Ground
Possession Settlement Negotiable
Roof Architectural Shingle
Appliances Washer Dishwasher Disposal Icemaker Refrigerator Oven/Range - Gas Range Hood Stainless Steel Appliances Water Dispenser Oven - Double Dryer - Electric Energy Efficient Appliances Exhaust Fan Microwav
Zoning PDH4
HOA Fee 107.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance Management Pool(s) Recreation Facility Snow Removal Trash
Patio/Porch Features Deck(s) Screened
Architectural Style Transitional
Security Features Smoke Detector
Construction Materials Brick Vinyl Siding
School District LOUDOUN COUNTY PUBLIC SCHOOLS
Year Built 1994
View Trees/Woods
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County LOUDOUN
New Construction N
Property Type Residential
Association Amenities Basketball Courts Bike Trail Club House Common Grounds Community Center Exercise Room Fitness Center Jog/Walk Path Soccer Field Swimming Pool Tennis Courts Tot Lots/Playground Pickleball Courts Party
HOA Y
Subdivision Name POTOMAC LAKES
Facing Direction Southwest
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions From Rt 7 ( E or W) take exit for Cascades Pkwy North. Go past the Cascades Marketplace and Turn left on Cutwater Drive. You will see the Stonehouse Recreation Center. This lovely home will be on y
City POTOMAC FALLS
Disclosures Prop Disclaimer Subject to Condo/HOA Docs
Association Name CASCADES COMMUNITY ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 8712.00
Tax Annual Amount 7188.0
Home Warranty Y/N N
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 364.17
Acceptable Financing Cash VA FHA Conventional
Community Pool Features In Ground
Lease Considered Y/N N
Vacation Rental Y/N N
Virtual Tour https://www.zillow.com/view-imx/f5594a24-15da-4d6c-bc7b-3e57aa52c1d3?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Location Type Suburban
Builder Name NV Homes
Standard Status Active
Year Built Source Assessor
Legal Subdivision POTOMAC LAKES
Tax Lot 114A
Association Recreation Fee N
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Interior
Interior Amenities Ceiling Fan(s) Recessed Lighting Wet/Dry Bar Kitchen - Island Formal/Separate Dining Room Skylight(s) Bar Bathroom - Soaking Tub Bathroom - Walk-In Shower Breakfast Area Built-Ins Carpet Chair Railin
Heating Fuel Natural Gas
Basement Fully Finished Walkout Level
Flooring Hardwood Ceramic Tile Carpet
Total Fireplaces 1
Fireplace Features Mantel(s) Gas/Propane
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Window Features Atrium Skylights Casement Double Pane Double Hung Palladian
Fireplace Y/N Y
Above Grade Finished Area 2540
Half Baths 2
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 630
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Foyer Breakfast Room Laundry Mud Room Recreation Room Utility Room Primary Bathroom Full Bath
Below Grade Finished Area Unit Type Square Feet
Laundry Type Dryer In Unit Lower Floor Washer In Unit
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Play Equipment Underground Lawn Sprinkler
Pool Yes - Community
Fencing Partially
Parking Features Paved Driveway
Lot Features No Thru Street
Water Source Public
Garage Features Garage - Front Entry Garage Door Opener
Type of Parking Attached Garage Driveway
Foundation Details Concrete Perimeter
Water View Y/N N
Lot Size Acres 0.20
Lot Size Source Assessor
Waterfront Y/N N
Door Features French Storm Six Panel Atrium
Builder Model Harrington
Land Assessed Value 279500.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 20644
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* Excluded Features
List By
Keller Williams Realty

Broker

info@thespearrealtygroup.com

Email

Affordability Calculator

$6,440
Per Month
91%
9%
0%
Monthly Principal & Interest
$5,841
Monthly Property Taxes
$599
Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535241 Elementary School
3533571 Middle School
Potomac Falls High School High School
Pricing History
DatePricePrice ChangeDescription
7/1/2026$925,000 Listed Price

Map


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20644 Cutwater Place, Potomac Falls, VA, 20165 is a Single Family Home for sale at $925,000 with 3,170 sqft and a lot size of 0.2. 20644 Cutwater Place has 4 bedrooms, 2.2 baths, and was built in 1994. The property's zip code is 20165 which is in Potomac Falls, VA