902 OAKWOOD DRIVE Largo, FL $ 1,965,000
902 OAKWOOD DRIVE
$ 1,965,000
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902 OAKWOOD DRIVE

Largo, FL, 33770
$ 1,965,000
Bedrooms4 Baths3.0 Sq 2,266

Monthly Estimate*

$ 12,407

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Single Family Home for sale in Largo, FL

for $1,965,000 with 4 bedrooms and 3 full baths. This 2,266 square foot home was built in 1960 on a lot size of 0.21.

Step outside to a sparkling pool and sun-drenched lanai. A few more steps and you’re on your private dock, where the Intracoastal Waterway stretches out as far as the eye can see. That kind of outdoor access is becoming nearly impossible to find in Pinellas County. Most waterfront properties have been — or will be — elevated to meet flood zone standards, eliminating that seamless indoor-outdoor connection. Don’t miss your opportunity — this is the one they said didn’t exist anymore. This residence has passed all required Pinellas County inspections — including electrical, plumbing, and roofing — with full documentation on file, yet retains its original ground-level footprint just steps from the water. For buyers seeking true step-out waterfront living, opportunities like this one are not being replicated. Nestled in the waterfront enclave of Harbor Bluffs — one of Pinellas County’s most cherished communities, celebrated for its serene, deed-restricted streets and proximity to the Gulf — this 4-bedroom, 3-bathroom pool home sits on a rare lot delivering water views on both the rear and side of the property. Whether you’re arriving home by boat or simply watching the herons work the seawall on a quiet morning, the water is always front and center. Inside, the updates speak for themselves. The remodeled kitchen features white granite countertops, soft-close cabinetry, stainless steel appliances, and a natural gas range — made for effortless entertaining. Classic plantation shutters flow throughout, lending a clean coastal elegance that carries from room to room. The north-facing orientation means living spaces stay naturally cool and bright without harsh afternoon sun — a quiet luxury that west-facing waterfront buyers discover too late. Behind the scenes, this home has been meticulously upgraded: PGT hurricane-impact, energy-efficient windows throughout, a NEC code-compliant electric panel upgraded in 2025, newly blown-in cellulose attic insulation, a tankless water heater, and a new roof and primary AC installed in 2022. A convenient interior laundry closet rounds out a home that has been carefully maintained where it counts. For the boating enthusiast, the private dock with boat lift puts you on the water in minutes — no marina fees, just your boat on your schedule and the waterway at your doorstep — with quick access to the open Gulf beyond. When you’d rather stay close to home, the pool and lanai are waiting. While this property sustained minor flooding during Hurricane Helene in September 2024, the home was fully remediated by licensed professionals, all required permits were filed with Pinellas County, and every inspection passed. This is a home that has been through the worst Florida can deliver — and came out the other side ready for its next chapter. And that next chapter begins in Harbor Bluffs — the kind of neighborhood where neighbors know each other by name, egrets and herons work the seawalls like they pay rent, and every evening reminds you exactly why you chose waterfront Florida living. Minutes from the pristine Gulf Coast beaches, with the fabulous restaurants and boutiques of Belleair Bluffs just blocks away. World-class libraries, beautiful parks, and excellent medical facilities are all close at hand — with St. Pete-Clearwater Airport minutes away and Tampa International 30 minutes away. This is an address that never goes out of style — don’t miss out on this timeless opportunity to call it your own.

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Single Family Active

Price

$ 1,965,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 12,554

Style

Single Family Residence

Lot Size

0.21

Year Built

1960

Town/City

Largo

County/Region

Pinellas

MLS | Web ID

TB8524079

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Sewer Connected Street Lights Water Connected
Roof Shingle
Appliances Dishwasher Dryer Range Refrigerator Tankless Water Heater Washer
Zoning R-2
HOA Fee 420
Garage Spaces 2
Association Fee Includes Trash
Pool Features In Ground
Construction Materials Block
Pets Allowed Yes
Year Built 1960
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Intracoastal Waterway
Community Features Park
Assoc Fee Paid Per Annually
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HARBOR BLUFFS SEC 4
Facing Direction South
Garage Y/N true
Total Rooms 3
Full Baths 3
Status Active
Directions From Indian Rocks and West Bay Drive head south. Turn right onto Oakwood Drive over bridge and home is on the right.
City LARGO
Association Name Professional Condo Concepts
Senior Community Y/N false
MLS Area 33770 - Largo/Belleair Bluffs
Lot Size Units Square Feet
Lot Size Square Feet 8995
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 12554.59
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 76
Legal Description HARBOR BLUFFS SEC 4 LOT 76
Water View Intracoastal Waterway
Water Access Type Intracoastal Waterway
Minimum Lease 8-12 Months
Water Access Y/N true
Monthly HOA Amount 35
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Thermostat
Flooring Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Closet
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Lighting Sliding Doors
Water Source Public
Lot Size Area 8995
Foundation Details Block
Building Area Total 2802
Lot Dimensions 70 x 96
Lot Size Acres 0.21
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features

Affordability Calculator

$13,453
Per Month
92%
8%
0%
Monthly Principal & Interest
$12,407
Monthly Property Taxes
$1,046
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/1/2026$1,965,000 Listed Price

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902 OAKWOOD DRIVE, Largo, FL, 33770 is a Single Family Home for sale at $1,965,000 with 2,266 sqft and a lot size of 0.21. 902 OAKWOOD DRIVE has 4 bedrooms, 3.0 baths, and was built in 1960. The property's zip code is 33770 which is in Largo, FL