45 N 14Th Street Surf City, NJ $ 3,399,000
45 N 14Th Street
$ 3,399,000
Recently Listed New Construction
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45 N 14Th Street

Surf City, NJ, 08008
$ 3,399,000
Bedrooms5 Baths4.1 Sq 2,525

Monthly Estimate*

$ 21,462

45 N 14Th Street, Surf City, NJ 08008 - Image 1
45 N 14Th Street, Surf City, NJ 08008 - Image 2

Single Family Home for sale in Surf City, NJ

for $3,399,000 with 5 bedrooms and 4 full baths, 1 half bath. This 2,525 square foot home was built in 2027 on a lot size of 0.09.

Exceptional oceanside modern new construction beginning in August with anticipated completion by May, offering approximately 2,525 square feet of luxury coastal living in the heart of Surf City. Thoughtfully designed with a highly sought-after reversed-living floor plan, this 5-bedroom, 4.5-bath residence combines striking contemporary architecture with premium craftsmanship and low-maintenance finishes. The top level showcases an impressive open-concept great room with soaring 11.5' to 12.5' volume ceilings and an extraordinary clerestory window package featuring approximately 30 perimeter windows, filling the home with abundant natural light while enhancing privacy. The gourmet kitchen seamlessly connects to the dining and living areas and opens onto a spacious 19' x 12' covered deck, creating the perfect setting for indoor-outdoor entertaining. Above, an expansive approximately 1,000-square-foot rooftop deck with an additional 8' x 9' sun deck offers panoramic island views and exceptional outdoor living space. The home features five spacious bedrooms, including three private en-suite accommodations. The luxurious top-floor primary suite offers a walk-in closet and a spa-inspired bath. A second primary suite on the first floor features double vanities, a frameless glass shower, and a recessed Kohler Anthem digital shower control conveniently located outside the shower enclosure. A third junior suite provides ideal accommodations for family and guests, while a hall bath with double vanities serves the remaining two bedrooms. Designed for effortless coastal living, the home includes a private elevator servicing every level and a spectacular resort-style backyard complete with a saltwater swimming pool, a 13' x 16' covered lanai, an outdoor shower, and professionally designed landscaping. The exterior showcases sleek black tubular railings, creating a sophisticated contemporary architectural statement, while maintenance-free CertainTeed CedarBoards insulated vinyl siding and trim provide the timeless appearance of cedar with exceptional durability and long-term performance. A rare opportunity to own a thoughtfully designed modern beach home, next to Surf City's beaches, restaurants, shopping, and bay access. Quality construction by respected local builder Dave Finelli.

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Single Family Active

Price

$ 3,399,000

Bedrooms

5

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 9,105

Style

Coastal,Contemporary

Lot Size

0.09

Year Built

2027

Town/City

Surf City

County/Region

Ocean

MLS | Web ID

NJOC2043278

Features
General
Living Area 2525
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession 181-365 Days
Zoning RA
Garage Spaces 1.00
Architectural Style Coastal Contemporary
Pool Features Fenced Heated
Construction Materials Frame
Year Built 2027
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Natural Gas
Municipality SURF CITY BORO
Accessibility Elevator
County OCEAN
New Construction Y
Property Type Residential
HOA N
Subdivision Name SURF CITY
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 4
Status ACTIVE
Directions GSP to exit 63 go east to LBI go left and north to 14th street to right and east to #46 New construction.
City SURF CITY
Senior Community Y/N N
MLS Area Surf City Boro (21532)
Lot Size Units Square Feet
Lot Size Square Feet 3999.00
Tax Annual Amount 9105.0
Home Warranty Y/N Y
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 1346.14
Construction Completed Y/N N
Vacation Rental Y/N N
Location Type Oceanblock
Standard Status Active
Year Built Source Estimated
Tax Lot 00019
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Interior
Heating Fuel Natural Gas
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Natural Gas
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2525
Half Baths 1
Central Air Y/N Y
Total Bedrooms 5
Below Grade Finished Area 0
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 5
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Exterior
Exterior Amenities Roof Deck Outside Shower
Pool Yes - Personal
Water Source Public
Garage Features Garage - Front Entry Garage Door Opener Garage - Rear Entry
Type of Parking Attached Garage Driveway
Foundation Details Pilings
Spa N
Water View Y/N N
Lot Dimensions 40.00 x 100.00
Lot Size Acres 0.09
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 630000.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 45
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* Excluded Features
List By
Coastal Living Real Estate Group

Broker

bonnie@coastalliving.pro

Email

Affordability Calculator

$22,220
Per Month
97%
3%
0%
Monthly Principal & Interest
$21,462
Monthly Property Taxes
$759
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2136830 Elementary School
2137124 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/1/2026$3,399,000 Listed Price

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45 N 14Th Street, Surf City, NJ, 08008 is a Single Family Home for sale at $3,399,000 with 2,525 sqft and a lot size of 0.09. 45 N 14Th Street has 5 bedrooms, 4.1 baths, and was built in 2027. The property's zip code is 08008 which is in Surf City, NJ