387 Center Street Spencer, IN ^$ 249,900

387 Center Street

^$ 249,900

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Recently Listed

387 Center Street

Spencer, IN, 47460

^$ 249,900

Bedrooms3 Baths1.1 Sq 1,973

Monthly Estimate*

^$ 1,578

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Single Family Home for sale in Spencer, IN

for $249,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,973 square foot home was built in 1971 on a lot size of 0.73.

Experience the perfect balance of modern peaceful country living and optimal location in this beautifully renovated ranch, ideally situated on nearly one acre. Updated with new siding, a brand-new roof, and a complete suite of new appliances, this move-in-ready home offers more room than most Ranch style homes. The huge lot provides the space and privacy you've been looking for, with endless possibilities for outdoor entertaining, gardening, or simply enjoying the serene surroundings. Just minutes from McCormick's Creek State Park, you'll have easy access to scenic trails, natural beauty, and year-round outdoor recreation. Conveniently located in the Owen Valley School district, this exceptional property also offers quick access to Ellettsville and I-69, placing shopping, dining, and commuting within easy reach. Don't wait too long, this house is priced to sell!

Single Family Active

Price

^$ 249,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 1,332

Style

Ranch

Lot Size

0.73

Year Built

1971

Town/City

Spencer

County/Region

Owen

MLS | Web ID

22110996

Features

Interior

Interior Amenities Attic Access

Basement (Y/N) N

Half Baths 1

Laundry Features Main Level

Total Bedrooms 3

Main Level Bedrooms 3

Total Baths 2

General

Heating Forced Air

Cooling Central Air

Utilities Electricity Connected Natural Gas Available Septic System Water Connected

Possession Negotiable

Appliances Dishwasher Dryer Electric Water Heater MicroHood Electric Oven Refrigerator Washer Water Purifier Water Softener Owned

Garage Spaces 3

Patio/Porch Features Porch

Architectural Style Ranch

Construction Materials Vinyl Siding

Year Built 1971

Electric 200+ Amp Service

Township Washington

Levels One

Property Subtype Single Family Residence

Tax Year 2025

County Owen

New Construction N

Property Type Residential

HOA N

Subdivision Name Tucker Estates

Facing Direction East

Garage Y/N Y

Total Rooms 10

Full Baths 1

Status Active

Directions GPS Friendly

High School Owen Valley Community High School

City Spencer

High School District Spencer-Owen Community Schools

MLS Area 6010 - Owen - Washington

Lot Size Square Feet 31799

Property Attached Y/N N

Current Financing FHA IndianaHousingFinanceAuthority Conventional USDA

Middle/Junior High School Owen Valley Middle School

Virtual Tour https://www.zillow.com/view-imx/db6b4bae-a1e8-498a-8a7c-158969cd9296?wl=true&setAttribution=mls&initialViewType=pano

Standard Status Active

Tax Lot 19-20

Legal Description Tucker Estates Lot 19 & 20

Exterior

Parking Features Attached

Lot Features Corner Lot Rural - Subdivision Mature Trees

Water Source Public

Foundation Details Block

Building Area Total 1973

Lot Size Acres 0.73

Horse Amenities None

* Excluded Features

List By

Everett Realty Group, Llc

Broker

Tammy@EverettRealtyGroup.com

Affordability Calculator

$1,689

Per Month

Monthly Principal & Interest: $1,578
Monthly Property Taxes: $111
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IN

Average List Price ^$381,085

Percent of Sale Price 52%

About Spencer, IN

2,332 Population

-12% Since 2002

^$40,502 Median Income

40.93 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4046820 Elementary School

4046639 Middle School

Owen Valley Community High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
6/30/2026	$249,900		Listed Price

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387 Center Street, Spencer, IN, 47460 is a Single Family Home for sale at $249,900 with 1,973 sqft and a lot size of 0.73. 387 Center Street has 3 bedrooms, 1.1 baths, and was built in 1971. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Property information provided courtesy of the Internet Exchange Program of the Metropolitan Indianapolis Board of REALTORS® Broker Listing Cooperative® listing service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 7/1/2026.

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387 Center Street

Single Family Home for sale in Spencer, IN

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