520 4Th Avenue W Spencer, IA $ 166,000
520 4Th Avenue W
$ 166,000
Recently Listed
Share Save

520 4Th Avenue W

Spencer, IA, 51301
$ 166,000
Bedrooms3 Baths2.0 Sq 1,502

Monthly Estimate*

$ 1,048

520 4Th Avenue W, Spencer, IA 51301 - Image 1
520 4Th Avenue W, Spencer, IA 51301 - Image 2
520 4Th Avenue W, Spencer, IA 51301 - Image 3
520 4Th Avenue W, Spencer, IA 51301 - Image 4
520 4Th Avenue W, Spencer, IA 51301 - Image 5
520 4Th Avenue W, Spencer, IA 51301 - Image 6
520 4Th Avenue W, Spencer, IA 51301 - Image 7
520 4Th Avenue W, Spencer, IA 51301 - Image 8
520 4Th Avenue W, Spencer, IA 51301 - Image 9
520 4Th Avenue W, Spencer, IA 51301 - Image 10
520 4Th Avenue W, Spencer, IA 51301 - Image 11
520 4Th Avenue W, Spencer, IA 51301 - Image 12
520 4Th Avenue W, Spencer, IA 51301 - Image 13
520 4Th Avenue W, Spencer, IA 51301 - Image 14
520 4Th Avenue W, Spencer, IA 51301 - Image 15
520 4Th Avenue W, Spencer, IA 51301 - Image 16

Single Family Home for sale in Spencer, IA

for $166,000 with 3 bedrooms and 2 full baths. This 1,502 square foot home was built in 1900 on a lot size of 0.24.

The kind of home that's easy to picture yourself in! This 3 bedroom, 2 bathroom home sits on a desirable corner lot and offers a great blend of comfort and function. The beautifully updated kitchen is the heart of the home, while the convenient main-floor laundry makes every day living a breeze. You'll love the generously sized bedrooms, each offering room to spread out, while the spacious master suite features a private bathroom and a large walk-in closet. Outside, enjoy a welcoming front porch that's perfect for morning coffee or relaxing evenings, along with a fully fenced-in backyard that provides plenty of room to relax, entertain or garden. If you've been waiting for a home with space, updates and a layout that works, this one is worth a look!

See more

Single Family Active

Price

$ 166,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,256

Style

TWO STORY

Lot Size

0.24

Year Built

1900

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260739

Features
General
Sewer Public Sewer
Construction Frame/Wood
Heating Boiler
Cooling Window
Appliances Dishwasher Dryer Microwave Range/Stove Refrigerator Washer
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Architectural Style TWO STORY
Stories Count 2
Class RESIDENTIAL
Assessments No
Levels Two
Type Single Family Residence
Yearly Taxes 2256
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 10650
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1900
City Spencer
Total Sq Ft 1502
DOM 1
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 110.52
Public Remarks The kind of home that's easy to picture yourself in! This 3 bedroom 2 bathroom home sits on a desirable corner lot and offers a great blend of comfort and function. The beautifully updated kitchen is
See more
Exterior
Waterfront 0
Garage Type Detached
Garage Capacity 20x24
Lot Size Source Assessor
Water Source Public/City
See more
Interior
Furnished Y/N No
Total Baths 2
Full Baths 2
1/4 Baths 0
Basement Style Full
See more
* Excluded Features
List By
Nicole Nimke

Listing Agent

Exit Realty Midwest- Spencer/Emmetsburg

Broker

(712) 363-0287

Phone

ntnimke@gmail.com

Email

Affordability Calculator

$1,236
Per Month
85%
15%
0%
Monthly Principal & Interest
$1,048
Monthly Property Taxes
$188
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/30/2026$166,000 Listed Price

Map


See all

520 4Th Avenue W, Spencer, IA, 51301 is a Single Family Home for sale at $166,000 with 1,502 sqft and a lot size of 0.24. 520 4Th Avenue W has 3 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 51301 which is in Spencer, IA