705 Bay Road Bay City, MI $ 550,000
705 Bay Road
$ 550,000
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705 Bay Road

Bay City, MI, 48706
$ 550,000
Bedrooms4 Baths2.0 Sq 2,416

Monthly Estimate*

$ 3,473

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Single Family Home for sale in Bay City, MI

for $550,000 with 4 bedrooms and 2 full baths. This 2,416 square foot home was built in 1959 on a lot size of 0.32.

Experience waterfront living at its finest in this spacious 2,416-square-foot, 4-bedroom, 2-bathroom home on beautiful Bay Road in Bay City. With breathtaking panoramic views of the bay from the upper-level primary bedroom, this property offers the perfect combination of comfort, efficiency, and year-round enjoyment. Thoughtfully maintained, the home features numerous updates, including a newer roof, boiler, sliding glass doors, and exterior paint. Energy-efficient solar panels help reduce annual utility costs, providing long-term savings and added value. The upper-level bathroom features a spacious sauna, creating the perfect place to unwind after a day on the water or simply relax in the comfort of your own home. Step outside to your own private waterfront oasis featuring a sandy beach that leads to clean, shallow wading waters-ideal for swimming, kayaking, or simply relaxing by the bay. The fenced backyard, spacious concrete patio overlooking the water, and 2-car garage complete the outdoor amenities, making this home perfect for entertaining and everyday living. An added bonus: this waterfront property does not require flood insurance, offering peace of mind and lower ownership costs. Whether you're searching for a year-round residence or the perfect waterfront retreat, this exceptional property is one you won't want to miss.

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Single Family Active

Price

$ 550,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 4,634

Style

Lot Size

0.32

Year Built

1959

Town/City

Bay City

County/Region

Bay

MLS | Web ID

61050213287

Features
General
Sewer PublicSewer
Heating ForcedAir HotWater NaturalGas Solar
Cooling CeilingFans CentralAir
Possession ClosePlus16to29Days
Appliances Dishwasher Dryer Microwave Oven Refrigerator Range Washer
Garage Spaces 2.0
Patio/Porch Features Patio
Architectural Style Other
Pool Features None
Construction Materials AluminumSiding Asphalt VinylSiding
Year Built 1959
Levels Two
Property Subtype SingleFamilyResidence
Tax Year 2025
Waterfront Features BeachAccess BeachFront LakeFront Waterfront
County Bay
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name ALPIN BEACH
Garage Y/N Y
Other Structures Sauna
Total Rooms 10
Full Baths 2
Status Active
City BangorCharterTownship_Bay
Disclosures FloodPlain500Year FloodInsNotReqd TaxesHomesteadExempt
Senior Community Y/N N
High School District BangorTwpBayCity
Zoning Description Residential
MLS Area Area92101BangorTwp
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 4634.41
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 127397
Legal Description LOT 11 ASSESSOR'S PLAT OF APLIN BEACH SUB. AS RECORDED IN LIBER 12 OF PLATS PAGES 16-28 OF BAY COUNTY RECORDS.
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Exterior
Parking Features TwoCarGarage Detached ElectricityinGarage Garage GarageDoorOpener Unassigned
Lot Features WaterView
Water Source Public
Foundation Details Slab
Spa N
Lot Dimensions 40x248
Lot Size Acres 0.32
Road Surface Type Paved
Frontage Length 40
Frontage Type Waterfront
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Interior
Fireplace Features FamilyRoom WoodBurning
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2416.0
Total Bedrooms 4
Below Grade Finished Area 0.0
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type SquareFeet
Total Baths 2
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Internal Only
Street Number 1 705
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* Excluded Features
List By
Herb Saenz

Listing Agent

Modern Realty

Broker

(989) 492-4979

Phone

Affordability Calculator

$3,859
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,473
Monthly Property Taxes
$386
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4909263 Elementary School
4909571 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/30/2026$550,000 Listed Price

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705 Bay Road, Bay City, MI, 48706 is a Single Family Home for sale at $550,000 with 2,416 sqft and a lot size of 0.32. 705 Bay Road has 4 bedrooms, 2.0 baths, and was built in 1959. The property's zip code is 48706 which is in Bay City, MI