2139 20TH AVENUE SW
Largo, FL, 33774 $ 589,900
Bedrooms3 Baths2.0 Sq 1,746 Monthly Estimate*
$ 3,725
for $589,900 with 3 bedrooms and 2 full baths. This 1,746 square foot home was built in 2026 on a lot size of 0.19.
Under Construction. Welcome to this brand-new farmhouse-style residence offering the perfect blend of modern design, quality construction, hurricane impact windows and doors, and a peaceful setting in unincorporated Largo. Situated on a 63' x 128' homesite at the end of a quiet dead-end street, this one-story concrete block home enjoys a unique location directly across from the McKay Creek County Conservation Area, providing a natural wooded backdrop, added privacy, and no homes directly across the street. Best of all, the property is located in Flood Zone X, offering additional peace of mind. Inside, you'll find an inviting open-concept floor plan featuring 3 bedrooms, 2 bathrooms, and a versatile bonus room that can easily serve as a home office, den, playroom, or home gym. The spacious kitchen is designed for everyday living and entertaining, showcasing a large center island with quartz countertops, stainless steel appliances, and seamless flow into the dining and living areas. The private owner's suite offers a spacious walk-in closet and a beautifully appointed en-suite bathroom complete with dual vanities and a walk-in shower. Additional highlights include a walk-in laundry room, covered front and rear porches, and quality finishes throughout. The home is conveniently located near shopping, restaurants, beaches, parks, and major commuting routes while still offering the privacy and charm of a tucked-away neighborhood. Don't miss the opportunity to own this thoughtfully designed new construction home in one of Largo's most unique settings. Schedule your private showing today, and the estimated completion date is September 2026.
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FeaturesGeneralSewer Septic Tank
Heating Central Electric
Cooling Central Air
Utilities Other
Roof Shingle
Appliances Dishwasher Disposal
Garage Spaces 2
Patio/Porch Features Front Porch Rear Porch
Architectural Style Craftsman
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2026
View Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Pinellas
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name GULF TERRACE
Facing Direction South
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Active
Directions Take 23rd Street SW to East on 20th Ave SW home is on the left side of the dead end street.
City LARGO
Senior Community Y/N false
MLS Area 33774 - Largo
Lot Size Units Square Feet
Lot Size Square Feet 8063
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 380
Property Condition Under Construction
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name ELITE BUILDING AND CONTRACTING
Standard Status Active
Occupancy Type Vacant
Tax Lot 78
Legal Description GULF TERRACE LOT 78
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
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InteriorInterior Amenities Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor
Flooring Luxury Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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ExteriorExterior Amenities Other
Lot Features In County Street Dead-End Unincorporated
Water Source Public
Lot Size Area 8063
Foundation Details Slab
Building Area Total 2313
Lot Dimensions 63 x 128
Lot Size Acres 0.19
Road Surface Type Concrete
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Dead-End
Builder Model N/A
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* Excluded FeaturesList ByCompass Florida LlcBroker
josh.taylor@compass.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,725
- Monthly Property Taxes
- $32
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Largo, FL
Average List Price $596,969
Percent of Sale Price 1%
About Largo, FL 84,655 Population
9% Since 2002
$ 41,582 Median Income
48.45 Median Age
18% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/29/2026 | $589,900 | | Listed Price |