3922 CEDAR HAMMOCK TRAIL Saint Cloud, FL $ 380,000
3922 CEDAR HAMMOCK TRAIL
$ 380,000
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3922 CEDAR HAMMOCK TRAIL

Saint Cloud, FL, 34772
$ 380,000
Bedrooms3 Baths2.0 Sq 1,895

Monthly Estimate*

$ 2,399

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Single Family Home for sale in Saint Cloud, FL

for $380,000 with 3 bedrooms and 2 full baths. This 1,895 square foot home was built in 2007 on a lot size of 0.22.

Seller will consider a closing-cost and/or flooring credit with an acceptable offer. Current taxes reflect non-homestead status and a previous owner's tax circumstance that will be paid off at closing; buyers are encouraged to verify anticipated taxes and available exemptions. Welcome to 3922 Cedar Hammock Trail, a spacious 3-bedroom, 2-bath home in the desirable Stevens Plantation community of St. Cloud. With nearly 1,900 square feet, this home offers a comfortable split-bedroom floor plan with plenty of room to gather, entertain, and make the space your own. Several of the big-ticket items have already been taken care of, including a NEW ROOF in 2024, HVAC in 2023, and fresh interior paint in 2025. The open living and dining areas offer flexible space for everyday living, while the kitchen provides ample cabinetry, counter space, and an easy flow into the main living areas. The private primary suite features generous space, a walk-in closet, and an en-suite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to a fully fenced backyard with plenty of room for pets, play, entertaining, or creating your own outdoor retreat. The home offers an excellent opportunity for a buyer to personalize the flooring to their taste—and with the seller willing to consider a credit with an acceptable offer, you can make those updates your way. Conveniently located near shopping, dining, schools, major roadways, and everything the growing St. Cloud area has to offer.

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Single Family Active

Price

$ 380,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 9,721

Style

Florida

Lot Size

0.22

Year Built

2007

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6417320

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Connected Water Connected
Roof Shingle
Appliances Built-In Oven Cooktop Dishwasher Disposal Microwave Refrigerator
Zoning SPUD
HOA Fee 215
Garage Spaces 2
Patio/Porch Features Rear Porch
Architectural Style Florida
Construction Materials Block
Pets Allowed Cats OK Dogs OK
Year Built 2007
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Quarterly
County Osceola
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name STEVENS PLANTATION
Facing Direction Northwest
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Active
Directions Florida's Turnpike Head north Keep right follow signs for St Cloud and merge onto US-192 E/US-441 S Turn right onto Budinger Ave Turn left onto Nolte Rd Turn right at the 1st cross street onto Burberry Pl/Cedar Hammock Trail Turn left onto Cedar Hammock Trail house will be on the left hand side
High School St. Cloud High School
City ST CLOUD
Association Name Kayla Govan
Senior Community Y/N false
MLS Area 34772 - St Cloud (Narcoossee Road)
Lot Size Units Square Feet
Lot Size Square Feet 9670
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School St Cloud Elem
Land Lease Y/N false
Tax Annual Amount 9721
Middle/Junior High School St. Cloud Middle (6-8)
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6417320
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 1804
Tax Lot 155
Legal Description STEVENS PLANTATION PB 16 PGS 34-41 LOT 155
Minimum Lease 7 Months
Water Access Y/N false
Monthly HOA Amount 71.67
Additional Rooms Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Kitchen/Family Room Combo Open Floorplan Split Bedroom Stone Counters Thermostat Walk-In Closet(s)
Flooring Laminate Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room Washer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities French Doors Irrigation System Sidewalk
Vegetation Fruit Trees Mature Landscaping
Fencing Vinyl
Parking Features Garage Faces Side
Water Source None
Lot Size Area 9670
Foundation Details Slab
Building Area Total 2504
Lot Size Acres 0.22
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
carla@carlatrinerealestate.com

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Affordability Calculator

$3,209
Per Month
75%
25%
0%
Monthly Principal & Interest
$2,399
Monthly Property Taxes
$810
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
St. Cloud High School High School High School
Pricing History
DatePricePrice ChangeDescription
6/29/2026$380,000 Listed Price

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3922 CEDAR HAMMOCK TRAIL, Saint Cloud, FL, 34772 is a Single Family Home for sale at $380,000 with 1,895 sqft and a lot size of 0.22. 3922 CEDAR HAMMOCK TRAIL has 3 bedrooms, 2.0 baths, and was built in 2007. The property's zip code is 34772 which is in Saint Cloud, FL