3345 POINSETTIA DRIVE
Hernando Beach, FL, 34607 $ 499,000
Bedrooms2 Baths2.0 Sq 1,476 Monthly Estimate*
$ 3,151
for $499,000 with 2 bedrooms and 2 full baths. This 1,476 square foot home was built in 1985 on a lot size of 0.14.
Coastal Living Meets Comfortable Waterfront Living in Hernando Beach! Welcome to this beautifully designed 2-bedroom, 2-bathroom waterfront home where the open floor plan is centered around a stunning cook's kitchen—the true heart of the home. Whether you're preparing dinner for family or entertaining friends, you'll appreciate the quartz countertops, oversized center island, stainless steel appliances, white shaker cabinetry, and an abundance of storage. The split-bedroom layout provides privacy for owners and guests, while luxury vinyl plank and ceramic tile flooring throughout make for easy coastal living. Step through the rear of the home to the large screened porch overlooking the peaceful freshwater canal, the perfect place to enjoy your morning coffee, evening sunsets, or watch Florida's native wildlife. The fenced backyard offers additional privacy and space for pets or outdoor entertaining. Outside, you'll find 62 feet of concrete seawall and a floating dock on a spring-fed freshwater canal with indirect Gulf access. From your backyard you can launch your boat, kayak, or paddleboard and enjoy the waterfront lifestyle. Boaters can reach the Gulf of Mexico by using the community boat lift to cross into the saltwater canal system before passing under a fixed bridge, making this an excellent location for owners of smaller boats looking for affordable waterfront living. Located in the desirable Hernando Beach Middle Section, this home offers all the advantages of waterfront ownership with no HOA. Short-term rentals are permitted, and owners have the freedom to keep boats, trailers, RVs, and commercial vehicles on their property while also being able to install up to 8-foot privacy fences. Hernando Beach is one of Florida's hidden coastal treasures, where life revolves around boating, fishing, and enjoying the natural beauty of the Gulf Coast. Surrounded by protected coastal marshes and the Gulf of Mexico, the community features waterfront restaurants, tiki bars, marinas, seafood markets, and a relaxed Old Florida atmosphere. Outdoor enthusiasts will love the incredible fishing opportunities for redfish, snook, trout, tarpon, grouper, and kingfish, while nearby offshore waters offer easy access to world-class fishing. The crystal-clear Weeki Wachee River is only minutes away for kayaking, paddleboarding, swimming, and enjoying its constant 74-degree spring-fed waters. Popular boating destinations such as the Hernando Beach Flats, Homosassa, Crystal River, and Anclote Key are all within easy reach by boat. Although it feels like a secluded waterfront retreat, Hernando Beach is only about 10 minutes from US-19, offering convenient access to shopping, restaurants, Publix, Walmart, Sam's Club, medical facilities, and everyday conveniences. Tampa International Airport is approximately one hour away, with Orlando's attractions less than 90 minutes away. Whether you're searching for a full-time residence, weekend getaway, vacation rental, or affordable waterfront retreat, this home offers the opportunity to embrace the Gulf Coast lifestyle in one of Florida's most unique boating communities. Come discover why so many people choose to call Hernando Beach home.
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FeaturesGeneralSewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave
Zoning RES
Garage Spaces 2
Patio/Porch Features Covered Rear Porch Screened
Construction Materials Vinyl Siding
Year Built 1985
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Freshwater Canal w/Lift to Saltwater Canal
County Hernando
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HERNANDO BEACH
Facing Direction East
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions Shoal Line to Hermosa to Poinsettia
City HERNANDO BEACH
Body of Water INDIRECT GULF ACCESS
Senior Community Y/N false
MLS Area 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size Units Square Feet
Lot Size Square Feet 6200
Carport Y/N false
Listing Terms Cash Conventional
Land Lease Y/N false
Tax Annual Amount 1634
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 30
Legal Description HERNANDO BEACH UNIT 12 BLOCK 106 LOT 30
Water View Canal
Water Access Type Canal - Saltwater Freshwater Canal w/Lift to Saltwater Canal Gulf/Ocean Gulf/Ocean to Bay
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
DockY/N true
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InteriorInterior Amenities Ceiling Fan(s) Open Floorplan
Flooring Ceramic Tile Luxury Vinyl
Furnished Y/N Negotiable
Fireplace Features Family Room Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features In Garage
Total Bedrooms 2
Total Baths 2
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ExteriorExterior Amenities French Doors Private Entrance Private Mailbox Private Yard
Fencing Chain Link
Water Source Public
Lot Size Area 6200
Foundation Details Slab
Building Area Total 2161
Lot Dimensions 62 x 100
Lot Size Acres 0.14
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 2
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $3,151
- Monthly Property Taxes
- $136
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Hernando Beach, FL
Average List Price $639,479
Percent of Sale Price 28%
About Hernando Beach, FL 2,527 Population
32% Since 2002
$ 48,296 Median Income
57.11 Median Age
13% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/29/2026 | $499,000 | | Listed Price |