12511 SW Torch Lake Drive Rapid City, MI $ 1,695,000
12511 SW Torch Lake Drive
$ 1,695,000
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12511 SW Torch Lake Drive

Rapid City, MI, 49676
$ 1,695,000
Bedrooms4 Baths2.0 Sq 1,600

Monthly Estimate*

$ 10,702

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Single Family Home for sale in Rapid City, MI

for $1,695,000 with 4 bedrooms and 2 full baths. This 1,600 square foot home was built in 1998 on a lot size of 0.11.

Welcome to your turnkey Torch Lake retreat, where luxury, location, and lifestyle come together effortlessly. Wade into those famous turquoise waters and claim one of the most coveted vantage points on the lake, just steps from the energy and excitement of the Torch Lake Sandbar. Sitting only seconds from the Torch River, this property puts the entire Chain of Lakes at your fingertips. Inside, the four-bedroom, two-bath home has been thoughtfully refreshed with brand-new flooring and tasteful updates throughout. It's a clean, comfortable space with plenty of room for the whole family to gather. Outside, a professionally landscaped, multi-tiered stone patio invites you to entertain and unwind in equal measure, complete with a retractable sun awning for those long, golden afternoons. Set in a short-term-rental-friendly township with a proven track record of highly successful rentals, this is a rare opportunity to own a true income-producing getaway. Nearby Alden, Bellaire, Charlevoix, Elk Rapids, and Traverse City offer world-class dining, shopping, golf, and that unmistakable small-town charm. Properties like this on Torch Lake don't come around often, and they don't last. Showings begin July 5th.

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Single Family Active

Price

$ 1,695,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 10,689

Style

A-Frame

Lot Size

0.11

Year Built

1998

Town/City

Rapid City

County/Region

Kalkaska

MLS | Web ID

1947296

Features
Interior
Interior Amenities Pantry Drywall Ceiling Fan(s) Cable TV High Speed Internet
Basement Crawl Space
Fireplace Features Gas
Kitchen Level Main
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Skylight(s) Blinds
Fireplace Y/N Y
Above Grade Finished Area 1600
Half Baths 0
3/4 Baths 0
Laundry Features Main Level
Total Bedrooms 4
Below Grade Finished Area 0
Living Room Level Main
Main Level Bedrooms 2
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
Primary Bathroom Features Shared
Kitchen Area 168
Kitchen Length 14
Kitchen Width 12
Primary on Main 144
Second Bedroom Length 12
Second Bedroom Width 12
Bedroom 3 Area 168
Bedroom 3 Length 14
Bedroom 3 Width 12
Bedroom 4 Area 168
Bedroom 4 Length 14
Bedroom 4 Width 12
Living Room Area 168
Living Room Length 14
Living Room Width 12
Primary Bedroom Area 144
Primary Bedroom Length 12
Primary Bedroom Width 12
Bedroom 4 Level Upper
Bedroom 3 Level Upper
Second Bedroom Level Main
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General
Sewer Private Sewer
Heating Forced Air Natural Gas
Possession Negotiable
Roof Asphalt
Appliances Refrigerator Oven/Range Dishwasher Microwave Washer Dryer Exhaust Fan Gas Water Heater
Garage Spaces 0
Association Fee Includes None
Patio/Porch Features Patio
Architectural Style A-Frame
Security Features Smoke Detector(s)
Construction Materials Frame Vinyl Siding
Pets Allowed false
Year Built 1998
View Water
Stories Count 2
Township Milton
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Inland Lake All Sports Lake
Community Features None
Accessibility None
Assoc Fee Paid Per Annually
County Antrim
New Construction N
Property Type Residential
Attached Garage N
Subdivision Name None
Garage Y/N N
Other Structures Shed(s)
Full Baths 2
Status Active
Directions North on Torch Lake Dr.
City Rapid City
Body of Water Torch Lake
High School District Elk Rapids Schools
Zoning Description Residential Rental History
Lot Size Units Acres
Lot Size Square Feet 4791.6
Carport Y/N N
Tax Annual Amount 10689.93
Home Warranty Y/N N
Lease Renewal Y/N N
Lease Considered Y/N N
Primary Bedroom Level Main
Living Area Units Square Feet
Standard Status Active
Middle/Junior School District Elk Rapids Schools
Elementary School District Elk Rapids Schools
Tax Assessed Value 271295
Ownership Type Private Owner
Lease Amount Frequency Annually
Legal Description LOT 7 PLAT OF NEW HIGHLANDS; ALSO COM SW COR LOT 6 FOR POB; TH N 78 DEG 27'19 E ALG COMMON LINE OF LOTS 6 & 7 91.15 FT TO PT ON TRAV LINE ALG TORCH LAKE; TH N 19 DEG 03'23 W ALG TRAV 3.00 FT; TH S
Freehold IDX
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Exterior
Exterior Amenities Sprinkler System Rain Gutters
Parking Features Concrete Private None
Lot Features Cleared Level Sloped Landscaped Metes and Bounds
Water Source Private
Lot Size Area 0.11
Foundation Details Poured Concrete
Number of Buildings 2
Spa N
Lot Dimensions 53 x 88
Lot Size Acres 0.11
Road Surface Type Asphalt
Frontage Length 50
Frontage Type Waterfront
Waterfront Y/N Y
Road Responsibility Public Maintained Road
Horse Y/N N
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* Excluded Features
List By
Peninsula Properties Realty

Broker

Cell: 989-882-3738

Contact

Affordability Calculator

$11,593
Per Month
92%
8%
0%
Monthly Principal & Interest
$10,702
Monthly Property Taxes
$891
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2034079 Elementary School
2034321 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/29/2026$1,695,000 Listed Price

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12511 SW Torch Lake Drive, Rapid City, MI, 49676 is a Single Family Home for sale at $1,695,000 with 1,600 sqft and a lot size of 0.11. 12511 SW Torch Lake Drive has 4 bedrooms, 2.0 baths, and was built in 1998. The property's zip code is 49676 which is in Rapid City, MI