3806 OPAL CIRCLE Saint Cloud, FL $ 389,900
3806 OPAL CIRCLE
$ 389,900
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3806 OPAL CIRCLE

Saint Cloud, FL, 34772
$ 389,900
Bedrooms4 Baths3.0 Sq 2,069

Monthly Estimate*

$ 2,462

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Single Family Home for sale in Saint Cloud, FL

for $389,900 with 4 bedrooms and 3 full baths. This 2,069 square foot home was built in 1999 on a lot size of 0.25.

Virtually Staged. Nestled on a quiet cul-de-sac in the highly desirable Sawgrass community, this spacious home offers privacy, comfort, and an exceptional location with no rear neighbors and plenty of room to add a future pool. Enjoy Florida living from the covered lanai overlooking a peaceful, private backyard setting. Inside, you'll find an open and inviting floor plan featuring ceramic tile throughout the main living areas, wood laminate flooring in the front office and dining room, and comfortable carpeting in the bedrooms. The kitchen is designed for both function and style with warm maple cabinetry, laminate countertops, a decorative tile backsplash, and stainless steel appliances. The adjoining breakfast nook includes additional built-in cabinetry, creating excellent pantry and storage space. Architectural details add character throughout the home, including volume ceilings, crown molding in select rooms, and a tray ceiling in the primary suite. The spacious primary bedroom offers a relaxing retreat, while the primary bath features dual vanities, a garden tub, and a separate shower. Major updates have already been completed, including a roof replaced in 2018. The air handler was manufactured in January 2016, making it less than 10 years old. The property also benefits from a remarkably low HOA fee of just $493 per year. Sawgrass residents enjoy convenient access to Lake Nona Medical City, Orlando International Airport, the Florida Turnpike, and major employers throughout Central Florida. Nearby you'll find shopping, restaurants, schools, parks, golf, and outdoor recreation, while still enjoying the charm and small-town feel of St. Cloud. If you're looking for a well-maintained home with privacy, updates, and an outstanding location, this Sawgrass gem deserves a closer look.

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Single Family Active

Price

$ 389,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 6,444

Style

Single Family Residence

Lot Size

0.25

Year Built

1999

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

G5113979

Features
General
Sewer Public Sewer
Heating Heat Pump
Cooling Central Air
Utilities Cable Connected Electricity Connected Sewer Connected Sprinkler Meter Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Dryer Electric Water Heater Microwave Range Refrigerator
Zoning SR1B
HOA Fee 493
Garage Spaces 2
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1999
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Osceola
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name SAWGRASS UNIT 1
Facing Direction North
Garage Y/N true
Total Rooms 10
Full Baths 3
Status Active
Directions From Downtown St. Cloud head west on 13th Street (US-192 W/US-441 N) for approximately 0.5 miles. Turn left onto Vermont Avenue (CR-523) and continue 0.3 miles then continue straight as Canoe Creek Road (CR-523) for approximately 3.1 miles. Turn left onto Pine Tree Drive and travel 0.3 miles. Turn left onto Gator Bay Creek Boulevard then make an immediate right onto Gator Bay Lane. Follow Gator Bay Lane for approximately 0.1 miles then turn right back onto Gator Bay Creek Boulevard. Take the next right onto Opal Circle. The home at 3806 Opal Circle will be on your right.
City ST CLOUD
Association Name Cecily Ramey
Senior Community Y/N false
MLS Area 34772 - St Cloud (Narcoossee Road)
Lot Size Units Square Feet
Lot Size Square Feet 10759
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 6444.55
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5113979
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 48
Legal Description SAWGRASS UNIT 1 PB 10 PG 140-141 LOT 48
Minimum Lease 7 Months
Water Access Y/N false
Monthly HOA Amount 41.08
Water View Y/N false
Flood Zone Code A
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Crown Molding Open Floorplan Primary Bedroom Main Floor Tray Ceiling(s) Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Carpet Ceramic Tile Laminate
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Private Yard Rain Gutters Sidewalk Sliding Doors
Parking Features Garage Door Opener
Lot Features Cul-De-Sac Flood Insurance Required FloodZone
Water Source Public
Lot Size Area 10759
Foundation Details Slab
Building Area Total 2816
Lot Dimensions 80 x 125
Lot Size Acres 0.25
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
ChrisDayHomes@gmail.com

Email

Affordability Calculator

$2,999
Per Month
82%
18%
0%
Monthly Principal & Interest
$2,462
Monthly Property Taxes
$537
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/18/2026$389,900 Listed Price

Map


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3806 OPAL CIRCLE, Saint Cloud, FL, 34772 is a Single Family Home for sale at $389,900 with 2,069 sqft and a lot size of 0.25. 3806 OPAL CIRCLE has 4 bedrooms, 3.0 baths, and was built in 1999. The property's zip code is 34772 which is in Saint Cloud, FL