14940 Chesapeake Bay Drive Scotland, MD $ 799,000
14940 Chesapeake Bay Drive
$ 799,000
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14940 Chesapeake Bay Drive

Scotland, MD, 20687
$ 799,000
Bedrooms4 Baths3.0 Sq 1,644

Monthly Estimate*

$ 5,045

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View a Virtual Tour

Single Family Home for sale in Scotland, MD

for $799,000 with 4 bedrooms and 3 full baths. This 1,644 square foot home was built in 1996 on a lot size of 1.08.

Two Homes, One price! Imagine waking up each morning to breathtaking, unobstructed views of the Chesapeake Bay. Here, the water isnt just something you seeits part of your everyday life. Relax on your private pier, launch your kayak, cast a fishing line, or simply watch the sun dance across the Bay. A sandy beach has been thoughtfully created, allowing you to enjoy carefree days by the water regardless of the tide. Nature lovers will appreciate watching the resident ospreys return each year to build their nests, hatch their young, and soar above the shorelinea front-row seat to one of the Chesapeakes greatest treasures. The charming waterfront A-frame has been enhanced with a beautifully enclosed porch, creating the perfect space to gather with family and friends for steamed crabs, oysters, and unforgettable waterfront dinners in every season. Expansive decking on the front, rear, and second level provides multiple outdoor living spaces where panoramic bay views become the backdrop to everyday life. Inside, youll find a warm and inviting atmosphere highlighted by a cozy fireplace for crisp winter evenings. Recent improvements include updated bathrooms, a renovated kitchen, new kitchen appliances, fresh interior and exterior paint, new pier boards, and updated fencing, making this home move-in ready. A detached carport with an attached storage shed offers covered parking and plenty of room for all your beach gear, boating equipment, and tools. Just across the driveway sits an equally charming one-bedroom, one-bath guest cottage. Whether you use it for visiting family and friends, a private home office, or continue its success as a short-term vacation rental, it offers exceptional flexibility and income potential. Rarely does an opportunity like this come along. Own not one, but two highly sought-after vacation rental homes in the picturesque waterfront community of Scotland, Maryland. Whether youre looking for a personal waterfront retreat, a family compound, or an income-producing investment, this exceptional Chesapeake Bay property delivers the best of coastal living.

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Single Family Coming Soon

Price

$ 799,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 4,293

Style

A-Frame

Lot Size

1.08

Year Built

1996

Town/City

Scotland

County/Region

Saint Marys

MLS | Web ID

MDSM2032020

Features
General
Living Area 1644
Sewer Septic Exists
Heating Forced Air Heat Pump(s)
Cooling Ceiling Fan(s) Central A/C
Utilities Cable TV Available Phone Available
Possession Settlement
Roof Shingle
Appliances Dishwasher Exhaust Fan Refrigerator Stove Water Heater
Zoning RPD
Patio/Porch Features Deck(s) Balconies- Multiple Porch(es)
Architectural Style A-Frame
Construction Materials Frame
School District ST. MARY'S COUNTY PUBLIC SCHOOLS
Year Built 1996
View Water Bay
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Sandy Beach
Accessibility Other
Additional Parcels Description 14945 Chesapeake Bay Drive
County SAINT MARYS
New Construction N
Property Type Residential
HOA N
Subdivision Name RODO BEACH
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status COMING SOON
Directions Rt 5 South to Scotland Continue straight past monument Left on Rodo Beach Rd to T Right at T onto Chesapeake Bay Dr home near end on left cottage on the right.
City SCOTLAND
Body of Water Chesapeake Bay
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 47044.80
Tax Annual Amount 4293.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 486.01
Acceptable Financing Cash Conventional VA
Additional Parcels Y/N Y
Lease Considered Y/N N
Vacation Rental Y/N Y
Virtual Tour http://tour.c21nm.com/home2/AGYX4U/14940-CHESAPEAKE-BAY-DR-SCOTLAND-MD-MDSM164378
Location Type Bayfront
Standard Status Coming Soon
Year Built Source Assessor
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Interior
Interior Amenities Kitchen - Table Space Entry Level Bedroom Window Treatments Wood Floors Floor Plan - Open 2nd Kitchen Family Room Off Kitchen
Heating Fuel Electric Oil
Flooring Ceramic Tile Hardwood
Total Fireplaces 1
Fireplace Features Equipment Wood
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1644
Half Baths 0
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Living Room Primary Bedroom Bedroom 3 Kitchen Bedroom 1 Other Bathroom 2 Screened Porch
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Outbuilding(s)
Pool No Pool
Parking Features Gravel Driveway
Lot Features No Thru Street
Water Source Well-Shared
Inclusions 14945 Chesapeake Bay Drive
Type of Parking Off Street Driveway Detached Carport
Foundation Details Crawl Space
Water View Y/N Y
Lot Size Acres 1.08
Water Body Type Bay
Lot Size Source Estimated
Waterfront Y/N Y
Door Features Six Panel Sliding Glass
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Private Access Swimming Allowed Waterski/Wakeboard
Road Responsibility Private
Number of Docks 1
Land Assessed Value 304400.00
Navigable Water Y/N Y
Number of Slips 0
Water Oriented Y/N Y
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Internal Only
Street Number 1 14940
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* Excluded Features
List By
Century 21 New Millennium

Broker

jesshasthekey@gmail.com

Email

Affordability Calculator

$5,403
Per Month
93%
7%
0%
Monthly Principal & Interest
$5,045
Monthly Property Taxes
$358
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533971 Elementary School
3535470 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/27/2026$799,000 Listed Price

Map


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14940 Chesapeake Bay Drive, Scotland, MD, 20687 is a Single Family Home for sale at $799,000 with 1,644 sqft and a lot size of 1.08. 14940 Chesapeake Bay Drive has 4 bedrooms, 3.0 baths, and was built in 1996. The property's zip code is 20687 which is in Scotland, MD