3960 TARPON POINTE CIRCLE Palm Harbor, FL $ 479,900
3960 TARPON POINTE CIRCLE
$ 479,900
Recently Listed Adult Community
Open House 6/28 12pm - 2pm
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3960 TARPON POINTE CIRCLE

Palm Harbor, FL, 34684
$ 479,900
Bedrooms3 Baths2.0 Sq 1,826

Monthly Estimate*

$ 3,030

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Single Family Home for sale in Palm Harbor, FL

for $479,900 with 3 bedrooms and 2 full baths. This 1,826 square foot home was built in 1989 on a lot size of 0.16.

Perfectly positioned in one of the most desirable locations within Highland Lakes, Palm Harbor's premier 55+ golf community, this beautifully 3-bedroom, 2-bath home plus a bonus fully enclosed lanai offers an exceptional combination of modern upgrades, spacious living, and an unbeatable lifestyle. Just steps from the community's Lake Tarpon Lodge, this inviting residence features a sought-after split-bedroom floor plan with soaring vaulted ceilings in both the living and family rooms, creating a bright, open atmosphere filled with natural light. Luxury vinyl plank flooring extends throughout the home, complemented by updated hurricane-impact windows, a spacious indoor laundry room, and an attached two-car garage. At the center of the home, the beautifully renovated kitchen has been thoughtfully redesigned for both everyday living and entertaining. Featuring granite countertops, updated soft-close cabinetry, a charming breakfast nook, and a newly opened kitchen to the living room with bar-top seating, it seamlessly connects the home's main living spaces. Three sliders out to the fully enclosed lanai with new windows provides a comfortable year-round retreat, offering valuable additional living space that's not included in the heated square footage of the home! MAJOR UPDATES include a NEW 2024 HVAC, NEW 2024 hot water heater, NEW 2020 ROOF, updated hurricane-impact windows, and a cost-saving deep well for irrigation! No insurance worries here with a recently passed 4-point inspection and located safely high and dry in a non-flood zone. Highland Lakes offers one of the finest active adult lifestyles in the Tampa Bay area with an incredibly affordable HOA fee of only $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, tennis, pickleball, bocce, shuffleboard, and a vibrant clubhouse featuring fitness classes, entertainment, clubs, and year-round social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf cart-friendly streets make everyday living even more convenient. Located just minutes from award-winning Gulf beaches, premier shopping and dining, top-rated healthcare, professional sports venues, two international airports, and a cruise port, this move-in-ready home offers the perfect opportunity to enjoy the very best of Florida living. Call today and experience everything this exceptional home and community have to offer!

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Open House

6/28/2026 12:00 PM - 2:00 PM
3960 TARPON POINTE CIRCLE Palm Harbor, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 479,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,537

Style

Ranch Traditional

Lot Size

0.16

Year Built

1989

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8523574

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Public Sewer Connected Sprinkler Well Underground Utilities Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning RPD-7.5
HOA Fee 164
Garage Spaces 2
Association Fee Includes Common Area Taxes Community Pool Escrow Reserves Fund Pool Maintenance Recreational Facilities
Patio/Porch Features Enclosed Rear Porch
Architectural Style Ranch Traditional
Construction Materials Block
Pets Allowed Yes
Year Built 1989
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Waterfront
Community Features Community Boat Ramp Dock Fishing Lake Water Access Waterfront Association Recreation - Owned Clubhouse Deed Restrictions Golf Carts OK Golf Pool Sidewalks
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HIGHLAND LAKES
Facing Direction Northwest
Garage Y/N true
Total Rooms 10
Full Baths 2
Status Active
Directions US 19 N to Highland Lakes main entrance (fountains) north of Nebraska. Follow entrance road through the 4-way stop. Take a right onto Loch Rd. Take a left onto Tarpon Pointe Cir to the property located on your right.
City PALM HARBOR
Body of Water LAKE TARPON
Association Name Highland Lakes HOA member services
Senior Community Y/N true
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 6826
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 2537.46
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 70
Legal Description HIGHLAND LAKES UNIT THIRTYFOUR LOT 70
Water Access Type Lake
Minimum Lease 3 Months
Water Access Y/N true
Monthly HOA Amount 164
Additional Rooms Family Room Formal Dining Room Separate Inside Utility
Water View Y/N false
Flood Zone Code X
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Split Bedroom Stone Counters Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Luxury Vinyl Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Lighting Private Mailbox Sidewalk Sliding Doors
Lot Features Level Near Golf Course Near Marina Sidewalk
Water Source Public
Lot Size Area 6826
Foundation Details Slab
Building Area Total 2891
Lot Dimensions 65 x 105
Lot Size Acres 0.16
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
amanda.justus@cbrealty.com

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Affordability Calculator

$3,242
Per Month
93%
7%
0%
Monthly Principal & Interest
$3,030
Monthly Property Taxes
$211
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/27/2026$479,900 Listed Price

Map


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3960 TARPON POINTE CIRCLE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $479,900 with 1,826 sqft and a lot size of 0.16. 3960 TARPON POINTE CIRCLE has 3 bedrooms, 2.0 baths, and was built in 1989. The property's zip code is 34684 which is in Palm Harbor, FL