844 Harbor View Terrace Annapolis, MD $ 1,249,999
844 Harbor View Terrace
$ 1,249,999
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844 Harbor View Terrace

Annapolis, MD, 21409
$ 1,249,999
Bedrooms5 Baths3.0 Sq 2,920

Monthly Estimate*

$ 7,893

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Single Family Home for sale in Annapolis, MD

for $1,249,999 with 5 bedrooms and 3 full baths. This 2,920 square foot home was built in 1987 on a lot size of 0.22.

Wake up to panoramic views of the Magothy River from this beautifully updated home in the sought-after waterfront community of Cape St. Claire. Expansive windows fill the home with natural light while showcasing breathtaking water views from many of the primary living spaces. The stunning remodeled kitchen features quartz countertops, stainless steel appliances, custom cabinetry, a dry bar, and an open layout that flows seamlessly into the dining and living areas. Hardwood flooring, beautifully renovated bathrooms, updated stair railings, fresh paint, and designer finishes create a home that is both elegant and inviting. Offering a highly desirable layout with two main-level bedrooms and a private upper-level primary suite, the home provides exceptional flexibility for guests, multigenerational living, or a dedicated home office. The spacious primary retreat features a sitting area, custom walk-in closet, spa-inspired bath, and private balcony overlooking the Magothy River. The finished lower level provides additional flexible living space, abundant storage, and walk-out access to the backyard. Outdoor living shines with an expansive Ipe wood deck with glass railings, a hot tub, beautifully landscaped grounds, and stairs leading toward the shorelineperfect for entertaining or simply enjoying the ever-changing waterfront scenery. With more than $250,000 invested in improvements over the past four years, this home combines timeless design with modern efficiency. Major updates include a complete kitchen renovation, three remodeled bathrooms, hardwood flooring, dual high-efficiency Carrier HVAC systems, updated electrical service with a Level 2 EV charger, reverse osmosis and whole-house water filtration systems, well pump replacement, waterproofing improvements, custom primary closet, backyard fencing, and much more. Conveniently located just minutes from downtown Annapolis, Broadneck schools, shopping, dining, commuter routes, and the Chesapeake Bay Bridge, this is a rare opportunity to own an extensively updated home with spectacular water views in one of Anne Arundel County's most beloved waterfront communities.

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Single Family Active

Price

$ 1,249,999

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 9,689

Style

Colonial

Lot Size

0.22

Year Built

1987

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2149710

Features
General
Living Area 2920
Sewer Public Sewer
Heating Heat Pump - Oil BackUp
Cooling Attic Fan Ceiling Fan(s) Central A/C Heat Pump(s) Programmable Thermostat Multi Units
Utilities Sewer Available Water Available Cable TV Available Electric Available Multiple Phone Lines Phone Available
Possession Settlement
Roof Architectural Shingle
Appliances Dishwasher Disposal Exhaust Fan Oven - Single Oven/Range - Electric Range Hood Water Conditioner - Owned ENERGY STAR Clothes Washer ENERGY STAR Dishwasher ENERGY STAR Freezer ENERGY STAR Refrigerator
Zoning R5
HOA Fee 10.00
Garage Spaces 2.00
Patio/Porch Features Balcony Deck(s)
Architectural Style Colonial
Security Features Main Entrance Lock Smoke Detector
Construction Materials Combination Brick Vinyl Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1987
Electric 200+ Amp Service
View Garden/Lawn Marina Water Bay
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Section 1
Waterfront Features Shared
Accessibility None
Assoc Fee Paid Per Annually
County ANNE ARUNDEL
New Construction N
Property Type Residential
Association Amenities Beach Boat Ramp Club House Pier/Dock Pool Mem Avail Pool - Outdoor Tot Lots/Playground Water/Lake Privileges Boat Dock/Slip
HOA Y
Subdivision Name CAPE ST CLAIRE
Facing Direction East
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Use GPS
City ANNAPOLIS
Body of Water DEEP CREEK
Association Name CAPE ST CLAIRE IMPROVEMENT ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 9660.00
Tax Annual Amount 9689.43
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 428.08
Additional Parcels Y/N Y
Community Pool Features In Ground Fenced
Historic Y/N N
Vacation Rental Y/N N
Virtual Tour https://media.homesight2020.com/844-Harbor-View-Terrace/idx
Location Type Bayside
Standard Status Active
Year Built Source Assessor
Legal Subdivision CAPE ST CLAIRE
Tax Lot 22
Association Recreation Fee N
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Interior
Interior Amenities Dining Area Primary Bath(s) Entry Level Bedroom Wood Floors Recessed Lighting Floor Plan - Open Attic Ceiling Fan(s) Bathroom - Soaking Tub Walk-in Closet(s) WhirlPool/HotTub Combination Dining/Livin
Heating Fuel Central Electric Oil
Basement Drainage System Interior Access Outside Entrance Poured Concrete Rough Bath Plumb Rear Entrance Unfinished Water Proofing System
Flooring Carpet Hardwood Luxury Vinyl Plank Ceramic Tile
Hot Water Electric 60+ Gallon Tank
Basement (Y/N) Y
Heating Y/N Y
Window Features Casement Double Pane Vinyl Clad Insulated Palladian
Above Grade Finished Area 2920
Half Baths 0
Central Air Y/N Y
Total Bedrooms 5
Below Grade Finished Area 0
Room Type Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Bedroom 5 Kitchen Family Room Basement Laundry Bathroom 2 Bathroom 3 Primary Bathroom
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Hot Tub Flood Lights Outbuilding(s) Boat Storage Play Area Private Beach
Pool Yes - Community
Parking Features Paved Driveway
Lot Features Front Yard Landscaping Rear Yard Stream/Creek Bulkheaded Fishing Available
Water Source Well
Garage Features Oversized Garage - Front Entry Garage - Rear Entry Additional Storage Area Garage Door Opener
Type of Parking Off Street Detached Garage Driveway
Foundation Details Concrete Perimeter Stone
Spa N
Water View Y/N Y
Lot Size Acres 0.22
Road Surface Type Access - Above Grade Black Top Paved
Water Body Type Creek
Lot Size Source Assessor
Waterfront Y/N Y
Door Features Insulated Six Panel Sliding Glass
Builder Model 3311
Water Access Features Canoe/Kayak Boat - Powered Sail Private Access Private Beach
Road Responsibility City/County
Number of Docks 0
Land Assessed Value 488100.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 844
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* Excluded Features
List By
Ttr Sotheby's International Realty

Broker

brooke@austinteam.com

Email

Affordability Calculator

$8,700
Per Month
91%
9%
0%
Monthly Principal & Interest
$7,893
Monthly Property Taxes
$807
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533405 Elementary School
3533185 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/25/2026$1,249,999 Listed Price

Map


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844 Harbor View Terrace, Annapolis, MD, 21409 is a Single Family Home for sale at $1,249,999 with 2,920 sqft and a lot size of 0.22. 844 Harbor View Terrace has 5 bedrooms, 3.0 baths, and was built in 1987. The property's zip code is 21409 which is in Annapolis, MD