3205 Richmond Street
Mount Vernon, KY, 40456 $ 129,000
Bedrooms3 Baths2.0 Sq 1,036 Monthly Estimate*
$ 815
for $129,000 with 3 bedrooms and 2 full baths. This 1,036 square foot home was built in 1950 on a lot size of 1.36.
Investor Special! Charming country farmhouse located within the Mt. Vernon city limits with Highway 25 road frontage! Conveniently located near I-75, Renfro Valley, downtown Mt. Vernon, and Lake Linville. Location, Location, Location! Nestled among beautiful trees and set back from the road, this property offers a peaceful setting with a small stream flowing along the front of the property, creating a private and picturesque atmosphere. This home does need some TLC and has a recent home inspection completed on 6/5/26 available for review. The bathrooms have been gutted, giving the next owner a head start on renovations. In 2026, a licensed plumber replaced the water lines underneath the home and the waterlines to the shut-off valves in both bathrooms and kitchen. Inside, the main level features a spacious living room, dining room, kitchen, two bathrooms, and three bedrooms. Washer and dryer hookups are currently located in one of the bedrooms but could potentially be relocated if desired. The home's layout offers plenty of opportunities to customize and reimagine the space to fit your needs. Upstairs, you'll find two bonus rooms that could serve a variety of purposes, including additional bedrooms, a home office, hobby room, or storage space. Situated on 1.36 +/- acres, the property also includes a metal storage building and a small wood cabin. With Highway 25 frontage, a convenient location, and plenty of potential, this property could make an excellent investment property, rental, flip project, or personal residence. Whether you're looking for your next investment opportunity or a renovation project, this one is worth a look! Disclaimer: Seller is a licensed Georgia Realtor. Buyers are to satisfy themselves regarding all aspects of the property.
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FeaturesGeneralSewer Septic Tank
Heating Electric Heat Pump
Cooling Central Air
Possession Close Of Escrow
Roof Metal
Appliances Range Refrigerator
Patio/Porch Features Porch
Construction Materials Aluminum Siding
Year Built 1950
View Trees/Woods Other
Levels Two
Property Subtype Single Family Residence
Parcel Number 044-00-041
County Rockcastle
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rural
Garage Y/N N
Other Structures Other
Total Rooms 10
Full Baths 2
Status Active
Directions From downtown Mt. Vernon in 1 mile turn right onto Richmond Street in 2.17 miles the driveway will be on the left. G P S will not take you to the correct location you will need to continue straight f
High School Rockcastle
City Mt Vernon
High School District Rockcastle County - 22
MLS Area 022 - Rockcastle County
Lot Size Units Acres
Lot Size Square Feet 59241.6
Carport Y/N N
Elementary School Roundstone
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Rockcastle Co
MLS Area Minor 022 - Rockcastle County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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InteriorBasement Crawl Space
Flooring Hardwood Other
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1036.0
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 0.0
Total Baths 2
Heating-Heat Pump True
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ExteriorParking Features Driveway
Lot Features Few Trees
Water Source Public
Lot Size Area 1.36
Foundation Details Block
Building Area Total 1036.0
Lot Size Acres 1.36
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByKey Players Real EstateBroker
Affordability Calculator
- Monthly Principal & Interest
- $815
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Mount Vernon, KY
Average List Price $238,469
Percent of Sale Price 85%
About Mount Vernon, KY 1,991 Population
-7% Since 2002
$ 28,460 Median Income
40.41 Median Age
31% Households with Children
Trends Information provided by ATTOM Data Solutions.
3289658 Elementary School
3292744 Middle School
Rockcastle High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/24/2026 | $129,000 | | Listed Price |