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12 Union Street Annapolis, MD $ 1,289,900
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12 Union Street
$ 1,289,900
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12 Union Street

Annapolis, MD, 21401
$ 1,289,900
Bedrooms4 Baths2.0 Sq 2,265

Monthly Estimate*

$ 8,145

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Single Family Home for sale in Annapolis, MD

for $1,289,900 with 4 bedrooms and 2 full baths. This 2,265 square foot home was built in 1981 on a lot size of 0.03.

Rare opportunity to own a stunning newer built fully detached four bedroom home in the historic district with an attached one car garage plus a one car driveway an amenity rarely found in downtown Annapolis. Tucked away on a quiet street just steps from Spa Creek and City Dock, 12 Union Street combines the charm and walkability of the Historic District with the comfort and convenience of newer construction. Spanning four levels, the home is filled with natural light and offers high ceilings throughout. The entire interior has recently undergone a significant refresh, including resurfaced hardwood floors, all-new carpet, professional interior painting throughout, new lighting fixtures, new outlets and switches, a new kitchen backsplash and quartz countertops, plus a new dishwasher, refrigerator, and hot water heater. With four bedrooms and two full baths, the flexible floor plan provides plenty of options for guests, a home office, gym, or additional living space. Outdoor living is equally inviting, featuring a screened porch off the second level and a spacious deck off the main level with additional outdoor space ideal for relaxing, entertaining, or creating a garden retreat. The unfinished basement offers exceptional storage and future potential, featuring windows that bring in natural light and unusually high ceilings rarely found in similar downtown homes. Step outside and enjoy everything that makes Annapolis special. The waterfront is just moments away, while the U.S. Naval Academy, restaurants, shops, parks, and all the attractions of downtown Annapolis are within easy walking distance. Whether you're looking for a full-time residence, a weekend escape, or a smart investment, 12 Union Street offers an exceptional opportunity in one of Annapolis' most sought-after locations.

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Single Family Contingent

Price

$ 1,289,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 10,325

Style

Colonial

Lot Size

0.03

Year Built

1981

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2149666
Features
General
Living Area 2265
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Roof Asphalt
Appliances Built-In Microwave Dishwasher Dryer - Electric Oven/Range - Gas Refrigerator Stainless Steel Appliances Washer
Zoning R2
Garage Spaces 1.00
Architectural Style Colonial
Construction Materials Frame
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1981
Levels 4
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Annapolis
Accessibility None
County ANNE ARUNDEL
New Construction N
Property Type Residential
HOA N
Subdivision Name HISTORIC DISTRICT
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE UNDER CONTRACT
Directions West St to Cathedral St to Conduit St to Union St.
City ANNAPOLIS
Disclosures Prop Disclosure
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 1200.00
Tax Annual Amount 10325.0
Home Warranty Y/N N
Structure Type Detached
Condo/Coop Association fee Y/N N
Price Per Sq Ft Total AG 569.49
Vacation Rental Y/N N
Standard Status Active Under Contract
Year Built Source Assessor
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Interior
Interior Amenities Bathroom - Stall Shower Breakfast Area Carpet Ceiling Fan(s) Combination Kitchen/Dining Floor Plan - Traditional Kitchen - Galley Recessed Lighting Skylight(s) Upgraded Countertops Window Treatments
Heating Fuel Natural Gas
Basement Connecting Stairway Interior Access Unfinished Windows
Flooring Hardwood Carpet
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2265
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Living Room Dining Room Bedroom 3 Bedroom 4 Kitchen Family Room Basement Bedroom 1 Bathroom 1 Bathroom 2
Below Grade Finished Area Unit Type Square Feet
Laundry Type Has Laundry Basement
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Fencing Board
Parking Features Concrete Driveway
Lot Features Level Rear Yard
Water Source Public
Garage Features Garage - Front Entry Garage Door Opener
Type of Parking Attached Garage Driveway
Foundation Details Block
Water View Y/N N
Lot Size Acres 0.03
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 481200.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 12
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* Excluded Features
List By
Coldwell Banker Realty

Broker

realtorsanti@gmail.com

Email

Affordability Calculator

$9,005
Per Month
90%
10%
0%
Monthly Principal & Interest
$8,145
Monthly Property Taxes
$860
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3536178 Elementary School
3535328 Middle School
Call School Board High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
7/8/2026$1,289,900 -0.78% Price Down
6/24/2026$1,300,000 Listed Price

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12 Union Street, Annapolis, MD, 21401 is a Single Family Home for sale at $1,289,900 with 2,265 sqft and a lot size of 0.03. 12 Union Street has 4 bedrooms, 2.0 baths, and was built in 1981. The property's zip code is 21401 which is in Annapolis, MD

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