470 SW SANTA FE DRIVE Fort White, FL $ 599,000
470 SW SANTA FE DRIVE
$ 599,000
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470 SW SANTA FE DRIVE

Fort White, FL, 32038
$ 599,000
Bedrooms2 Baths2.0 Sq 1,269

Monthly Estimate*

$ 3,782

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Single Family Home for sale in Fort White, FL

for $599,000 with 2 bedrooms and 2 full baths. This 1,269 square foot home was built in 1981 on a lot size of 2.

Remarkable rare opportunity to own approx 2 acres on the Santa Fe River in the highly sought-after Three Rivers Estates community on a double lot. This cabin-style river home is perfectly positioned on a scenic bend in the river, offering views both upstream and downstream. Designed to enjoy the waterfront setting, the home features wraparound porches, a massive rear deck overlooking the river, and a private boardwalk that winds through impressive cypress trees to a covered riverside deck. Inside are 2 bedrooms, 1 full bathroom, a sunroom with river views, and a wood-burning stove. The lower level offers a partially finished game room with a half bath and additional storage space. Outside, you'll also find a full walk-in outdoor shower and a garage/storage area perfect for a golf cart, lawn mower, or all of your river toys. A new roof was installed in 2025. Three Rivers Estates property owners enjoy exclusive access to multiple private parks with boat ramps on both the Santa Fe and Ichetucknee Rivers, providing endless opportunities for boating, kayaking, tubing, paddleboarding, and fishing. The property is just minutes from Ichetucknee Springs, Ginnie Springs, Poe Springs, Blue Springs, Rum Island, and several other North Florida springs. Whether you're looking for a private river retreat, a full-time residence, or an income-producing short-term rental, this is a rare opportunity to own one of the Santa Fe River's most desirable waterfront locations.

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Single Family Active

Price

$ 599,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 487

Style

Cabin

Lot Size

2

Year Built

1981

Town/City

Fort White

County/Region

Columbia

MLS | Web ID

GC541395

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available
Roof Metal
Appliances Dishwasher Range Refrigerator
Zoning ESA2
HOA Fee 175
Patio/Porch Features Deck Front Porch Patio Porch Rear Porch Side Porch Wrap Around
Architectural Style Cabin
Construction Materials Cedar
Pets Allowed Yes
Year Built 1981
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2026
Ownership Fee Simple
Waterfront Features River Front
Assoc Fee Paid Per Annually
County Columbia
New Construction false
Property Type Residential
Subdivision Name THREE RIVERS ESTATES
Facing Direction North
Garage Y/N false
Total Rooms 3
Full Baths 2
Status Active
Directions Located on Santa Fe Dr in Three Rivers
City FORT WHITE
Body of Water SANTA FE RIVER
Association Name Three Rivers Property Owners
Senior Community Y/N false
MLS Area 32038 - Fort White
Lot Size Units Acres
Lot Size Square Feet 87120
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 487
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/GC541395
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 42
Legal Description LOTS 42& 43 UNIT 2 THREE RIVERS ESTATES. 454-163 739-931 794-777 806-768 879-1110 906-125 906-127 956-382 WD 1009-182 QC 1125-2459 WD 1314-2410
Water View River
Water Access Type River
Minimum Lease No Minimum
Water Access Y/N true
Monthly HOA Amount 14.58
Water View Y/N true
Flood Zone Code AE
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s)
Flooring Carpet Hardwood
Furnished Y/N Unfurnished
Fireplace Features Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Other
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Outdoor Shower
Parking Features Circular Driveway Driveway
Water Source Well
Lot Size Area 2
Foundation Details Stilt/On Piling
Building Area Total 3976
Lot Size Acres 2
Road Surface Type Dirt
Private Pool false
Waterfront Y/N true
Number of Lots 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
katie@garrettrealtyfl.com

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Affordability Calculator

$3,823
Per Month
99%
1%
0%
Monthly Principal & Interest
$3,782
Monthly Property Taxes
$41
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/24/2026$599,000 Listed Price

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470 SW SANTA FE DRIVE, Fort White, FL, 32038 is a Single Family Home for sale at $599,000 with 1,269 sqft and a lot size of 2. 470 SW SANTA FE DRIVE has 2 bedrooms, 2.0 baths, and was built in 1981. The property's zip code is 32038 which is in Fort White, FL