138 Cardinal Avenue Albany, NY ^$ 339,000

138 Cardinal Avenue

^$ 339,000

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Recently Listed

138 Cardinal Avenue

Albany, NY, 12209

^$ 339,000

Bedrooms4 Baths1.1 Sq 1,672

Monthly Estimate*

^$ 2,140

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Single Family Home for sale in Albany, NY

for $339,000 with 4 bedrooms and 1 full bath, 1 half bath. This 1,672 square foot home was built in 1937 on a lot size of 0.12.

Set in Albany's Whitehall neighborhood on a picturesque block, this charming four-bedroom, two-bathroom home blends classic character with meaningful modern updates, including newer fixtures and appliances. The current owner has invested heavily in the big-ticket items: vinyl replacement windows throughout, newer siding (2018), upgraded electrical service with a new panel (2019), a newer furnace (2019), rubber porch roofs (2020), New Trex rear deck and front porch (2019/2020), a new water heater (2022), and an above-ground saltwater pool (2024). The slate roof on the main house is durable, low-maintenance, and built to last generations. Move in with confidence; the work has already been done. Close to shopping, dining, hospitals, and universities.

Single Family Active

Price

^$ 339,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 7,218

Style

Traditional

Lot Size

0.12

Year Built

1937

Town/City

Albany

County/Region

Albany

MLS | Web ID

202620284

Features

General

Sewer Public Sewer

Heating Forced Air Natural Gas

Cooling None

Possession At Closing

Roof Slate

Appliances Dishwasher Dryer Microwave Range Refrigerator Washer

Garage Spaces 2.0

Patio/Porch Features Rear Porch Composite Deck Front Porch

Architectural Style Traditional

Pool Features Above Ground Salt Water

Construction Materials Vinyl Siding

Year Built 1937

Electric 200+ Amp Service

Property Subtype Single Family Residence

County Albany

New Construction N

Property Type Residential

HOA N

Attached Garage N

Garage Y/N Y

Other Structures Garage(s)

Total Rooms 12

Full Baths 1

Status Active

Directions Whitehall Rd. to Cardinal Ave. Home is on the left #138

High School Albany

City Albany

High School District Albany

Lot Size Units Acres

Lot Size Square Feet 5227.2

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 7218.43

Home Warranty Y/N N

Property Condition Updated/Remodeled

Lease Renewal Y/N N

Additional Parcels Y/N N

Concessions Yes

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 31.000

Interior

Basement Full Unfinished

Flooring Hardwood

Total Fireplaces 1

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Fireplace Y/N Y

Above Grade Finished Area 1672.0

Half Baths 1

Total Bedrooms 4

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

Exterior

Exterior Amenities Drive-Paved

Parking Features Paved Driveway

Water Source Public

Total Parking 6.0

Lot Size Area 0.12

Spa N

Lot Size Acres 0.12

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 138

* Excluded Features

List By

Beau Piorkowski

Listing Agent

Empire Real Estate Firm Llc

Broker

(518) 331-7839

Phone

beaupiorkowski@gmail.com

Affordability Calculator

$2,742

Per Month

Monthly Principal & Interest: $2,140
Monthly Property Taxes: $602
Monthly Home Insurance: --

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Albany, NY

Average List Price ^$332,940

Percent of Sale Price 2%

About Albany, NY

99,338 Population

4% Since 2002

^$44,478 Median Income

33.63 Median Age

18% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853463 Elementary School

853351 Middle School

Albany High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
6/24/2026	$339,000		Listed Price

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138 Cardinal Avenue, Albany, NY, 12209 is a Single Family Home for sale at $339,000 with 1,672 sqft and a lot size of 0.12. 138 Cardinal Avenue has 4 bedrooms, 1.1 baths, and was built in 1937. The property's zip code is 12209 which is in Albany, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 6/25/2026.

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138 Cardinal Avenue

Single Family Home for sale in Albany, NY

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